Company Encyclopedia
View More
name
Oportun Financial
OPRT.US
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.
571.58 B
OPRT.USMarket value -Rank by Market Cap -/-

Financial Score

05/12/2025 Update
C
Consumer FinanceIndustry
Industry Ranking34/50
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreB
    • ROE8.60%B
    • Profit Margin4.29%C
    • Gross Margin94.83%A
  • Growth ScoreC
    • Revenue YoY-10.59%D
    • Net Profit YoY123.66%A
    • Total Assets YoY-2.00%D
    • Net Assets YoY17.19%A
  • Cash ScoreC
    • Cash Flow Margin2330.36%A
    • OCF YoY-10.59%D
  • Operating ScoreD
    • Turnover0.22D
  • Debt ScoreE
    • Gearing Ratio87.95%E

Valuation analysis

portai
P/E
1Y
3Y
5Y
10Y
P/E
-
Industry Ranking
-/-
  • P/E
  • Price
  • High
  • Median
  • Low
P/B
1Y
3Y
5Y
10Y
P/B
-
Industry Ranking
-/-
  • P/B
  • Price
  • High
  • Median
  • Low
P/S
1Y
3Y
5Y
10Y
P/S
-
Industry Ranking
-/-
  • P/S
  • Price
  • High
  • Median
  • Low
Dividend Yield
1Y
3Y
5Y
10Y
Dividend Yield
-
Industry Ranking
-/-
  • Dividend Yield
  • Price
  • High
  • Median
  • Low

Institutional View & Shareholder

Analyst Ratings

Rating
Percentage
    • Price
      --
    • Highest
      --
    • Lowest
      --
    News
    View More

    BTIG Reaffirms Their Buy Rating on Oportun Financial (OPRT)

    BTIG analyst Vincent Caintic reaffirmed a Buy rating on Oportun Financial (OPRT) with a $9.00 price target. The stock closed at $4.67. Caintic, who covers the Financial sector, has an average return of -1.2% and a 45.30% success rate. The analyst consensus on Oportun Financial is a Moderate Buy with an average price target of $8.67.

    Tip Ranks·
    US
    OPRT
    -0.38%
    Tip Ranks·
    US
    OPRT
    -0.38%

    Holiday Savings Surge: Oportun Reports $6.5 Million Saved for 2025, Up 30% From 2024 | OPRT Stock News

    Oportun's 2025 Holiday Savings Report reveals a 30% increase in savings for the holiday season, totaling $6.5 million. The report highlights increased participation in automated savings accounts and anticipates higher holiday spending due to factors like inflation. Key findings include an average savings of $1,051 per member and notable savings in Kansas, Washington, and Colorado. The Set & Save app, using AI, has been instrumental in helping members save over $12.3 billion since 2015. Oportun continues to empower members with financial tools for better savings and budgeting.

    StockTitan·
    US
    OPRT
    -0.38%
    StockTitan·
    US
    OPRT
    -0.38%

    Sidoti Csr Has Positive Forecast for OPRT FY2025 Earnings

    Sidoti Csr has raised its FY2025 earnings per share (EPS) estimate for Oportun Financial Corporation (NASDAQ: OPRT) from $1.09 to $1.17. The consensus estimate for the current full-year earnings is $0.94 per share. Analysts have mixed ratings on the stock, with two Buy, three Hold, and two Sell ratings. Oportun Financial's stock opened at $4.69, with a market cap of $206.41 million. The company reported $0.17 EPS for the last quarter, with revenue of $266.56 million. Institutional investors own 82.70% of the stock.

    Market Beat·
    US
    OPRT
    -0.38%
    Market Beat·
    US
    OPRT
    -0.38%

    Oportun Financial’s Earnings Call Highlights Profitability and Growth

    Oportun Financial Corp. reported its Q3 earnings, highlighting its fourth consecutive quarter of GAAP profitability with a net income of $5.2 million, a $35 million year-over-year improvement. The company showed improved credit performance, reducing its annualized net charge-off rate to 11.8% and operating expenses by 11% to $91 million. Secured personal loan originations grew by 22%, although overall originations were slightly lower than expected. Despite challenges with delinquency rates, Oportun provided optimistic guidance for 2025, raising its adjusted EPS forecast to $1.30-$1.40 per share.

    Tip Ranks·
    US
    OPRT
    -0.38%
    Tip Ranks·
    US
    OPRT
    -0.38%

    Oportun Financial: Strong Q3 Performance and Strategic Positioning Justify Buy Rating Despite Q4 Guidance Miss

    Oportun Financial has received a Buy rating from analyst Vincent Caintic, citing strong Q3 performance and strategic positioning despite a Q4 guidance miss. The company exceeded expectations in adjusted EBITDA, net income, and EPS, showcasing operational efficiency. Its conservative approach to reducing loan sizes and ability to raise funding capacity enhances its financial stability. With a low single-digit P/E ratio, the stock is considered attractively valued, supporting a price target of $9. Caintic has a -0.3% average return and a 45.18% success rate in the Financial sector.

    Tip Ranks·
    US
    OPRT
    -0.38%
    Tip Ranks·
    US
    OPRT
    -0.38%
    © 2025 Longbridge｜Disclaimer