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Yiren Digital
YRD.US
Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs.
571.58 B
YRD.USMarket value -Rank by Market Cap -/-

Financial Score

05/12/2025 Update
B
Consumer FinanceIndustry
Industry Ranking11/50
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreA
    • ROE12.78%B
    • Profit Margin20.18%A
    • Gross Margin90.36%A
  • Growth ScoreB
    • Revenue YoY9.41%B
    • Net Profit YoY-31.79%D
    • Total Assets YoY22.13%A
    • Net Assets YoY9.70%B
  • Cash ScoreC
    • Cash Flow Margin495.47%C
    • OCF YoY9.41%B
  • Operating ScoreC
    • Turnover0.45C
  • Debt ScoreB
    • Gearing Ratio33.06%B

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Institutional View & Shareholder

Analyst Ratings

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    News
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    Fintech Yiren Digital's Q3 revenue up 5% on financial services unit strength

    Yiren Digital's Q3 2025 revenue increased by 5% year-over-year, driven by the financial services segment. However, net income decreased due to upfront provisions and declining fee rates. The company saw a 51% increase in loans facilitated. For Q4 2025, Yiren Digital projects revenue between RMB1.4 billion and RMB1.6 billion. Key drivers included persistent loan demand, strategic tightening of credit policy, and growth in internet insurance premiums.

    Reuters·
    US
    YRD
    -1.52%
    Reuters·
    US
    YRD
    -1.52%

    Yiren Digital Reports Third Quarter 2025 Financial Results | YRD Stock News

    Yiren Digital Ltd. reported its unaudited financial results for Q3 2025, showing a 51% increase in total loans facilitated to RMB20.2 billion. The company served 1,335,978 borrowers, a decrease due to strategic credit policy tightening. Insurance premiums grew by 35% to RMB1,148 million. Total net revenue rose 5% to RMB1,555 million, with financial services revenue up 70%. The company maintains a strong cash position and is advancing AI capabilities to improve efficiency.

    StockTitan·
    US
    YRD
    -1.52%
    StockTitan·
    US
    YRD
    -1.52%

    Yiren Digital Ltd. to Release Third Quarter 2025 Financial Results

    Yiren Digital Ltd. will release its unaudited financial results for Q3 2025 on November 25, 2025, before the U.S. market opens. An earnings conference call will be held at 7:00 a.m. U.S. Eastern Time on the same day. The original content was published via PR Newswire on November 18, 2025.

    Reuters·
    US
    YRD
    -1.52%
    Reuters·
    US
    YRD
    -1.52%

    Yiren Digital Ranked in Top 10% Globally in S&P ESG Assessment

    Yiren Digital Ltd. (NYSE: YRD) has been recognized in the top 10% of its industry in S&P Global’s ESG assessment for "Diversified Financial Services and Capital Markets." The company is noted for its use of AI in ESG initiatives, including proprietary technology to prevent fraud and enhance security. In 2024, Yiren Digital financed green businesses and rejected loans to those with environmental violations, adding to its previous ESG awards.

    Reuters·
    US
    YRD
    -1.52%
    Reuters·
    US
    YRD
    -1.52%

    Yiren Digital CFO discusses AI transformation and fintech strategy; company leading in digital consumer lending.

    In Hong Kong on November 4, 2025, Yiren Digital Ltd. (NYSE: YRD), a prominent fintech company focusing on digital consumer lending, insurance, and financial technology in China and Southeast Asia, disclosed that its Chief Executive Officer...

    Unusual Whales·
    US
    YRD
    -1.52%
    Unusual Whales·
    US
    YRD
    -1.52%
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