Company Encyclopedia
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name
Citizens
CIZN.US
Citizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides various banking products and services. It offers short-term and long-term demand, insured cash sweep, time, and non-interest-bearing deposits; health savings, individual retirement, business and personal savings and checking, and NOW and money market accounts; and long-term certificates of deposits, as well as mobile and remote deposits. The company also provides real estate land development and construction, farmland, 1-4 family mortgage, and commercial real estate loans; and business loans, including commercial and industrial, working capital, machinery and equipment, inventory, business acquisition, agricultural, municipal, commercial building, multi-family apartment, land development, and construction loans, as well as consumer and personal loans. In addition, it offers cash management, merchant services, credit and debit cards, online banking/bill pay, phone teller, in-branch services, electronic statements, credit boost CD, title insurance services, and lockbox services.
640.29 B
CIZN.USMarket value -Rank by Market Cap -/-

Financial Score

06/12/2025 Update
B
Regional BanksIndustry
Industry Ranking69/305
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreB
    • ROE13.57%B
    • Profit Margin14.75%B
    • Gross Margin0.00%E
  • Growth ScoreB
    • Revenue YoY17.49%B
    • Net Profit YoY118.17%A
    • Total Assets YoY7.96%B
    • Net Assets YoY15.09%A
  • Cash ScoreB
    • Cash Flow Margin677.80%C
    • OCF YoY17.49%B
  • Operating ScoreE
    • Turnover0E
  • Debt ScoreA
    • Gearing Ratio0.00%A

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Institutional View & Shareholder

Analyst Ratings

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    News
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    Citizens Bank money market rates today: December 4, 2025

    Here are Citizens Bank money market rates for Dec. 4, 2025, how Personal and Quest APYs compare with 4%+ online accounts and when these MMAs fit your cash.

    MSN·
    US
    CIZN
    -4.36%
    MSN·
    US
    CIZN
    -4.36%

    Citizens Bank sees resilient consumer finances and spending

    Citizens Bank's president, Brendan Coughlin, stated that U.S. consumer finances are generally healthy, despite some stress among lower credit score borrowers. He noted no significant macroeconomic stress signs. Consumer confidence dipped in November due to job and financial concerns, partly from the recent government shutdown. Fitch Ratings highlighted rising consumer credit risk, especially for lower-income borrowers. However, Barclays' Sean Murray expressed optimism about credit cards and consumer lending, noting increased spending and a strong holiday season.

    Reuters·
    US
    CIZN
    -4.36%
    Reuters·
    US
    CIZN
    -4.36%

    Why Boston is the next battleground for First Citizens

    First Citizens is expanding in Boston after acquiring Silicon Valley Bank, joining other banks targeting the area's affluent tech and life sciences sectors. Boston's market is competitive, with major banks holding significant deposits. M&A activity is expected to continue, creating opportunities for community banks. First Citizens aims to grow by leveraging technology and a 'retain and expand' strategy, focusing on customer relationships and market size.

    American Banker·
    US
    CIZN
    -4.36%
    American Banker·
    US
    CIZN
    -4.36%

    How Citi, Citizens, TD deploy AI agents without upsetting humans

    Banks like Citi, Citizens, and TD are deploying AI agents to enhance productivity while addressing employee concerns about job security. Strategies include reskilling workers and assigning AI to handle repetitive tasks. Leaders emphasize transparency and training to ensure smooth adoption and redefine productivity. AI is used for coding, complaint handling, and quality control, with efforts to educate and excite employees about the technology's benefits.

    American Banker·
    US
    CIZN
    -4.36%
    US
    C
    +1.01%
    American Banker·
    US
    CIZN
    -4.36%
    US
    C
    +1.01%

    First Citizens Names Snow Holding Middle Market Banking Leader For Northeastern United States

    First Citizens BancShares Inc (Delaware):* FIRST CITIZENS NAMES SNOW HOLDING MIDDLE MARKET BANKING LEADER FOR NORTHEASTERN UNITED STATES Source text: Further company coverage:

    Reuters·
    US
    CIZN
    -4.36%
    Reuters·
    US
    CIZN
    -4.36%
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