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Waterstone Financial
WSBF.US
Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, such as checking, credit, debit and pre-paid cards, online banking and bill pay, and money transfer services; investable funds solutions, such as savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts.
207.59 B
WSBF.USMarket value -Rank by Market Cap -/-

Financial Score

05/12/2025 Update
C
Commercial and Residential Mortgage FinanceIndustry
Industry Ranking15/30
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreC
    • ROE6.95%C
    • Profit Margin17.44%A
    • Gross Margin0.00%E
  • Growth ScoreC
    • Revenue YoY2.87%C
    • Net Profit YoY77.85%A
    • Total Assets YoY1.11%C
    • Net Assets YoY1.02%C
  • Cash ScoreC
    • Cash Flow Margin573.50%C
    • OCF YoY2.87%C
  • Operating ScoreE
    • Turnover0E
  • Debt ScoreA
    • Gearing Ratio0.00%A

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Institutional View & Shareholder

Analyst Ratings

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    News
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    Waterstone Financial | 10-Q: FY2025 Q3 Revenue: USD 51.86 M

    LB filings·
    US
    WSBF
    +0.06%
    LB filings·
    US
    WSBF
    +0.06%

    Director’s Major Stock Sale Shakes Up Waterstone Financial

    Director Michael L. Hansen sold 81,413 shares of Waterstone Financial for $1,234,221. The company reported strong Q3 2025 results, with increased net income and earnings per share. The Community Banking segment saw a rise in net interest income, while the Mortgage Banking segment achieved pre-tax income. Hansen resigned as Chairperson of the Audit Committee, succeeded by Laura Piotrowski. Analysts maintain a Hold rating on WSBF stock, citing solid performance but concerns over revenue growth decline. Technical analysis shows mixed signals. Waterstone Financial's market cap is $286.2M, with a YTD price performance of 19.53%.

    Tip Ranks·
    US
    WSBF
    +0.06%
    Tip Ranks·
    US
    WSBF
    +0.06%

    Waterstone Financial Director Michael L. Hansen Reports Disposal of Common Shares

    Michael L. Hansen, Director of Waterstone Financial Inc., has reported the disposal of common shares of the company. The full filing is available through the provided link. This news was generated by Public Technologies and is for informational purposes only, not to be considered as financial, investment, or legal advice. Waterstone Financial Inc. is responsible for the original content published via EDGAR on October 28, 2025.

    Reuters·
    US
    WSBF
    +0.06%
    Reuters·
    US
    WSBF
    +0.06%

    Waterstone Financial Reports Strong Third Quarter Earnings

    Waterstone Financial, Inc. reported strong third quarter earnings for 2025, with net income rising to $7.9 million ($0.45 per diluted share) from $4.7 million ($0.26 per diluted share) in 2024. The Community Banking segment saw a 19.3% increase in net interest income, while the Mortgage Banking segment achieved pre-tax income for the second consecutive quarter. The company improved its book value per share by $0.61 and declared a quarterly dividend of $0.15. Waterstone Financial aims to sustain its performance and explore growth opportunities in its banking segments.

    Tip Ranks·
    US
    WSBF
    +0.06%
    Tip Ranks·
    US
    WSBF
    +0.06%

    Waterstone Financial | 8-K: FY2025 Q3 Revenue: USD 51.86 M

    LB filings·
    US
    WSBF
    +0.06%
    LB filings·
    US
    WSBF
    +0.06%
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