Company Encyclopedia
View More
name
Ready Capital
RC.US
Ready Capital Corporation operates as a real estate finance company in the United States. It operates through two segments: LMM Commercial Real Estate and Small Business Lending. The LMM Commercial Real Estate segment originates LLM loans across the full life-cycle of an LLM property, including construction, bridge, stabilized, and agency loan origination channels. The Small Business Lending segment acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program; and acquires, originates, and services USDA loans, as well as originates and services small business loans.
78.70 B
RC.USMarket value -Rank by Market Cap -/-

Financial Score

05/12/2025 Update
E
Mortgage REITsIndustry
Industry Ranking46/47
Industry medianD
Industry averageD
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreC
    • ROE-15.71%E
    • Profit Margin290.09%A
    • Gross Margin64.66%A
  • Growth ScoreE
    • Revenue YoY-177.87%E
    • Net Profit YoY-168.86%E
    • Total Assets YoY-25.96%E
    • Net Assets YoY-19.45%E
  • Cash ScoreD
    • Cash Flow Margin33.51%C
    • OCF YoY-177.87%E
  • Operating ScoreE
    • Turnover-0.01E
  • Debt ScoreE
    • Gearing Ratio77.39%E

Valuation analysis

portai
P/E
1Y
3Y
5Y
10Y
P/E
-
Industry Ranking
-/-
  • P/E
  • Price
  • High
  • Median
  • Low
P/B
1Y
3Y
5Y
10Y
P/B
-
Industry Ranking
-/-
  • P/B
  • Price
  • High
  • Median
  • Low
P/S
1Y
3Y
5Y
10Y
P/S
-
Industry Ranking
-/-
  • P/S
  • Price
  • High
  • Median
  • Low
Dividend Yield
1Y
3Y
5Y
10Y
Dividend Yield
-
Industry Ranking
-/-
  • Dividend Yield
  • Price
  • High
  • Median
  • Low

Institutional View & Shareholder

Analyst Ratings

Rating
Percentage
    • Price
      --
    • Highest
      --
    • Lowest
      --
    News
    View More

    UBS Sticks to Its Hold Rating for Ready Capital (RC)

    UBS analyst Douglas Harter maintained a Hold rating on Ready Capital with a price target of $2.75. Harter, who covers the Real Estate sector, has a 17.3% average return and a 65.51% success rate. Piper Sandler also issued a Hold rating, while KBW maintained a Sell rating on Ready Capital.

    Tip Ranks·
    US
    RCD
    -1.04%
    US
    RC
    -5.76%
    Tip Ranks·
    US
    RCD
    -1.04%
    US
    RC
    -5.76%

    Ready Capital (NYSE:RC) Issues Quarterly Earnings Results, Misses Expectations By $0.96 EPS

    Ready Capital (NYSE:RC) reported quarterly earnings of ($0.94) EPS, missing estimates by $0.96. Revenue was $85.43 million, below the expected $149.14 million. The company has a negative net margin of 47.30% and a negative return on equity of 6.93%. Shares traded down to $2.94, with a market cap of $482.31 million. A quarterly dividend of $0.125 was paid, yielding 17.0%. Analysts have mixed ratings, with one Buy, five Hold, and two Sell ratings, and an average target price of $5.30.

    Market Beat·
    US
    RC
    -5.76%
    Market Beat·
    US
    RC
    -5.76%

    Ready Capital Reports Q3 2025 Financial Results

    Ready Capital Corporation reported its Q3 2025 financial results, revealing a GAAP loss per share of $(0.13) and a distributable loss of $(0.94). The company originated $139 million in LMM commercial real estate loans and $283 million in Small Business Lending. It completed two portfolio sales totaling $758 million, generating $109 million in net proceeds. Despite losses, the book value per share was $10.28. Ready Capital repurchased 2.5 million shares at an average price of $4.17 and is focused on restoring financial health and enhancing shareholder value through strategic asset management.

    Tip Ranks·
    US
    RC
    -5.76%
    US
    RCD
    -1.04%
    Tip Ranks·
    US
    RC
    -5.76%
    US
    RCD
    -1.04%

    Ready Capital Corp SEC 10-Q Report

    Ready Capital Corp, a real estate investment trust, has released its Q3 Form 10-Q report, showing improved financial performance despite challenges. Key highlights include interest income of $445.2 million, a net income of $16.7 million, and a significant reduction in losses compared to the previous year. The company is expanding its operations in various regions and enhancing its product offerings, particularly in small business loans through the acquisition of Funding Circle. Ready Capital aims to maintain its REIT status by distributing dividends and exploring strategic acquisitions.

    TradingView·
    US
    RCD
    -1.04%
    US
    RC
    -5.76%
    TradingView·
    US
    RCD
    -1.04%
    US
    RC
    -5.76%

    Ready Capital | 10-Q: FY2025 Q3 Revenue: USD 212.41 M

    LB filings·
    US
    RC
    -5.76%
    LB filings·
    US
    RC
    -5.76%
    © 2025 Longbridge｜Disclaimer