Revenue: As of FY2026 Q3, the actual value is USD 564.23 M.EPS: As of FY2026 Q3, the actual value is USD 2.15, beating the estimate of USD 2.13.EBIT: As of FY2026 Q3, the actual value is USD -99.97 M.<h4>Verdant Commercial Capital, LLC (Banking Business Segment)</h4><ul><li>Net Revenue (Three Months Ended March 31, 2026): $35.4 million</li><li>Net Revenue (Nine Months Ended March 31, 2026): $65.5 million</li><li>Net Income (Three Months Ended March 31, 2026): $7.1 million</li><li>Net Income (Nine Months Ended March 31, 2026): $3.6 million</li><li>Goodwill recognized from the Verdant acquisition has been assigned to the Banking Business Segment.</li><li>Approximately $1.2 billion in loans and leases, including $211.0 million of Purchased Credit Deteriorated (PCD) assets, are included in the Commercial &amp; Industrial - Non-RE portfolio.</li></ul><h4>Loan Portfolio Segments (as of March 31, 2026)</h4><ul><li>Single Family - Mortgage &amp; Warehouse: $4,704,482 thousand<ul><li>Performing: $4,647,271 thousand</li><li>Nonaccrual: $57,211 thousand</li><li>Allowance for Credit Losses: $7,986 thousand</li><li>Year-to-date Gross Charge-offs: $439 thousand</li></ul></li><li>Multifamily and Commercial Mortgage: $2,473,842 thousand<ul><li>Performing: $2,466,530 thousand</li><li>Nonaccrual: $7,312 thousand</li><li>Allowance for Credit Losses: $21,139 thousand</li><li>Year-to-date Gross Charge-offs: $4,803 thousand</li></ul></li><li>Commercial Real Estate: $8,722,536 thousand<ul><li>Performing: $8,707,813 thousand</li><li>Nonaccrual: $14,723 thousand</li><li>Allowance for Credit Losses: $134,969 thousand</li><li>Year-to-date Gross Charge-offs: $4 thousand</li></ul></li><li>Commercial &amp; Industrial - Non-RE: $8,952,382 thousand<ul><li>Performing: $8,854,247 thousand</li><li>Nonaccrual: $98,135 thousand</li><li>Allowance for Credit Losses: $161,498 thousand</li><li>Year-to-date Gross Charge-offs: $20,500 thousand</li></ul></li><li>Auto &amp; Consumer: $617,305 thousand<ul><li>Performing: $614,250 thousand</li><li>Nonaccrual: $3,055 thousand</li><li>Allowance for Credit Losses: $21,110 thousand</li><li>Year-to-date Gross Charge-offs: $6,312 thousand</li></ul></li></ul><h4>Other Operational Metrics</h4><ul><li>Provision for Credit Losses - Loans: $38,768 thousand for the three months ended March 31, 2026, and $76,273 thousand for the nine months ended March 31, 2026.</li><li>Provision for Credit Losses - Unfunded Lending Commitments: $2,232 thousand for the three months ended March 31, 2026, and $6,982 thousand for the nine months ended March 31, 2026.</li><li>Net Cash Provided by Operating Activities: $264,568 thousand for the nine months ended March 31, 2026, compared to $306,979 thousand for the nine months ended March 31, 2025.</li><li>Net Cash Used in Investing Activities: -$4,298,206 thousand for the nine months ended March 31, 2026, compared to -$992,292 thousand for the nine months ended March 31, 2025.</li><li>Net Cash Provided by Financing Activities: $3,208,568 thousand for the nine months ended March 31, 2026, compared to $757,231 thousand for the nine months ended March 31, 2025.</li></ul><h4>Future Outlook and Strategy</h4>Axos Financial, Inc. plans to acquire approximately $2.3 billion in U.S. consumer deposits from Jenius Bank, with the acquisition expected to close in the quarter ending June 30, 2026. Additionally, the company intends to acquire approximately $3.2 billion in individual retirement accounts (IRAs) from Capital One, National Association, anticipated to close in calendar year 2026. Axos Financial, Inc. also expects to recognize $5.3 million in pre-tax net gains from terminated cash flow hedges in income over the next 12 months, with an additional $2.6 million thereafter.

Axos Financial | 10-Q: FY2026 Q3 Revenue: USD 564.23 M