XChange Tec.Inc(XHG.US)

Last Updated 19:00:00 ET
longbridge loading
Company Encyclopedia
View More
name
XChange Tec.Inc
XHG.US
XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People’s Republic of China. The company provides a various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualty insurance companies. It offers automobile, life, health, group accident, and other property related insurance products. In addition, the company operates a SaaS platform to offers comprehensive services to offline and online customers.
324.59 B
XHG.USMarket value -Rank by Market Cap -/-

Financial Score

19/01/2026 Update
C
Insurance BrokersIndustry
Industry Ranking26/33
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreB
    • ROE104.18%A
    • Profit Margin-204.90%E
    • Gross Margin2.19%E
  • Growth ScoreC
    • Revenue YoY25.53%A
    • Net Profit YoY-226.99%E
    • Total Assets YoY-91.27%E
    • Net Assets YoY-55.73%E
  • Cash ScoreC
    • Cash Flow Margin-48.81%D
    • OCF YoY25.53%A
  • Operating ScoreB
    • Turnover0.86B
  • Debt ScoreE
    • Gearing Ratio1368.62%E

Valuation analysis

portai
P/E
1Y
3Y
5Y
10Y
P/E
-
Industry Ranking
-/-
  • P/E
  • Price
  • High
  • Median
  • Low
P/B
1Y
3Y
5Y
10Y
P/B
-
Industry Ranking
-/-
  • P/B
  • Price
  • High
  • Median
  • Low
P/S
1Y
3Y
5Y
10Y
P/S
-
Industry Ranking
-/-
  • P/S
  • Price
  • High
  • Median
  • Low
Dividend Yield
1Y
3Y
5Y
10Y
Dividend Yield
-
Industry Ranking
-/-
  • Dividend Yield
  • Price
  • High
  • Median
  • Low

Institutional View & Shareholder

Analyst Ratings

Rating
Percentage
    • Price
      --
    • Highest
      --
    • Lowest
      --
    News
    View More

    Exclusive commercial pension insurance interest rates exceed deposits, with 80% of returns exceeding 3%

    Recently, several insurance institutions have disclosed exclusive commercial pension insurance products, showing that the settlement interest rate will exceed deposit rates by 2025, with over 80% of the products having interest rates exceeding 3%. A total of 16 institutions, including National Pension and China Life, have launched 40 products, among which 32 stable accounts and 38 aggressive accounts have settlement interest rates of 3% or above

    36Kr·
    SH
    601628
    +2.02%
    HK
    02628
    +3.94%
    36Kr·
    SH
    601628
    +2.02%
    HK
    02628
    +3.94%

    "Hong Kong Stocks" The Hang Seng Index fell 265 points in the first half of the day, some AI stocks and pharmaceutical stocks retreated, while power equipment stocks surged

    The Hong Kong stock market fell in early trading, with the Hang Seng Index down 265 points, reporting at 26,579 points. The National Index fell 77 points, and the Hang Seng Tech Index dropped 66 points. The total turnover was HKD 132.94 billion. Smartphone manufacturers like Xiaomi lowered their shipment expectations, leading to a decline in related stock prices. Roborock's listing application was reviewed, and UBTECH ROBOTICS' stock price rose. Other tech stocks generally fell, while some AI stocks performed relatively well

    AASTOCKS·
    HK
    09880
    -3.52%
    SH
    688169
    -1.07%
    AASTOCKS·
    HK
    09880
    -3.52%
    SH
    688169
    -1.07%

    "Shanghai and Shenzhen" Mainland GDP increased by 5% to meet the target, A-share three major indices showed mixed performance in the half-day, aviation, nuclear power, and power grid equipment concept stocks surged

    The National Bureau of Statistics announced that the GDP of mainland China is expected to grow by 5% year-on-year in 2025, in line with market expectations. The sales of newly built commercial housing fell by 12.6% year-on-year. The People's Bank of China lowered the re-lending and rediscount rates by 0.25 percentage points and adjusted the minimum down payment ratio for commercial property loans to 30%. The three major A-share indices showed mixed trends, with the Shanghai Composite Index slightly rising, the Shenzhen Component Index slightly falling, and the ChiNext Index declining. Nuclear power and grid equipment concept stocks rose, with some individual stocks increasing by as much as 9.5%

    AASTOCKS·
    AASTOCKS·

    Daily Debrief: What Happened Today (Jan 16)

    On January 16, Singapore announced an extension of the rental occupancy cap for HDB and private homes until December 2028 due to high demand. Maybank highlighted a favorable market outlook for 2026, while Viettel Group launched Vietnam's first semiconductor fabrication plant. HSBC is reviewing its life insurance business in Singapore, and Singapore's key exports grew by 6.1% in December, impacted by pharmaceuticals. Additionally, Changi Airport is increasing flights to China in anticipation of a surge in travel for the Chinese New Year.

    Businesstimes News·
    US
    HSBC
    -0.36%
    HK
    00005
    +1.50%
    UK
    HSBA
    0.00%
    Businesstimes News·
    US
    HSBC
    -0.36%
    HK
    00005
    +1.50%
    UK
    HSBA
    0.00%

    UK Stocks-Factors to watch on Date January 16

    On January 16, the FTSE 100 index is expected to open lower, with futures down 0.08%. HSBC is reviewing its insurance business in Singapore, while Rio Tinto will supply copper to Amazon for AI data centers. Oil prices fell due to easing supply concerns, and copper prices dropped amid demand worries in China. Gold prices continued to decline as strong U.S. economic data reduced rate cut expectations. The FTSE closed at a record high on January 15, supported by positive economic data and strong earnings in the financial sector.

    Reuters·
    US
    RIO
    -1.41%
    US
    RTPPF
    0.00%
    US
    AMZN
    +0.39%
    Reuters·
    US
    RIO
    -1.41%
    US
    RTPPF
    0.00%
    US
    AMZN
    +0.39%
    © 2026 Longbridge｜Disclaimer