<div id="readability-page-1">What’s new: ChatGPT Pro users in the US can now link bank and investment accounts to get personalized financial insights and visual spending breakdowns. How it works: Powered by Plaid and GPT‑5.5 Thinking, the tool analyzes balances, transactions, and goals to offer tailored budgeting and savings suggestions. User concerns: While OpenAI promises read-only access and account control, privacy worries and skepticism about AI accuracy are slowing initial adoption.</div>

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<p>OpenAI has introduced a new feature for ChatGPT Pro users in the US, allowing them to link bank and investment accounts for personalized financial insights. The tool, powered by Plaid and GPT-5.5, analyzes user data to provide tailored budgeting suggestions. However, concerns about privacy and AI accuracy are hindering its initial adoption.</p>

- ChatGPT Pro users in the US can now link their bank and investment accounts for personalized financial insights and spending analysis.  
- The tool, powered by Plaid and GPT‑5.5, offers tailored budgeting and savings suggestions by analyzing account balances and transactions.  
- Despite assurances of privacy and read-only access, concerns about data security and AI accuracy are hindering user adoption.

OpenAI tests ChatGPT finance tool linking to bank accounts