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Westamerica Bancorp
WABC.US
Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, consumer installment loans, as well as indirect automobile loans. The company serves small businesses, professionals, and consumers.
642.38 B
WABC.USMarket value -Rank by Market Cap -/-

Financial Score

05/12/2025 Update
C
Regional BanksIndustry
Industry Ranking158/306
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreB
    • ROE13.05%B
    • Profit Margin45.37%A
    • Gross Margin0.00%E
  • Growth ScoreD
    • Revenue YoY-12.95%E
    • Net Profit YoY-17.99%D
    • Total Assets YoY-4.00%D
    • Net Assets YoY2.49%C
  • Cash ScoreD
    • Cash Flow Margin220.43%C
    • OCF YoY-12.95%E
  • Operating ScoreE
    • Turnover0E
  • Debt ScoreA
    • Gearing Ratio0.00%A

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Institutional View & Shareholder

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    News
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    Westamerica Bancorporation (WABC) Stock Trades Up, Here Is Why

    Shares of Westamerica Bancorporation rose 2.6% after New York Federal Reserve President John Williams hinted at a potential interest rate cut. This increased the probability of a rate cut at the December meeting from 39% to over 73%. The stock closed at $47.64, up 2.5%. Despite this, the stock is down 7.6% year-to-date and trading 18.2% below its 52-week high.

    Stock Story·
    US
    WABC
    -1.28%
    Stock Story·
    US
    WABC
    -1.28%

    How Investors May Respond To Westamerica Bancorporation (WABC) Q3 Earnings Decline and Ongoing Headwinds

    Westamerica Bancorporation's Q3 2025 report shows declines in interest income, net income, and earnings per share, attributed to inflation and Federal Reserve policies. The bank faces challenges in profitability, with concerns over liquidity and deposit outflows. While share buybacks and dividends indicated management's confidence, recent metrics raise doubts. Investors are advised to focus on operational resilience amid volatility, with a fair value estimate of $42 per share from the community. The article emphasizes the importance of thorough research before making investment decisions.

    Simplywall·
    US
    WABC
    -1.28%
    Simplywall·
    US
    WABC
    -1.28%

    Westamerica Bancorporation reports Q3 net income of $28.3 million

    Westamerica Bancorporation reported a Q3 net income of $28.3 million ($1.12 per diluted share) for the three months ending September 30, 2025, down from $35.1 million ($1.31 per diluted share) in 2024. Net interest and loan fee income was $53.8 million, a decrease from $62.5 million in Q3 2024. For the nine months ending September 30, 2025, net income totaled $88.4 million ($3.40 per diluted share), compared to $106.9 million in 2024. Dividends paid to shareholders were $35 million, with no debt reported at the end of the period.

    Reuters·
    US
    WABC
    -1.28%
    Reuters·
    US
    WABC
    -1.28%

    WESTAMERICA BANCORPORATION SEC 10-Q Report

    Westamerica Bancorporation has released its Form 10-Q report for Q3 2025, highlighting a decline in financial performance. Total interest and loan fee income fell to $57.234 million, down from $67.794 million in Q3 2024. Net income decreased to $28.263 million, with basic and diluted earnings per share both at $1.12, down from $1.31. Noninterest income also dropped to $10.151 million. The company is assessing the impact of economic factors on its operations, particularly in Northern and Central California, where it primarily operates.

    TradingView·
    US
    WABC
    -1.28%
    TradingView·
    US
    WABC
    -1.28%

    Leeward Investments LLC MA Cuts Position in Westamerica Bancorporation $WABC

    Leeward Investments LLC MA reduced its stake in Westamerica Bancorporation (NASDAQ:WABC) by 4.3% in Q2, now holding 145,870 shares valued at $7.07 million. Other institutional investors also adjusted their positions. Analysts have set a consensus target price of $52.00 for WABC, which opened at $48.39. The company reported a quarterly EPS of $1.12, exceeding estimates, and announced a dividend of $0.46 payable on November 14th. Westamerica Bancorporation operates as a bank holding company providing various banking services.

    Market Beat·
    US
    WABC
    -1.28%
    Market Beat·
    US
    WABC
    -1.28%
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