OppFi Posts Record Q1 Revenue and Surging Profitability

Claim 55% Off TipRanksUnlock hedge fund-level data and powerful investing tools for smarter, sharper decisions Discover top-performing stock ideas and upgrade to a portfolio of market leaders with Smart Investor Picks OppFi ( (OPFI) ) just unveiled an update. On May 7, 2026, OppFi reported first-quarter 2026 results showing total revenue up 8.3% year over year to a record $151.9 million, with net income jumping 165% to $54.0 million even as adjusted net income fell 11.2% to $30.0 million. The company highlighted a pivotal investment year tied to combining its digital-first platform with BNC’s national bank charter, and a recent corporate structure simplification, as it navigates higher net charge-offs and slightly lower yields while maintaining stable auto-approval rates. On May 6, 2026, OppFi’s board approved a new share repurchase program authorizing up to $40 million of Class A common stock buybacks through May 2029, replacing its prior plan after the company repurchased about $9.9 million of shares in the first quarter. Management framed the new authorization as a signal of confidence in OppFi’s long-term growth prospects and belief that the stock trades below its underlying value, potentially supporting shareholder returns and the company’s market positioning. The most recent analyst rating on (OPFI) stock is a Buy with a $16.00 price target. To see the full list of analyst forecasts on OppFi stock, see the OPFI Stock Forecast page. Spark’s Take on OPFI Stock According to Spark, TipRanks’ AI Analyst, OPFI is a Outperform. The score is driven primarily by strong cash flow and improved profitability, reinforced by constructive 2026 growth guidance. Valuation is supportive with a low P/E, while technicals are mixed (near-term momentum but still below longer-term averages) and balance-sheet/credit-risk considerations and acquisition execution risk temper the overall rating. To see Spark’s full report on OPFI stock, click here. More about OppFi OppFi Inc., listed on the NYSE as OPFI, is a tech-enabled digital finance platform that partners with banks to offer financial products and services to everyday Americans who are underserved by traditional lenders. Through its OppLoans brand and a focus on financial inclusion and customer experience, it provides consumer lending solutions and holds a minority stake in Bitty Holdings, which finances small businesses. Average Trading Volume: 470,505 Technical Sentiment Signal: Buy Current Market Cap: $832.9M For a thorough assessment of OPFI stock, go to TipRanks’ Stock Analysis page.