Company Encyclopedia
View More
name
Jiayin
JFIN.US
Jiayin Group Inc., together with its subsidiaries, engages in the provision of online consumer finance services in the People’s Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers loan products with fixed terms and repayment schedules; guarantee services; referral services for investment products offered by the third-party financial service providers; technology development services; and commercial services. The company was founded in 2011 and is headquartered in Shanghai, China.
571.58 B
JFIN.USMarket value -Rank by Market Cap -/-

Financial Score

05/12/2025 Update
B
Consumer FinanceIndustry
Industry Ranking12/50
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreA
    • ROE47.84%A
    • Profit Margin26.17%A
    • Gross Margin80.51%A
  • Growth ScoreB
    • Revenue YoY8.01%B
    • Net Profit YoY47.58%B
    • Total Assets YoY48.42%A
    • Net Assets YoY48.75%A
  • Cash ScoreC
    • Cash Flow Margin382.11%C
    • OCF YoY8.01%B
  • Operating ScoreA
    • Turnover0.99A
  • Debt ScoreC
    • Gearing Ratio45.59%C

Valuation analysis

portai
P/E
1Y
3Y
5Y
10Y
P/E
-
Industry Ranking
-/-
  • P/E
  • Price
  • High
  • Median
  • Low
P/B
1Y
3Y
5Y
10Y
P/B
-
Industry Ranking
-/-
  • P/B
  • Price
  • High
  • Median
  • Low
P/S
1Y
3Y
5Y
10Y
P/S
-
Industry Ranking
-/-
  • P/S
  • Price
  • High
  • Median
  • Low
Dividend Yield
1Y
3Y
5Y
10Y
Dividend Yield
-
Industry Ranking
-/-
  • Dividend Yield
  • Price
  • High
  • Median
  • Low

Institutional View & Shareholder

Analyst Ratings

Rating
Percentage
    • Price
      --
    • Highest
      --
    • Lowest
      --
    News
    View More

    Jiayin Group (NasdaqGM:JFIN): Evaluating Valuation After Strong Third-Quarter Earnings and Profit Growth

    Jiayin Group's Q3 2025 results show strong earnings growth, yet its stock is undervalued with a P/E ratio of 1.5x, compared to peers. Despite a 44.73% 3-month share price drop, its 3-year return is 309.48%. The market may be mispricing its growth potential, with a DCF model suggesting a fair value of $49.82. Risks include tighter credit regulation in China. Investors are advised to consider broader investment opportunities.

    Simplywall·
    US
    JFIN
    +3.31%
    Simplywall·
    US
    JFIN
    +3.31%

    Jiayin Group’s Earnings Call Highlights Strong Growth and Challenges

    Jiayin Group's Q3 earnings call highlighted strong growth in loan facilitation and AI technology advancements, despite challenges like regulatory impacts and cash decline. Loan facilitation grew 20.6% year-on-year, non-GAAP income rose 50.3%, and net income increased 39.7%. Overseas expansion in Indonesia showed a 200% business scale increase. Repeat borrowers drove growth, while cash and cash equivalents fell significantly. Regulatory challenges and increased expenses were noted. Forward guidance projects continued growth in loan facilitation and non-GAAP operating profit.

    Tip Ranks·
    US
    JFIN
    +3.31%
    Tip Ranks·
    US
    JFIN
    +3.31%

    Jiayin Group Tops Q3 Estimates as Profit Climbs Nearly 40%

    Jiayin Group Inc. (NASDAQ:JFIN) reported a 39.7% increase in net income for Q3, reaching RMB376.5 million ($52.9 million), surpassing analyst expectations. The company's revenue rose by 1.8% to RMB1.47 billion, attributed to improved operational efficiency. Following the announcement, shares increased by 2.08% in premarket trading.

    MSN·
    US
    JFIN
    +3.31%
    MSN·
    US
    JFIN
    +3.31%

    Jiayin Group Inc. Reports Third Quarter 2025 Unaudited Financial Results

    SHANGHAI, China, Nov. 25, 2025 ( GLOBE NEWSWIRE ) -- Jiayin Group Inc. ( "Jiayin" or the "Company" ) ( NASDAQ: JFIN ) , a leading fintech platform in China, today announced its unaudited financial results for the third quarter ended September 30, 2025.

    GlobeNewswire·
    US
    JFIN
    +3.31%
    GlobeNewswire·
    US
    JFIN
    +3.31%

    Jiayin Group Issues 2025 Guidance

    Jiayin Group Inc. (JFIN) has issued its 2025 financial guidance, expecting non-GAAP income from operations to range between RMB 1.99 billion and RMB 2.06 billion. The company anticipates loan facilitation volume for 2025 to be between RMB 127.8 billion and RMB 129.8 billion. For Q3 2024, net income rose 39.7% to RMB 376.5 million, with net revenue increasing 1.8% to RMB 1.47 billion. Loan facilitation volume for Q3 was RMB 32.2 billion, up 20.6% from the previous year.

    rttnews·
    US
    JFIN
    +3.31%
    rttnews·
    US
    JFIN
    +3.31%
    © 2025 Longbridge｜Disclaimer