Company Encyclopedia
View More
name
ChoiceOne Financial Svc
COFS.US
ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides banking services in Michigan. The company offers time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties.
642.38 B
COFS.USMarket value -Rank by Market Cap -/-

Financial Score

05/12/2025 Update
B
Regional BanksIndustry
Industry Ranking38/306
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreC
    • ROE6.16%C
    • Profit Margin16.78%A
    • Gross Margin0.00%E
  • Growth ScoreA
    • Revenue YoY45.55%A
    • Net Profit YoY-13.65%D
    • Total Assets YoY57.63%A
    • Net Assets YoY81.48%A
  • Cash ScoreB
    • Cash Flow Margin595.91%C
    • OCF YoY45.55%A
  • Operating ScoreE
    • Turnover0E
  • Debt ScoreA
    • Gearing Ratio0.00%A

Valuation analysis

portai
P/E
1Y
3Y
5Y
10Y
P/E
-
Industry Ranking
-/-
  • P/E
  • Price
  • High
  • Median
  • Low
P/B
1Y
3Y
5Y
10Y
P/B
-
Industry Ranking
-/-
  • P/B
  • Price
  • High
  • Median
  • Low
P/S
1Y
3Y
5Y
10Y
P/S
-
Industry Ranking
-/-
  • P/S
  • Price
  • High
  • Median
  • Low
Dividend Yield
1Y
3Y
5Y
10Y
Dividend Yield
-
Industry Ranking
-/-
  • Dividend Yield
  • Price
  • High
  • Median
  • Low

Institutional View & Shareholder

Analyst Ratings

Rating
Percentage
    • Price
      --
    • Highest
      --
    • Lowest
      --
    News
    View More

    Unit Officer Henion Acquires 27 Of Choiceone Financial Services Inc [COFS]

    Henion Bradley, Officer of Subsidiary of Choiceone Financial Services Inc [COFS], filed a Form 4 on December 3, 2025, with the SEC disclosing changes in ownership. Transactions on 12/1/25 included exercising 120 shares at $21.13 and surrendering 93 shares at $30.44. Ending holdings are 4,964 shares directly. The Washington Service provides insider trading analysis and data services.

    Reuters·
    US
    COFS
    -0.22%
    Reuters·
    US
    COFS
    -0.22%

    Dir Burrough Buys 5,000 ($142.5K) Of Choiceone Financial Services Inc [COFS]

    Burrough Eric E Director of Choiceone Financial Services Inc [COFS] filed a Form 4 on November 19, 2025 with the Securities and Exchange Commission disclosing the following changes in ownership:Date11/17/25TransactionPurchaseShares5,000Price$28.50Value$142,500Ending Holdings: 174,833 - DirectFor a free trial, or to learn more about our insider trading analysis and data services, please visit or contact us at (301) 913-5100 or send an email to info@washingtonservice.com.Founded in 1970, The Washington Service provides securities professionals with financial, economic and public policy research and data.

    Reuters·
    US
    COFS
    -0.22%
    Reuters·
    US
    COFS
    -0.22%

    ChoiceOne Financial Svc | 10-Q: FY2025 Q3 Revenue: USD 61.84 M

    LB filings·
    US
    COFS
    -0.22%
    LB filings·
    US
    COFS
    -0.22%

    ChoiceOne Financial Updates Investor Presentation Materials

    ChoiceOne Financial Services (COFS) announced updated investor presentation materials effective November 6, 2025, aimed at enhancing investor relations. The latest analyst rating for COFS is a Hold with a $31.00 price target. TipRanks' AI Analyst rates COFS as Neutral, highlighting strong revenue growth but challenges in profitability and cash flow. The technical analysis shows neutral market sentiment, and the current market cap is $433.5M with an average trading volume of 85,078.

    Tip Ranks·
    US
    COFS
    -0.22%
    Tip Ranks·
    US
    COFS
    -0.22%

    ChoiceOne Reports Third Quarter 2025 Results | COFS Stock News

    ChoiceOne Financial Services, Inc. reported its third quarter 2025 results, highlighting a net income of $14.7 million, up from $7.3 million in the same period last year. The company completed a merger with Fentura Financial in March 2025, acquiring approximately $1.8 billion in assets. Diluted earnings per share were $0.97 for the quarter, compared to $0.85 a year earlier. The net interest margin increased to 3.73%, driven by the merger. Asset quality remains strong with low charge-offs and nonperforming loans.

    StockTitan·
    US
    COFS
    -0.22%
    StockTitan·
    US
    COFS
    -0.22%
    © 2025 Longbridge｜Disclaimer