Pathfinder Bancorp, Inc. SEC 10-Q Report

Pathfinder Bancorp, Inc. released its Q3 2025 10-Q report, highlighting improved profitability and strategic initiatives. Key financials include a net income of $0.6 million, a significant recovery from a $4.6 million loss in Q3 2024. Earnings per share improved to $0.10 from a loss of $0.75. The company reported decreased interest income and noninterest income but reduced expenses and credit loss provisions. Strategic efforts focus on loan portfolio management and credit risk mitigation, with a comprehensive review expected by year-end 2025.

Pathfinder Bancorp | 10-Q: FY2025 Q3 Revenue: USD 21.24 M

Pathfinder Bancorp | 8-K: FY2025 Q3 Revenue: USD 12.99 M

Pathfinder Bancorp Posts Q3 Net Income of $626,000

Pathfinder Bancorp Inc. reported a Q3 net income of $626,000, or $0.10 per diluted share, a significant increase from $31,000 in Q2 2025 and a recovery from a $4.6 million loss in Q3 2024. The company is focused on reducing credit risk and improving asset quality. As of September 30, 2025, it has $138.3 million in additional funding capacity and $53.3 million in unused credit lines. A cash dividend of $0.10 per share was declared on September 29, 2025.

Pathfinder Bancorp, Inc. (NASDAQ:PBHC) to Issue $0.10 Quarterly Dividend

Pathfinder Bancorp, Inc. (NASDAQ:PBHC) has declared a quarterly dividend of $0.10 per share, payable on November 7th to shareholders of record as of October 17th. This dividend represents an annualized yield of 2.6%. The company's stock recently traded at $15.58, with a market cap of $74.61 million and a price-to-earnings ratio of 44.51. Institutional investors hold 26.73% of the company's shares, with several recent purchases noted.