Revenue: As of FY2026 Q1, the actual value is USD 408.86 M.EPS: As of FY2026 Q1, the actual value is USD 0.57, missing the estimate of USD 0.9543.EBIT: As of FY2026 Q1, the actual value is USD -226.44 M.Hancock Whitney Corporation’s overall banking operations are its only reportable segment .<h4>Segment Revenue</h4><ul><li>Total Interest Income: $401,382 thousand for the three months ended March 31, 2026, compared to $395,321 thousand for the same period in 2025 .<ul><li>Interest income from loans (including fees) was $331,355 thousand in Q1 2026, a slight decrease from $331,488 thousand in Q1 2025 .</li><li>Interest income from taxable securities increased to $62,125 thousand in Q1 2026 from $51,899 thousand in Q1 2025 .</li></ul></li><li>Total Noninterest Income: $7,482 thousand for the three months ended March 31, 2026, a significant decrease from $94,791 thousand for the same period in 2025 .<ul><li>This decline was primarily due to a net loss on securities transactions of - $98,595 thousand in Q1 2026, compared to no such transactions in Q1 2025 .</li><li>Trust fees increased to $24,574 thousand in Q1 2026 from $18,022 thousand in Q1 2025 .</li><li>Service charges on deposit accounts rose to $25,902 thousand in Q1 2026 from $24,119 thousand in Q1 2025 .</li></ul></li></ul><h4>Operational Metrics</h4><ul><li>Net Interest Income: $285,165 thousand for the three months ended March 31, 2026, up from $269,905 thousand for the same period in 2025 .</li><li>Provision for Credit Losses: $13,172 thousand in Q1 2026, an increase from $10,462 thousand in Q1 2025 .</li><li>Total Noninterest Expense: $220,748 thousand for the three months ended March 31, 2026, up from $205,059 thousand for the same period in 2025 .<ul><li>Personnel expense (compensation and employee benefits) increased to $127,148 thousand in Q1 2026 from $114,347 thousand in Q1 2025 .</li><li>Data processing expense increased to $32,796 thousand in Q1 2026 from $31,250 thousand in Q1 2025 .</li></ul></li><li>Net Income: $47,422 thousand for the three months ended March 31, 2026, a decrease from $119,504 thousand for the same period in 2025 .</li></ul><h4>Cash Flow</h4><ul><li>Net Cash Provided by Operating Activities: $114,372 thousand for the three months ended March 31, 2026, compared to $104,182 thousand for the same period in 2025 .</li><li>Net Cash Used in Investing Activities: - $122,875 thousand in Q1 2026, a shift from $291,246 thousand provided by investing activities in Q1 2025 .</li><li>Net Cash Provided by Financing Activities: $1,032 thousand in Q1 2026, a significant increase from - $459,991 thousand used in financing activities in Q1 2025 .</li></ul><h4>Unique Metrics</h4><ul><li>Total Deposits: $29,082,134 thousand as of March 31, 2026, a decrease from $29,279,774 thousand as of December 31, 2025 .</li><li>Total Loans: $23,991,840 thousand as of March 31, 2026, a slight increase from $23,958,440 thousand as of December 31, 2025 .</li><li>Allowance for Loan Losses: - $311,316 thousand as of March 31, 2026, compared to - $307,731 thousand as of December 31, 2025 .</li><li>Short-term Borrowings: $1,360,451 thousand as of March 31, 2026, up from $1,017,292 thousand as of December 31, 2025 .</li><li>Nonaccrual Loans: Totaled $113,343 thousand as of March 31, 2026, an increase from $106,870 thousand as of December 31, 2025 .</li><li>Reportable Modified Loans (MEFDs): Totaled $142,767 thousand as of March 31, 2026, down from $162,849 thousand as of December 31, 2025 . These included weighted average term extensions of approximately eighteen months for commercial loans, two years for residential mortgage loans, and five years for consumer loans during Q1 2026 .</li><li>Stock Buyback Program: During the three months ended March 31, 2026, Hancock Whitney Corporation repurchased 1.4 million shares of its common stock at an average cost of $67.58 per share .</li></ul><h4>Future Outlook and Strategy</h4>Hancock Whitney Corporation’s allowance for credit losses methodology for March 31, 2026, weighted Moody’s March 2026 baseline economic forecast at 40% and the downside mild recessionary S-2 scenario at 60% . The S-2 scenario anticipates a mild recession starting in Q2 2026 and lasting three quarters due to heightened geopolitical and trade disruptions, higher tariffs, elevated oil prices, and increased global uncertainty . The Board of Directors approved a stock buyback program effective January 1, 2026, authorizing the repurchase of up to 5% of outstanding common stock (approximately 4.1 million shares) through December 31, 2026 . The exact exposure for the FDIC special assessment remains unknown until the FDIC determines the final amount of losses from affected banks .

Hancock Whitney | 10-Q: FY2026 Q1 Revenue: USD 408.86 M