Company Encyclopedia
View More
name
HCI
HCI.US
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, insurance management, reinsurance, real estate, and information technology businesses in the United States. It operates through Insurance Operations, TypTap Group, Reciprocal Exchange Operations, and Real Estate Operations segments. The company provides residential insurance products, such as homeowners, fire, and wind-only insurance to homeowners, condominium owners, and tenants for properties, as well as offers reinsurance programs. It also owns and operates waterfront properties and retail shopping centers, and an office building, as well as commercial properties for investment purposes.
885.12 B
HCI.USMarket value -Rank by Market Cap -/-

Financial Score

05/12/2025 Update
C
Property and Casualty InsuranceIndustry
Industry Ranking41/67
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreA
    • ROE30.96%A
    • Profit Margin24.97%A
    • Gross Margin54.79%B
  • Growth ScoreB
    • Revenue YoY8.75%B
    • Net Profit YoY37.27%B
    • Total Assets YoY18.08%A
    • Net Assets YoY82.75%A
  • Cash ScoreC
    • Cash Flow Margin413.10%C
    • OCF YoY8.75%B
  • Operating ScoreC
    • Turnover0.38C
  • Debt ScoreD
    • Gearing Ratio63.54%D

Valuation analysis

portai
P/E
1Y
3Y
5Y
10Y
P/E
-
Industry Ranking
-/-
  • P/E
  • Price
  • High
  • Median
  • Low
P/B
1Y
3Y
5Y
10Y
P/B
-
Industry Ranking
-/-
  • P/B
  • Price
  • High
  • Median
  • Low
P/S
1Y
3Y
5Y
10Y
P/S
-
Industry Ranking
-/-
  • P/S
  • Price
  • High
  • Median
  • Low
Dividend Yield
1Y
3Y
5Y
10Y
Dividend Yield
-
Industry Ranking
-/-
  • Dividend Yield
  • Price
  • High
  • Median
  • Low

Institutional View & Shareholder

Analyst Ratings

Rating
Percentage
    • Price
      --
    • Highest
      --
    • Lowest
      --
    News
    View More

    HCI Group, Inc. (NYSE:HCI) Receives Consensus Recommendation of "Buy" from Brokerages

    HCI Group, Inc. (NYSE:HCI) has received a consensus rating of "Buy" from seven research firms, with one rating it as "hold," five as "buy," and one as "strong buy." The average 12-month price target is $230.00. Recent analyst actions include Oppenheimer downgrading to "market perform" and Zacks upgrading to "strong-buy." The company reported strong quarterly earnings and announced a quarterly dividend of $0.40 per share. Hedge funds have been adjusting their positions in the company.

    Market Beat·
    US
    HCI
    -1.83%
    Market Beat·
    US
    HCI
    -1.83%

    HCI Group (HCI) was downgraded to a Hold Rating at Oppenheimer

    HCI Group was downgraded to a Hold rating by Oppenheimer analyst Michael Phillips CFA, who set a price target. Phillips is a 4-star analyst with an 8.4% average return and a 56.96% success rate. Despite this downgrade, the general consensus on The Street remains a Strong Buy with a $221.25 average price target.

    Tip Ranks·
    US
    HCI
    -1.83%
    Tip Ranks·
    US
    HCI
    -1.83%

    HCI Group’s Earnings Call Highlights Robust Growth

    HCI Group, Inc. reported strong Q3 earnings, highlighting robust financial health with earnings per share at $4.90 and a net combined ratio of 64%. The successful Exzeo IPO raised $155 million, while the company assumed over 47,000 policies from Citizens, enhancing its insurance portfolio. HCI's real estate division achieved full leasing of its Tampa campus and acquired new properties. A new credit facility doubled its capacity to $150 million. Despite a minor impact on earnings per share from the IPO, the outlook remains positive, with expectations for book value to reach $80 by year-end.

    Tip Ranks·
    US
    HCI
    -1.83%
    Tip Ranks·
    US
    HCI
    -1.83%

    HCI Group Files Quarterly Report on Exzeo

    HCI Group, Inc. filed its quarterly report with the SEC on November 7, 2025, detailing select financial information for Exzeo Group, Inc. for the periods ending September 30, 2025, and 2024. Exzeo has yet to release its own financial statements but plans to do so within 45 days of its registration statement’s effective date. The information provided is in an insurance company presentation format and may differ from Exzeo’s standalone results.

    Tip Ranks·
    US
    HCI
    -1.83%
    Tip Ranks·
    US
    HCI
    -1.83%

    HCI | 10-Q: FY2025 Q3 Revenue Misses Estimate at USD 216.35 M

    LB filings·
    US
    HCI
    -1.83%
    LB filings·
    US
    HCI
    -1.83%
    © 2025 Longbridge｜Disclaimer