<div id="readability-page-1"><div><p>The United States market has remained flat over the last week but has seen a significant increase of 28% over the past year, with earnings expected to grow by 16% annually. In this context, identifying stocks that are trading at substantial discounts can offer potential opportunities for investors seeking value in an otherwise robust market environment.</p><h3>Top 10 Undervalued Stocks Based On Cash Flows In The United States</h3><div><table><tbody><tr><td><strong>Name</strong></td><td><strong>Current Price</strong></td><td><strong>Fair Value (Est)</strong></td><td><strong>Discount (Est)</strong></td></tr><tr><td>Uranium Energy (UEC)</td><td>$13.41</td><td>$26.41</td><td>49.2%</td></tr><tr><td>Tutor Perini (TPC)</td><td>$86.04</td><td>$164.47</td><td>47.7%</td></tr><tr><td>Ouster (OUST)</td><td>$25.54</td><td>$50.12</td><td>49%</td></tr><tr><td>Genuine Parts (GPC)</td><td>$103.28</td><td>$199.08</td><td>48.1%</td></tr><tr><td>First Merchants (FRME)</td><td>$39.82</td><td>$77.38</td><td>48.5%</td></tr><tr><td>Fifth Third Bancorp (FITB)</td><td>$49.79</td><td>$95.05</td><td>47.6%</td></tr><tr><td>FB Financial (FBK)</td><td>$53.71</td><td>$103.19</td><td>47.9%</td></tr><tr><td>Capital One Financial (COF)</td><td>$190.84</td><td>$379.57</td><td>49.7%</td></tr><tr><td>Ategrity Specialty Insurance Company Holdings (ASIC)</td><td>$20.51</td><td>$41.00</td><td>50%</td></tr><tr><td>AppLovin (APP)</td><td>$443.43</td><td>$864.11</td><td>48.7%</td></tr></tbody></table></div><p>Click here to see the full list of 149 stocks from our Undervalued US Stocks Based On Cash Flows screener.</p><p>Let's dive into some prime choices out of the screener.</p><h2>BlackLine (BL)</h2><p><strong>Overview:</strong> BlackLine, Inc. offers cloud-based solutions to automate and streamline accounting and finance operations globally, with a market cap of approximately $1.86 billion.</p><p><strong>Operations:</strong> The company's revenue primarily comes from its Software &amp; Programming segment, which generated $700.43 million.</p><p><strong>Estimated Discount To Fair Value:</strong> 45.3%</p><p>BlackLine, Inc. is trading at US$31.16, significantly below its estimated future cash flow value of US$57.02, indicating potential undervaluation based on cash flows. Despite a forecasted annual earnings growth of 48.8%, which outpaces the broader U.S. market, revenue growth is expected to lag behind at 9.5% per year compared to the market's 11.1%. Recent strategic initiatives like Agentic Financial Operations and increased buyback plans highlight efforts to enhance shareholder value amidst governance changes and executive transitions.</p><ul><li>The analysis detailed in our BlackLine growth report hints at robust future financial performance.</li><li>Unlock comprehensive insights into our analysis of BlackLine stock in this financial health report.</li></ul><figure><img height="476" src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/778c2d9f-6ab3-4f7d-b7b1-28f2bb3fe66a/chart/dcf/query-dGhlbWU9bGlnaHQ?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="746" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/778c2d9f-6ab3-4f7d-b7b1-28f2bb3fe66a/chart/dcf/query-dGhlbWU9bGlnaHQ"/><figcaption>BL Discounted Cash Flow as at Apr 2026</figcaption></figure><h2>Playtika Holding (PLTK)</h2><p><strong>Overview:</strong> Playtika Holding Corp. develops mobile games across various regions including the United States, Europe, and Asia Pacific, with a market cap of approximately $1.33 billion.</p><p><strong>Operations:</strong> The company's revenue segment includes $2.76 billion from Computer Graphics.</p><p><strong>Estimated Discount To Fair Value:</strong> 32.6%</p><p>Playtika Holding is trading at US$3.49, below its estimated future cash flow value of US$5.18, highlighting potential undervaluation based on cash flows. Despite a slow revenue growth forecast of 1.5% annually, earnings are expected to grow significantly at 66.4% per year as the company moves towards profitability in three years. Recent strategic evaluations and innovative partnerships aim to enhance shareholder value and expand engagement beyond core gameplay amidst high debt levels and leadership changes.</p><ul><li>The growth report we've compiled suggests that Playtika Holding's future prospects could be on the up.</li><li>Navigate through the intricacies of Playtika Holding with our comprehensive financial health report here.</li></ul><figure><img height="476" src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/e4419b97-7fc1-4cbd-b332-51a58cbeb503/chart/dcf/query-dGhlbWU9bGlnaHQ?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="746" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/e4419b97-7fc1-4cbd-b332-51a58cbeb503/chart/dcf/query-dGhlbWU9bGlnaHQ"/><figcaption>PLTK Discounted Cash Flow as at Apr 2026</figcaption></figure><h2>Nicolet Bankshares (NIC)</h2><p><strong>Overview:</strong> Nicolet Bankshares, Inc. is the bank holding company for Nicolet National Bank, offering banking products and services to businesses and individuals across Wisconsin, Michigan, and Minnesota with a market cap of $3.15 billion.</p><p><strong>Operations:</strong> The company generates revenue of $428.66 million from its consumer and commercial banking services across Wisconsin, Michigan, and Minnesota.</p><p><strong>Estimated Discount To Fair Value:</strong> 43.4%</p><p>Nicolet Bankshares is trading at US$144.33, significantly below its estimated future cash flow value of US$254.91, suggesting undervaluation based on cash flows. Despite a recent decline in net income to US$15.2 million from US$32.59 million year-over-year, earnings are expected to grow substantially over the next three years at 40.5% annually, outpacing the broader U.S. market growth rate of 16.2%. Recent share buybacks and dividend increases further bolster investor confidence amidst board restructuring post-merger with MidWestOne Financial Group.</p><ul><li>Our growth report here indicates Nicolet Bankshares may be poised for an improving outlook.</li><li>Click to explore a detailed breakdown of our findings in Nicolet Bankshares' balance sheet health report.</li></ul><figure><img height="476" src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/68230364-6003-4958-9327-320137cfbbfc/chart/dcf/query-dGhlbWU9bGlnaHQ?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="746" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/68230364-6003-4958-9327-320137cfbbfc/chart/dcf/query-dGhlbWU9bGlnaHQ"/><figcaption>NIC Discounted Cash Flow as at Apr 2026</figcaption></figure><h2>Make It Happen</h2><ul><li>Gain an insight into the universe of 149 Undervalued US Stocks Based On Cash Flows by clicking here.</li><li>Are any of these part of your asset mix? Tap into the analytical power of Simply Wall St's portfolio to get a 360-degree view on how they're shaping up.</li><li>Invest smarter with the free Simply Wall St app providing detailed insights into every stock market around the globe.</li></ul><h2>Looking For Alternative Opportunities?</h2><ul><li>Explore high-performing small cap companies that haven't yet garnered significant analyst attention.</li><li>Diversify your portfolio with solid dividend payers offering reliable income streams to weather potential market turbulence.</li><li>Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.</li></ul> <p><em> This article by Simply Wall St is general in nature. <strong>We provide commentary based on historical data      and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice.      It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your      financial situation.</strong> We aim to bring you long-term focused analysis driven by fundamental data.      Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.      Simply Wall St has no position in any stocks mentioned.</em></p><div><h3>Valuation is complex, but we're here to simplify it.</h3><p>Discover if BlackLine might be undervalued or overvalued with our detailed analysis, featuring <strong>fair value estimates, potential risks, dividends, insider trades, and its financial condition.</strong></p><p>Access Free Analysis</p></div></div></div>

PLTK

<p>The U.S. market has seen a 28% increase over the past year, with earnings expected to grow by 16% annually. Three stocks identified as trading at significant discounts include BlackLine (45.3% discount), Playtika Holding (32.6% discount), and Nicolet Bankshares (43.4% discount). BlackLine is valued at $31.16, Playtika at $3.49, and Nicolet at $144.33, all below their estimated fair values. Despite challenges, these companies show potential for future growth, making them attractive options for value-seeking investors.</p>

Simplywall

Playtika

Blackline

Nicolet Bankshares

Uranium Energy

Tutor Perini

Ouster

Genuine Parts

First Merchants

Fifth Third Bancorp

FB Financial

Capital One Financial

Ategrity Specialty Holdings LLC

AppLovin

MidWestOne Financial

Ouster - CW25

Ouster A - CW25

OUSTER INC C/WTS 11/03/2026 (TO PUR COM)

OUSTER INC C/WTS 29/09/2025(TO PUR COM)

Fifth Third Bancorp Pref Share FITBO 4.95 Perp 09/30/24 K

FIFTH THIRD BANK PREF SHARE FITB V6.625 P12/31/49 I

Fifth Third Bancorp Pref Shares FITBM 6.875 Perp 10/01/30

Fifth Third Bancorp Depositary Shs B Ser A Repr 1/40 6 % Perp Pfd Registered Shs B Ser A

CAPITAL ONE FINANCIAL CORP DEP SHS REP 1/40TH NCUM PFD SER N

CAPITAL ONE FINANCIAL CORP 4.8% DP SH RP 1/40TH NON CUM PERP PFD J

CAPITAL ONE FINANCIAL CORP DEP SHS REP 1/40TH NON CUM PERP PFD  I

3 Stocks Estimated To Be Trading At Discounts Of Up To 45.3%