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Credit Acceptance
CACC.US
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company serves independent and franchised automobile dealers.
571.58 B
CACC.USMarket value -Rank by Market Cap -/-

Financial Score

05/12/2025 Update
C
Consumer FinanceIndustry
Industry Ranking21/50
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreA
    • ROE28.14%A
    • Profit Margin36.81%A
    • Gross Margin94.08%A
  • Growth ScoreB
    • Revenue YoY45.72%A
    • Net Profit YoY139.35%A
    • Total Assets YoY-0.49%D
    • Net Assets YoY-4.12%D
  • Cash ScoreB
    • Cash Flow Margin271.68%C
    • OCF YoY45.72%A
  • Operating ScoreE
    • Turnover0.14E
  • Debt ScoreE
    • Gearing Ratio81.73%E

Valuation analysis

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Institutional View & Shareholder

Analyst Ratings

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    News
    View More

    Credit Acceptance Chief Marketing and Product Officer Andrew K. Rostami Reports Disposal of Common Shares

    Andrew K. Rostami, Chief Marketing and Product Officer of Credit Acceptance Corporation, has reported the disposal of common shares of the company. This information was published via EDGAR by the U.S. Securities and Exchange Commission on November 26, 2025.

    Reuters·
    US
    CACC
    -2.84%
    Reuters·
    US
    CACC
    -2.84%

    Credit Acceptance Corporation Completes $500 Million Asset-Backed Financing

    Credit Acceptance Corporation has completed a $500 million asset-backed non-recourse secured financing. The company transferred loans valued at approximately $625.2 million to a special purpose entity, which will issue three classes of notes. Details such as price, maturity date, and interest rate were not disclosed. The notes are not registered under the Securities Act of 1933 and cannot be sold in the U.S. without registration or exemption. This information was published via the SEC's EDGAR system.

    Reuters·
    US
    CACC
    -2.84%
    Reuters·
    US
    CACC
    -2.84%

    Credit Acceptance (CACC): How the Latest $500M Financing Shapes Its Current Valuation

    Credit Acceptance (CACC) completed a $500 million asset-backed financing, refinancing higher-cost debt and enhancing financial flexibility. This move reassured the market, with the stock rising nearly 2% after a 10% pullback. The stock is slightly undervalued at $441.30, near its fair value of $446.25. Recent tech upgrades aim to improve efficiency and margins. Despite potential credit risks and competition, the company's P/E ratio suggests possible upside. Investors are encouraged to explore further investment opportunities.

    Simplywall·
    US
    CACC
    -2.84%
    Simplywall·
    US
    CACC
    -2.84%

    Credit Acceptance Announces Completion Of $500.0 Million Asset-Backed Financing

    Nov 13 (Reuters) - Credit Acceptance Corp:* CREDIT ACCEPTANCE ANNOUNCES COMPLETION OF $500.0 MILLION ASSET-BACKED FINANCING Source text: Further company coverage:

    Reuters·
    US
    CACC
    -2.84%
    Reuters·
    US
    CACC
    -2.84%

    Credit Acceptance Corporation $CACC Shares Sold by Atria Investments Inc

    Atria Investments Inc reduced its stake in Credit Acceptance Corporation (NASDAQ:CACC) by 30.4% in Q2, now holding 1,560 shares valued at $795,000. Other investors, including Beck Mack & Oliver LLC and Alfreton Capital LLP, have also adjusted their holdings. Insider sales included COO Jonathan Lum selling 6,000 shares. Credit Acceptance's stock opened at $422.35, with a market cap of $4.66 billion. The company reported Q3 EPS of $10.28, exceeding estimates, with revenue of $582.40 million, a 5.8% year-over-year increase. Analyst ratings include two holds and two sells.

    Market Beat·
    US
    CACC
    -2.84%
    Market Beat·
    US
    CACC
    -2.84%
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