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Enova
ENVA.US
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company provides installment loans; line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It offers money transfer services. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea names.
571.58 B
ENVA.USMarket value -Rank by Market Cap -/-

Financial Score

05/12/2025 Update
C
Consumer FinanceIndustry
Industry Ranking23/50
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreA
    • ROE23.81%A
    • Profit Margin20.73%A
    • Gross Margin82.73%A
  • Growth ScoreB
    • Revenue YoY20.78%A
    • Net Profit YoY62.37%B
    • Total Assets YoY19.83%A
    • Net Assets YoY8.91%B
  • Cash ScoreB
    • Cash Flow Margin482.46%C
    • OCF YoY20.78%A
  • Operating ScoreD
    • Turnover0.26D
  • Debt ScoreE
    • Gearing Ratio78.47%E

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Institutional View & Shareholder

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    News
    View More

    Chmn Fisher Sells 6,000 ($745.5K) Of Enova International Inc [ENVA]

    David A. Fisher, Chairman of Enova International Inc, sold 6,000 shares for $745,529 as part of a prearranged trading plan. The transaction was disclosed in a Form 4 filed with the SEC on November 25, 2025. Fisher's ending holdings are 348,223 shares.

    Reuters·
    US
    ENVA
    +0.56%
    Reuters·
    US
    ENVA
    +0.56%

    Enova International Amends $246.7 Million Securitization Facility with JPMorgan and Deutsche Bank

    Enova International Inc. has amended its revolving receivables facility through its subsidiary OnDeck Receivables 2021, LLC. The Tenth Amendment to the Credit Agreement involves a $246.7 million securitization facility with JPMorgan and Deutsche Bank. The facility includes $193.3 million in Class A Revolving Loans and $53.3 million in Class B Revolving Loans, with varying borrowing rates. The revolving period extends until November 2027, with a final maturity in November 2028. JPMorgan acts as administrative and collateral agent, and Deutsche Bank as paying agent.

    Reuters·
    US
    ENVA
    +0.56%
    Reuters·
    US
    ENVA
    +0.56%

    What Enova International (ENVA)'s $400 Million Share Buyback Means For Shareholders

    Enova International announced a $400 million share buyback program, authorized by its Board of Directors, to be executed by June 30, 2027. This move reflects management's confidence in the company's future and aims to enhance shareholder value. Despite the buyback, the main growth driver remains digital lending originations, while regulatory pressures pose significant risks. Enova's recent earnings report showed revenue and net income growth, with forecasts predicting $5.7 billion in revenue and $426.8 million in earnings by 2028.

    Simplywall·
    US
    ENVA
    +0.56%
    Simplywall·
    US
    ENVA
    +0.56%

    Chmn Fisher Files To Sell 6,000 Of Enova International Inc [ENVA]

    David A. Fisher, Chairman of Enova International Inc (ENVA), filed a Form 144 with the SEC to sell 6,000 shares on November 21, 2025, through Merrill Lynch & Co Inc. The sale is executed under a prearranged trading plan (10b5-1).

    Reuters·
    US
    ENVA
    +0.56%
    Reuters·
    US
    ENVA
    +0.56%

    Does Enova International’s Record $400 Million Buyback Reinforce the Bull Case for ENVA?

    Enova International announced a record $400 million share repurchase program, replacing a previous $300 million plan. This move, the largest in the company's history, reflects management's confidence in its business model and long-term outlook. Despite strong Q3 2025 earnings and increased revenue, regulatory scrutiny remains a concern. Enova anticipates $5.7 billion in revenue and $426.8 million in earnings by 2028, with a fair value estimate of $140.62, a 12% upside to its current price.

    Simplywall·
    US
    ENVA
    +0.56%
    Simplywall·
    US
    ENVA
    +0.56%
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