I entered Visa at around $359 as the stock had returned to its pre-earnings level, creating an attractive entry point despite strong results. Revenue grew 14.36% YoY while EPS beat expectations by 2.76%, highlighting continued earnings momentum.

I see upside potential and remain bullish on Visa as consumers and businesses increasingly shift from cash to digital payments, supporting long-term growth in payment volumes. Visa also benefits from growing cross-border transactions and international travel, which typically carry higher fees. Beyond traditional card payments, its investments in commercial payments and AI-driven commerce can also open new growth opportunities.