I Need to Make a Big Investment Decision—Should My $40K Go Into VTC or SPY?
The stock market has experienced significant volatility over the past five years, with notable crashes and recoveries. Investors are considering whether to invest $40,000 in the Vanguard Corporate Bond ETF (VCIT) for steady income or the SPDR S&P 500 ETF Trust (SPY) for potential long-term growth. While VCIT offers lower risk and diversification, SPY has historically outperformed bonds. The choice depends on individual financial goals, risk tolerance, and investment timeline, with a blend of both options potentially providing a balanced approach. Consulting a financial advisor is recommended for tailored advice.
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