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VCREDIT
02003.HK
VCREDIT Holdings Limited, an investment holding company, provides technology-driven consumer financial services to borrowers in the People’s Republic of China and Hong Kong. The company offers credit card balance transfer and consumption credit products. It also provides business process outsourcing, money lending, loan facilitation, microcredit, guarantee, financial leasing, asset management, advertising agency, cross-border agency, technology, and other financial services, as well as CreFIT cash loan, a financing solution for short-term liquidity needs. VCREDIT Holdings Limited was founded in 2006 and is headquartered in Hong Kong, Hong Kong.
98.46 B
02003.HKMarket value -Rank by Market Cap -/-

Financial Score

05/12/2025 Update
C
Consumer FinanceIndustry
Industry Ranking9/30
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreB
    • ROE12.76%B
    • Profit Margin16.62%A
    • Gross Margin38.20%B
  • Growth ScoreA
    • Revenue YoY48.13%A
    • Net Profit YoY111.17%A
    • Total Assets YoY25.84%A
    • Net Assets YoY14.06%A
  • Cash ScoreB
    • Cash Flow Margin601.52%C
    • OCF YoY48.13%A
  • Operating ScoreD
    • Turnover0.26D
  • Debt ScoreD
    • Gearing Ratio67.24%D

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Institutional View & Shareholder

Analyst Ratings

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    News
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    VCREDIT Holdings Updates on Share Option and Award Schemes

    VCREDIT Holdings Limited announced updates to its 2024 Annual Report, detailing its Post-IPO Share Option Scheme and Share Award Schemes. No new options were granted, with many shares still available. Share Award Scheme No. 1 saw some shares vesting, while Scheme No. 2 had no awards granted, leaving many shares available. These updates reflect the company's management of equity compensation plans, impacting employee retention and shareholder value.

    Tip Ranks·
    HK
    02003
    -1.13%
    Tip Ranks·
    HK
    02003
    -1.13%

    VCREDIT Extends Deadline for Acquisition of Banco Português de Gestão to March 2026

    VCREDIT Holdings Ltd. has extended the deadline for its acquisition of Banco Português de Gestão, S.A. from November 4, 2025, to March 4, 2026. This four-month extension allows more time to meet regulatory conditions, while all other terms of the sale agreement remain unchanged. The original content was published on October 31, 2025, by VCREDIT Holdings Ltd.

    Reuters·
    HK
    02003
    -1.13%
    Reuters·
    HK
    02003
    -1.13%

    VCREDIT Holdings Approves Interim Dividend at EGM

    VCREDIT Holdings Limited (HK:2003) announced the approval of an interim dividend of HK5 cents per share at its extraordinary general meeting on October 9, 2025. The resolution received unanimous support, reflecting the company's strong financial position and commitment to shareholder value. The meeting was attended by key directors and overseen by Tricor Investor Services Limited. VCREDIT operates in the financial services sector, focusing on consumer finance products in Hong Kong, with a current market cap of HK$1.62B.

    Tip Ranks·
    HK
    02003
    -1.13%
    Tip Ranks·
    HK
    02003
    -1.13%

    VCREDIT Holdings Ltd held extraordinary general meeting

    VCREDIT Holdings Ltd. held an extraordinary general meeting on October 9, 2025, where a proposal was presented and approved by shareholders.

    Reuters·
    HK
    02003
    -1.13%
    Reuters·
    HK
    02003
    -1.13%

    VCREDIT Holdings Ltd. Announces Date for Extraordinary General Meeting

    VCREDIT Holdings Limited has scheduled an extraordinary general meeting for October 9, 2025, to be conducted electronically. The agenda includes a resolution for declaring and paying an interim dividend from the share premium account. Shareholders are encouraged to participate in this significant decision.

    Reuters·
    HK
    02003
    -1.13%
    Reuters·
    HK
    02003
    -1.13%
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