<span item_type="fundamental" item_id="32de1246a8acbc56fed39bf7e09e39fe" counter_id="ST/US/PGYWW" env="prod"></span><span item_type="announcement" item_id="581208360206863105" env="prod"></span><p>营收：截至 2025 财年 Q3，公布值为 3.5 亿美元。</p><p>每股收益：截至 2025 财年 Q3，公布值为 0.23 美元。</p><p>息税前利润：截至 2025 财年 Q3，公布值为 86.9 百万美元。</p><p></p><h3>财务数据概览</h3><h4>净收入</h4><ul><li>GAAP 净收入为 2300 万美元，同比增加 9000 万美元。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1883085/000188308525000191/pagayaq32025pressrelease.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1883085/000188308525000191/pagayaq32025shareholderl.htm"></span></li><li>调整后净收入为 9300 万美元，排除非现金项目的影响。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1883085/000188308525000191/pagayaq32025pressrelease.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1883085/000188308525000191/pagayaq32025shareholderl.htm"></span></li></ul><h4>收入和其他收入</h4><ul><li>总收入和其他收入为 3.5 亿美元，同比增加 36%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1883085/000188308525000191/pagayaq32025pressrelease.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1883085/000188308525000191/pagayaq32025shareholderl.htm"></span></li><li>来自费用减去生产成本的收入为 1.39 亿美元，同比增加 39%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1883085/000188308525000191/pagayaq32025pressrelease.htm"></span></li></ul><h4>调整后 EBITDA</h4><ul><li>调整后 EBITDA 为 1.07 亿美元，同比增加 5100 万美元。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1883085/000188308525000191/pagayaq32025pressrelease.htm"></span></li></ul><h4>网络量</h4><ul><li>网络量达到 28 亿美元，同比增加 19%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1883085/000188308525000191/pagayaq32025pressrelease.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1883085/000188308525000191/pagayaq32025shareholderl.htm"></span></li></ul><h4>现金流</h4><ul><li>经营活动产生的现金流为 1.58823 亿美元。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1883085/000188308525000191/pagayaq32025pressrelease.htm"></span></li></ul><h3>前景展望</h3><ul><li>预计 2025 财年网络量将在 105 亿至 107.5 亿美元之间，总收入和其他收入将在 13 亿至 13.25 亿美元之间。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1883085/000188308525000191/pagayaq32025pressrelease.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1883085/000188308525000191/pagayaq32025shareholderl.htm"></span></li><li>调整后 EBITDA 预计在 3.72 亿至 3.82 亿美元之间，GAAP 净收入预计在 7200 万至 8200 万美元之间。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1883085/000188308525000191/pagayaq32025pressrelease.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1883085/000188308525000191/pagayaq32025shareholderl.htm"></span></li><li>2025 年第四季度网络量预计在 26.5 亿至 29 亿美元之间，总收入和其他收入预计在 3.33 亿至 3.58 亿美元之间。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1883085/000188308525000191/pagayaq32025pressrelease.htm"></span></li></ul>

PAGAYA TECHNOLOGIES LTD C/WTS (TO PUR COM)｜8-K：2025 财年 Q3 营收 3.5 亿美元