Revenue: As of FY2026 Q1, the actual value is USD 286.39 M.EPS: As of FY2026 Q1, the actual value is USD -0.16.EBIT: As of FY2026 Q1, the actual value is USD -14.75 M.<h4>Segment Revenue</h4><ul><li>Total revenue was $286,387 thousand, an 8% decrease from the prior quarter, based on $8.3 billion of pull-through weighted lock volume .</li><li>Adjusted total revenue was $299,250 thousand, a 5% decrease compared to the prior quarter .</li><li>Servicing fee income was $108,749 thousand .</li><li>Gain on origination and sale of loans, net, was $192,006 thousand .</li><li>Origination income, net, was $32,622 thousand .</li><li>Net interest income was $2,704 thousand .</li><li>Other income was $14,665 thousand .</li></ul><h4>Operational Metrics</h4><ul><li>Net loss was - $54,942 thousand, compared to a net loss of - $32,827 thousand in the prior quarter .</li><li>Adjusted net loss was - $33,624 thousand, compared to an adjusted net loss of - $21,474 thousand in the prior quarter .</li><li>Adjusted EBITDA was $14,305 thousand, down from $29,316 thousand in the prior quarter .</li><li>Total expenses were $341,500 thousand, a 0.2% decrease from the prior quarter, primarily due to lower commission and marketing expenses, partially offset by higher salaries and direct origination expenses .</li><li>Non-volume related expenses increased by $5.1 million from the fourth quarter of 2025 .</li><li>Loan origination volume was $7,658,619 thousand, a 5% decrease from the prior quarter .</li><li>Market share increased to 1.39% .</li><li>Pull-through weighted gain on sale margin decreased by 53 basis points to 2.71% .</li><li>Rate lock volume was $11,445,494 thousand .</li><li>Pull-through weighted lock volume was $8,274,191 thousand, an increase of $1.0 billion or 14% from the fourth quarter of 2025 .</li><li>Purchase volume accounted for 41% of total loans originated, down from 49% in the fourth quarter of 2025 .</li><li>The preliminary organic refinance consumer direct recapture rate increased to 73% from 71% in the fourth quarter of 2025 .</li><li>Change in fair value of servicing rights, net, was - $64,359 thousand .</li><li>Marketing costs declined by 12% .</li><li>The unpaid principal balance (UPB) in the servicing portfolio increased to $120,674,154 thousand, with a retention rate of 75% for loans sold .</li><li>The total servicing portfolio (units) was 455,634 .</li><li>Loans 60+ days delinquent were $2,113,465 thousand, representing 1.8% of the portfolio .</li></ul><h4>Balance Sheet</h4><ul><li>Cash and cash equivalents were $277,418 thousand, down from $337,232 thousand in the prior quarter .</li><li>Unrestricted cash was $277.4 million, with the quarterly decrease primarily reflecting investment in servicing rights .</li><li>Total assets were $7,246,519 thousand .</li><li>Total liabilities were $6,909,223 thousand .</li><li>Total equity was $337,296 thousand .</li><li>Servicing rights, at fair value, were $1,691,235 thousand .</li></ul><h4>Outlook for the Second Quarter of 2026</h4>loanDepot, Inc. anticipates origination volume to be between $7.25 billion and $9.25 billion . The company expects pull-through weighted rate lock volume to range from $5.75 billion to $7.75 billion . The outlook for pull-through weighted gain on sale margin is projected to be between 330 basis points and 360 basis points .

Loandepot | 8-K: FY2026 Q1 Revenue: USD 286.39 M