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CNFinance
CNF.US
CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in Mainland China. The company offers micro credit loan services for micro and small-enterprise owners; loan facilitation, post-facilitation, and guarantee services for commercial banks; and loan lending agency services for financial institutions. It also provides bridge loan products, which are unsecured short-term loans to pay off borrowers’ existing loans secured by real property. CNFinance Holdings Limited was founded in 1999 and is headquartered in Guangzhou, the People’s Republic of China.
207.59 B
CNF.USMarket value -Rank by Market Cap -/-

Financial Score

05/12/2025 Update
E
Commercial and Residential Mortgage FinanceIndustry
Industry Ranking30/30
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreD
    • ROE-1.25%D
    • Profit Margin-14.04%D
    • Gross Margin44.44%B
  • Growth ScoreE
    • Revenue YoY-54.66%E
    • Net Profit YoY-142.52%E
    • Total Assets YoY-26.58%E
    • Net Assets YoY0.64%C
  • Cash ScoreE
    • Cash Flow Margin-712.32%E
    • OCF YoY-54.66%E
  • Operating ScoreE
    • Turnover0.02E
  • Debt ScoreD
    • Gearing Ratio67.80%D

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Institutional View & Shareholder

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    News
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    06:30 ET CNFINANCE TO HOLD AN EXTRAORDINARY GENERAL MEETING ON DECEMBER 10, 2025

    CNFinance Holdings Limited (NYSE: CNF) will hold an Extraordinary General Meeting (EGM) on December 10, 2025, in Guangzhou, China. The EGM aims to approve a dual-class shareholding structure and replace the existing memorandum and articles of association. The record date for shareholders entitled to attend is November 10, 2025. Shareholders can find the notice and proxy form on the Company's website. CNFinance is a leading home equity loan service provider in China, focusing on micro- and small-enterprise owners in major cities.

    prnewswire·
    US
    CNF
    +3.87%
    prnewswire·
    US
    CNF
    +3.87%

    CNFinance's management of non-performing loans in 2025 has shown significant results, with disposal recoveries fully covering the principal

    CNFinance successfully controlled non-performing loans in the first half of 2025, achieving full coverage of principal through diversified disposal methods and maintaining a robust operational risk firewall. The company focuses on high-quality real estate mortgage assets, innovates disposal methods, and enhances the efficiency of non-performing asset disposal. In the future, it will continue to deepen its financing service capabilities, providing convenient financing solutions for small and micro enterprises and promoting high-quality development

    Zhitong·
    US
    CNF
    +3.87%
    Zhitong·
    US
    CNF
    +3.87%

    CNFinance Holdings Regains NYSE Compliance After ADS Ratio Change

    CNFinance Holdings Ltd. has regained compliance with the NYSE minimum share price requirement after changing its ADS-to-Class A ordinary share ratio from 1:20 to 1:200, effective September 5, 2025. This adjustment allowed the company to meet the minimum average closing price of $1.00 for its American depositary shares over a 30-day trading period, enabling it to continue trading on the exchange.

    Reuters·
    US
    CNF
    +3.87%
    Reuters·
    US
    CNF
    +3.87%

    CNFinance Holdings Limited's (NYSE:CNF) last week's 41% decline must have disappointed retail investors who have a significant stake

    CNFinance Holdings Limited (NYSE:CNF) experienced a 41% decline last week, disappointing its significant retail investors who own 56% of the company. The market cap fell by US$117 million, impacting retail investors the most. Institutional investors hold a respectable stake, but hedge funds do not own shares. Insider ownership stands at 16%, with insiders holding US$26 million in shares. The top 25 shareholders collectively own less than half of the company, indicating a large number of small holders. The general public's ownership allows them to influence key decisions.

    Simplywall·
    US
    CNF
    +3.87%
    Simplywall·
    US
    CNF
    +3.87%

    CNFinance released its unaudited H1 2025 financial results, ended June 30, 2025. It is a top home equity loan provider in China.

    In Guangzhou, China, on August 28, 2025, CNFinance Holdings Limited (NYSE: CNF), a prominent provider of home equity loans in China, revealed its unaudited financial performance for the first half of 2025, concluding on June 30, 2025. The company disclosed positive figures for this period.

    Unusual Whales·
    US
    CNF
    +3.87%
    Unusual Whales·
    US
    CNF
    +3.87%
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