IRON HORSE ACQUISITIONS CORP C/WTS (TO PUR COM)

Venus Concept

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DAVE

Personal finance expert Dave Ramsey advocates for eliminating credit cards to escape debt and build wealth. On "The Ramsey Show," he emphasizes the importance of cash or debit card usage and suggests involving children in cutting up credit cards to discourage their use. Ramsey stresses that achieving financial stability requires sacrifices and a shift in lifestyle, including increased work and reduced spending. He also highlights that small changes in financial habits can lead to a dignified retirement, while wealth enables greater charitable contributions.

benzinga_article

Dave

Dave Ramsey Says Let Your Kids 'Cut' Up Your Credit Cards So They 'Won't Ask to Use Them'

What You Need To Know Ahead of Global Payments' Earnings Release

Barchart Option

Global Payments

What You Need To Know Ahead of Global Payments' Earnings Release

RDDT

Multimillionaires discussed the phrase "the harder you work, the luckier you get" in a Reddit thread, emphasizing that while luck plays a role in success, hard work and strategic positioning create more opportunities. They highlighted the importance of networking and smart work, cautioning that effort alone isn't sufficient. Many shared that financial success often comes from being prepared to seize opportunities when they arise. A financial advisor can help those looking to turn good income into long-term wealth. Ultimately, hard work increases the chances of encountering luck.

Reddit

Multimillionaires Were Asked If 'The Harder You Work, The Luckier You Get' Is True. 'You Can't Sink A Long Putt If You Aren't On The Green'

CRCL

As the company consolidates new payment assets and refines its focus, it is undergoing a restructuring process that includes layoffs. Numerous employees have taken to social media platform X to express that they have been impacted by the job cuts.

Unusual Whales

Circle

Company reduces staff during shift to $250M stablecoin payments, integrating new assets and refocusing its scope. Employees confirm impact on X.

The world’s largest money manager posted net income of $1.13 billion, down 33% from a year earlier.

BlackRock

BlackRock caps 2025 with record $14 trillion in assets

A recent study found that in the majority of instances, retirement funds which had a portion of their assets reallocated from bonds to other investments could have resulted in larger account balances upon retirement, offering more guaranteed income per dollar, and averaging around $89,000 higher estate balances. This insightful research provides valuable information for individuals planning for their retirement, highlighting the potential benefits of adjusting asset allocations in retirement funds for improved financial outcomes.

Study shows TIAA Traditional Annuity outperformed in over 90% of scenarios, leading to $89,000 larger estate balances.

SCGLY

SWIFT has tested Societe Generale’s euro-pegged stablecoin, EUR CoinVertible (EURCV), in a collaboration to enhance interoperability between traditional finance and blockchain. The project successfully completed tokenized bond transactions in both fiat and digital currencies, demonstrating the feasibility of key market operations. SG-Forge's EURCV is noted as the first MiCA-compliant stablecoin for SWIFT's interoperability, paving the way for secure and efficient digital asset adoption. SWIFT plans to integrate blockchain technology into its infrastructure by 2025, working with 30 banks on a shared ledger for real-time cross-border payments.

Cointelegraph

Société Générale

SWIFT trials euro stablecoin in tokenized bond payments with SG-Forge

MSCI

The rate of senior loan writedowns by private credit funds has tripled since 2022, according to MSCI. The $3 trillion private credit market, primarily consisting of loans from non-banks, is facing scrutiny due to rising interest rates impacting riskier borrowers. MSCI reported that over 5% of senior loans have seen 50% writedowns, indicating increasing distress. While loans still generate sufficient income, concerns about potential restructurings and bankruptcies are growing.

Reuters

Rate of senior loan writedowns by private credit funds triples since 2022, MSCI says

The Asian Development Bank reports a $2.5 trillion global trade finance gap, unchanged since 2023, hindering economic growth. ADB's Steven Beck highlights that this gap, which has widened since 2015, reflects lost opportunities for trade-driven development. Current U.S. tariffs are increasing demand for capital as companies adjust supply chains. While fintech may help address the gap, the report notes a shift towards local currencies in trade finance, with 57% of banks recognizing the need for such solutions to mitigate the financing shortfall.

Global trade finance gap at $2.5 trillion as global trade tensions rise, ADB says

In London, Rapyd, a prominent global fintech company, published its latest 2026 State of Stablecoins Report. The report highlights the significant growth of stablecoins, indicating they are now integral to global commerce rather than just a niche digital asset. The study underscores that stablecoins have transitioned into mainstream financial tools, with nearly 1 in 5 businesses leveraging them. Looking forward, a majority of 76% anticipate stablecoins to continue their widespread adoption, signaling a pivotal moment in the financial industry.

Rapyd's 2026 report: Stablecoins go mainstream, 1 in 5 businesses use them, 76% see future growth.

Prediction markets reached a record trading volume of $701.7 million, led by Kalshi with $465.9 million. Despite increasing regulatory scrutiny in the U.S. and abroad, adoption continues to grow, with major crypto firms integrating these markets. However, concerns over insider trading and proposed legislation in various states may impact operations. The surge in activity reflects a demand for real-time information markets, positioning prediction markets as a potential core financial primitive, despite ongoing regulatory challenges.

CoinLive

Market News: Prediction Market Trading Volume Hits Record $702M Despite Rising Regulatory Scrutiny

The Agentic Commerce Suite (ACS) has seen successful early adoption by leading companies like Stripe and commercetools. JD Sports has become the first retailer to leverage ACS, connecting AI-driven discovery through extensive language models and AI assistants. This integration ensures secure checkout and payments for customers. The promising uptake of ACS highlights its potential in revolutionizing the e-commerce sector.

IRON HORSE ACQUISITIONS CORP C/WTS (TO PUR COM)(IROHW.US)

Dave Ramsey Says Let Your Kids 'Cut' Up Your Credit Cards So They 'Won't Ask to Use Them'

What You Need To Know Ahead of Global Payments' Earnings Release

Multimillionaires Were Asked If 'The Harder You Work, The Luckier You Get' Is True. 'You Can't Sink A Long Putt If You Aren't On The Green'

Company reduces staff during shift to $250M stablecoin payments, integrating new assets and refocusing its scope. Employees confirm impact on X.

BlackRock caps 2025 with record $14 trillion in assets