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Velocity Financial
VEL.US
Velocity Financial, Inc. operates as a real estate finance company in the United States. It originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor 1-4 unit residential rental properties; residential apartments combined with office or retail space; and loans for multi-family, mixed use, and commercial properties. The company also provides warehouse and other properties.
207.58 B
VEL.USMarket value -Rank by Market Cap -/-

Financial Score

05/12/2025 Update
C
Commercial and Residential Mortgage FinanceIndustry
Industry Ranking14/29
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreA
    • ROE16.04%A
    • Profit Margin39.61%A
    • Gross Margin71.90%A
  • Growth ScoreA
    • Revenue YoY116.81%A
    • Net Profit YoY39.35%B
    • Total Assets YoY33.76%A
    • Net Assets YoY30.71%A
  • Cash ScoreB
    • Cash Flow Margin255.65%C
    • OCF YoY116.81%A
  • Operating ScoreE
    • Turnover0.04E
  • Debt ScoreE
    • Gearing Ratio90.84%E

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Institutional View & Shareholder

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    News
    View More

    Velocity Financial Chief Legal Officer Roland Thomas Kelly Sells Common Shares

    Roland Thomas Kelly, Chief Legal Officer of Velocity Financial Inc., reported selling common shares of the company. The filing is available via EDGAR, the SEC's system. This AI-generated news brief is for informational purposes only and not financial advice.

    Reuters·
    US
    VEL
    -0.63%
    Reuters·
    US
    VEL
    -0.63%

    BTIG Sticks to Its Buy Rating for Velocity Financial (VEL)

    In a report released today, from BTIG maintained a Buy rating on Velocity Financial, with a price target of $23.00.TipRanks Black Friday Sale Claim 60% off TipRanks Premium for the data-backed insights and research tools you need to invest with confidence. Subscribe to TipRanks' Smart Investor Picks and see our data in action through our high-performing model portfolio - now also 60% off Velocity Financial has an analyst consensus of Moderate Buy, with a price target consensus of $22.50.

    Tip Ranks·
    US
    VEL
    -0.63%
    Tip Ranks·
    US
    VEL
    -0.63%

    Velocity Financial’s Earnings Call: Record Growth Amid Challenges

    Velocity Financial, Inc. reported record growth in its Q3 earnings call, with a 66.5% increase in pretax earnings and production volumes reaching $739 million. The company achieved a stable portfolio with a loan-to-value ratio of 65.5% and a net interest margin of 360 basis points. Despite a net loss of $1.6 million due to REO activities, the overall sentiment remains positive, with strong year-over-year portfolio growth of 32%. Looking ahead, Velocity Financial expects continued growth and stability, supported by a successful securitization partnership and optimistic financial guidance.

    Tip Ranks·
    US
    VEL
    -0.63%
    Tip Ranks·
    US
    VEL
    -0.63%

    Velocity Financial Releases Q3 2025 Earnings Presentation

    Velocity Financial (VEL) has released its Q3 2025 earnings presentation on its Investor Relations website for informational purposes. The latest analyst rating for VEL stock is a Buy with a $22.00 price target. Spark's AI Analyst rates VEL as Neutral, highlighting strong loan origination growth and improved profitability, despite some technical weaknesses. The company’s focus on revenue sustainability and debt management is crucial for long-term success. Current market cap stands at $723M with an average trading volume of 92,121.

    Tip Ranks·
    US
    VEL
    -0.63%
    Tip Ranks·
    US
    VEL
    -0.63%

    Velocity Financial, Inc. Reports Third Quarter 2025 Results

    Velocity Financial, Inc. reported strong financial results for Q3 2025, with net income rising 60.6% to $25.4 million and diluted EPS increasing to $0.65. Total net revenue reached $85.8 million, up 53.6%. The company achieved record loan production of $739 million and reduced nonperforming loans to 9.8%. Two significant securitizations were completed, and liquidity stood at $143.5 million. CEO Chris Farrar expressed confidence in the company's growth prospects, driven by strong financing demand and strategic initiatives.

    TradingView·
    US
    VEL
    -0.63%
    TradingView·
    US
    VEL
    -0.63%
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