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BANKCOMM
03328.HK
Bank of Communications Co., Ltd. provides commercial banking products and services in China and internationally. The company offers savings deposit products, including demand deposits, lump-sum deposits and withdrawal, time deposit of small savings for lump-sum withdrawal, interest withdrawal on principal deposited, time-demand deposit, call deposit, swap management, and education deposit; personal certificate of deposit; salary financing; and foreign currency deposit. It also provides credit, quasi-credit, and debit cards; new housing and second-hand mortgage loans and unsecured personal loans; personal wealth management advisor services; and precious metal and commodity trading services.
14.334 T
03328.HKMarket value -Rank by Market Cap -/-

Financial Score

05/12/2025 Update
C
Diversified BanksIndustry
Industry Ranking8/21
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreC
    • ROE7.54%B
    • Profit Margin44.65%A
    • Gross Margin0.00%E
  • Growth ScoreC
    • Revenue YoY4.27%C
    • Net Profit YoY2.07%C
    • Total Assets YoY4.74%C
    • Net Assets YoY11.75%B
  • Cash ScoreC
    • Cash Flow Margin243.10%C
    • OCF YoY4.27%C
  • Operating ScoreE
    • Turnover0E
  • Debt ScoreA
    • Gearing Ratio0.00%A

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Institutional View & Shareholder

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    News
    View More

    Goldman Sachs' Investment Ratings and Target Prices for Chinese Bank Stocks (Table)

    Goldman Sachs released a research report, updating the investment ratings and target prices for H-shares of domestic banks. ICBC is rated Neutral, with the target price raised from HKD 5.69 to HKD 5.81; Bank of China is rated Buy, with the target price raised from HKD 4.9 to HKD 4.93; China Construction Bank is rated Buy, with the target price lowered from HKD 8.55 to HKD 8.39; Agricultural Bank of China is rated Neutral, with the target price raised from HKD 4.88 to HKD 4.96; Bank of Communications is rated Sell, with the target price raised from HKD 5.68 to HKD 5.78; PSBC is rated Buy, with the target price lowered from HKD 6.09 to HKD 6.06

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    Witness the China International Import Expo! Financial technology continues to iterate and evolve, seamlessly reaching intelligence and inclusiveness

    The 8th China International Import Expo opened in Shanghai on November 5, showcasing the combination of intelligence and inclusiveness in financial technology. Major banks are actively applying AI and big data to promote digital transformation. Bank Of Communications demonstrated an immersive interactive experience, Shanghai Pudong Development Bank launched multiple cross-border financial products, and Standard Chartered Bank provided one-stop cross-border financial solutions. In addition, the expo emphasized inclusive finance, with Bank Of Communications introducing a new ecosystem in pension financial services, and Bosera Asset Management integrating financial technology to enhance service quality

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    "Options Enthusiasm - Leung Yip Ho" Observes Whether the Heavy Zone of Hang Seng Index Bull Certificates Will Continue to Move Up

    The "Wolun Haoqing" points out that the telecommunications, energy, and financial industries are performing strongly, with TINGYI, ICBC, and Bank Of Communications being the securities with the highest speculative value for ultra-short-term trading. The Hang Seng Index is close to the heavy position area of bear certificates; if there is no liquidation, it may be unfavorable for the market. It is recommended to pay attention to whether the heavy position area of Hang Seng Index bull certificates continues to rise, currently located at 25100-25199. If it falls to 25100, 266 bull certificates will be forcibly redeemed. When the market's upward momentum weakens, it is recommended to use index bear certificates as the main profit-taking tool

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    Bank of America Securities: Upgrades Bank of Communications rating to "Neutral" and raises target price to HKD 6.55

    Bank of America Securities released a research report stating that it has raised its profit forecast for Bank of Communications for 2025 to 2027 by 1% to 4%. The target price for H shares has been increased from HKD 6.3 to HKD 6.55, and the H share rating has been upgraded from underperform to neutral. The target price for A shares has been raised from RMB 7.58 to RMB 7.91, with the rating upgraded from "neutral" to "buy." Bank of Communications' performance last quarter was solid, with a yield of 4.6%, the highest among state-owned banks. In the first three quarters, the bank's net profit grew by 1.9% year-on-year to RMB 70 billion, with the growth rate accelerating by 1.6% compared to the first half of the year. Core earnings increased by 0.9% year-on-year, reversing a 1% decline in the first half. The annualized ROE for the first three quarters decreased by 0.7 percentage points year-on-year to 8.2%. The core Tier 1 capital adequacy ratio slightly declined by 5 basis points quarter-on-quarter to 11.37%. The report mentioned that Bank of Communications' stock price has significantly underperformed its peers over the past six months, partly due to dilution effects. With the weak stock price performance, its dividend yield has become more attractive, and the third-quarter results indicate a stable operational trend

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    Bank Of Communications Investment and others invest in FAW Fuhua Ecological Company

    Recently, FAW Fuhua Ecological Co., Ltd. underwent a business change, with new shareholders including FAW Equity Investment Co., Ltd., Chengdu Jinjiang Investment Development Group Co., Ltd., and Bank of Communications Financial Asset Investment Co., Ltd. The registered capital increased from 110 million RMB to approximately 160 million RMB. Guo Yongfeng stepped down as the legal representative, and Zhao Siliang took over. The company was established in 2006, and its business scope includes motor vehicle insurance agency, corporate image design, and marketing planning, among others

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