<p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/12/20251217_1823_Crypto-Holdings-Rise_simple_compose_01kcp5x0gre7ev65e79dex1krc.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/12/20251217_1823_Crypto-Holdings-Rise_simple_compose_01kcp5x0gre7ev65e79dex1krc.png"/></p>
<p>2025 年，英国成年人对加密货币的拥有率下降，但新数据显示，市场正日益集中于比特币和以太坊，而不是完全消失。</p>
<p>金融行为监管局发布的调查结果显示，现在持有数字资产的人减少，尽管仍然投资的人投入的金额更大，并专注于最成熟的加密货币。</p>
<p>结果表明，加密货币在英国的使用和认知发生了变化，随意参与逐渐让位于更有意识、更高价值的投资。</p>
<p>这些数据与新的监管咨询同时发布，将投资者行为和政策发展置于平行轨道上。</p>
<h2>英国加密货币拥有趋势</h2>
<p>金融行为监管局发现，2025 年 8% 的英国成年人拥有加密货币，较一年前的 12% 有所下降。</p>
<p>尽管有所下降，但拥有水平仍远高于早期基准，较 2021 年的 4% 翻了一番。</p>
<p>这些数据基于 YouGov 对 2,353 名成年人的调查，调查时间为 8 月 5 日至 9 月 2 日，提供了英国零售加密货币参与的最全面快照之一。</p>
<p>明显的人口统计差异继续影响市场。男性报告拥有加密货币的可能性更高，拥有率为 11%，而女性则较低。</p>
<p>年龄也是一个关键因素，18 至 34 岁的人群成为最活跃的群体。</p>
<p>在这一群体中，15% 表示他们持有数字资产，进一步强化了年轻成年人中加密货币使用的集中性。</p>
<h2>更大的持有量，参与者更少</h2>
<p>尽管整体参与度下降，但调查突显了现有持有者的投资组合规模发生了显著变化。</p>
<p>较小的持有量似乎不再常见，取而代之的是在更狭窄的投资者群体中更大的配置。</p>
<p>根据金融行为监管局的数据，21% 的受访者报告其加密货币持有价值在£1,001 至£5,000 之间。另有 11% 表示其投资组合价值在£5,001 至£10,000 之间。</p>
<p>监管机构指出，参与更高级活动（如加密借贷）的个人往往表现出更高的理解能力和风险承受能力。</p>
<p>这些用户被描述为比普通加密货币持有者更了解监管警告，表明偶尔参与者与更有经验的市场用户之间的差距在扩大。</p>
<h2>比特币和以太坊主导投资组合</h2>
<p>英国加密货币投资组合的组成仍然严重倾向于最大和最成熟的资产。</p>
<p>在确认拥有的受访者中，约 57% 报告持有比特币，而 43% 报告持有以太坊。相比之下，其他替代加密货币的拥有率显著较低。</p>
<p>这一模式表明，继续参与市场的投资者优先考虑流动性更强、历史更长、市场认可度更高的资产。</p>
<p>投资组合似乎越来越集中于比特币和以太坊作为核心持有，而不是将资本分散在广泛的代币上。</p>
<h2>监管与行为并行发展</h2>
<p>金融行为监管局在发布调查结果的同一天启动了三项咨询，涵盖加密交易所、质押、借贷和去中心化金融。</p>
<p>这些咨询是英国政府为建立全面的加密行业监管框架而进行的更广泛努力的一部分。</p>
<p>监管机构邀请行业参与者和其他利益相关者提供反馈，反馈截止日期为 2 月。</p>
<p>这一时机表明，随着市场日益集中和潜在的更复杂化，监管发展正在加速，反映出英国加密货币使用模式的变化。</p>
<p>这篇文章的标题为《2025 年英国加密货币拥有率下降，投资者集中于比特币和以太坊》，最早出现在 Invezz 上。</p>

<p>根据英国金融行为监管局（FCA）的数据，2024 年英国成年人中拥有加密货币的比例从 12% 下降至 2025 年的 8%。尽管有所下降，投资越来越集中于比特币和以太坊。FCA 的调查显示，投资者正向更高价值和更有计划的投资转变，年轻成年人和男性是最活跃的参与者。该监管机构还启动了关于加密货币监管的咨询，反映出市场动态的变化</p>

<p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/12/20251217_1823_Crypto-Holdings-Rise_simple_compose_01kcp5x0gre7ev65e79dex1krc.png" alt="" original-src="https://invezz.com/wp-content/uploads/2025/12/20251217_1823_Crypto-Holdings-Rise_simple_compose_01kcp5x0gre7ev65e79dex1krc.png"/></p>
<p>Cryptocurrency ownership among UK adults fell in 2025, but new data suggest the market is becoming increasingly concentrated around Bitcoin and Ether rather than disappearing altogether.</p>
<div class="lb-trans"><p>2025 年，英国成年人对加密货币的拥有率下降，但新数据显示，市场正日益集中于比特币和以太坊，而不是完全消失。</p>
</div><p>Survey findings published by the Financial Conduct Authority show that fewer people now hold digital assets, even as those who remain invested are committing larger sums and focusing on the most established cryptocurrencies.</p>
<div class="lb-trans"><p>金融行为监管局发布的调查结果显示，现在持有数字资产的人减少，尽管仍然投资的人投入的金额更大，并专注于最成熟的加密货币。</p>
</div><p>The results indicate a shift in how cryptocurrency is used and perceived in Britain, with casual participation giving way to more deliberate, higher-value exposure.</p>
<div class="lb-trans"><p>结果表明，加密货币在英国的使用和认知发生了变化，随意参与逐渐让位于更有意识、更高价值的投资。</p>
</div><p>The data were released alongside new regulatory consultations, placing investor behaviour and policy development on parallel tracks.</p>
<div class="lb-trans"><p>这些数据与新的监管咨询同时发布，将投资者行为和政策发展置于平行轨道上。</p>
</div><h2>UK crypto ownership trends</h2>
<div class="lb-trans"><h2>英国加密货币拥有趋势</h2>
</div><p>The FCA found that 8% of UK adults owned cryptocurrency in 2025, down from 12% a year earlier.</p>
<div class="lb-trans"><p>金融行为监管局发现，2025 年 8% 的英国成年人拥有加密货币，较一年前的 12% 有所下降。</p>
</div><p>Despite the decline, ownership levels remain well above earlier benchmarks, having doubled from the 4% recorded in 2021.</p>
<div class="lb-trans"><p>尽管有所下降，但拥有水平仍远高于早期基准，较 2021 年的 4% 翻了一番。</p>
</div><p>The figures are based on a YouGov survey of 2,353 adults, conducted between August 5 and September 2, and offer one of the most comprehensive snapshots of retail crypto participation in the UK.</p>
<div class="lb-trans"><p>这些数据基于 YouGov 对 2,353 名成年人的调查，调查时间为 8 月 5 日至 9 月 2 日，提供了英国零售加密货币参与的最全面快照之一。</p>
</div><p>Clear demographic differences continue to shape the market. Men were more likely to report owning crypto, with an ownership rate of 11%, compared with women.</p>
<div class="lb-trans"><p>明显的人口统计差异继续影响市场。男性报告拥有加密货币的可能性更高，拥有率为 11%，而女性则较低。</p>
</div><p>Age was also a key factor, with people aged 18 to 34 emerging as the most active group.</p>
<div class="lb-trans"><p>年龄也是一个关键因素，18 至 34 岁的人群成为最活跃的群体。</p>
</div><p>Within this cohort, 15% said they held digital assets, reinforcing the concentration of crypto use among younger adults.</p>
<div class="lb-trans"><p>在这一群体中，15% 表示他们持有数字资产，进一步强化了年轻成年人中加密货币使用的集中性。</p>
</div><h2>Bigger holdings, fewer participants</h2>
<div class="lb-trans"><h2>更大的持有量，参与者更少</h2>
</div><p>While overall participation declined, the survey highlighted a notable change in portfolio sizes among existing holders.</p>
<div class="lb-trans"><p>尽管整体参与度下降，但调查突显了现有持有者的投资组合规模发生了显著变化。</p>
</div><p>Smaller holdings appear to be less common, replaced by larger allocations among a narrower group of investors.</p>
<div class="lb-trans"><p>较小的持有量似乎不再常见，取而代之的是在更狭窄的投资者群体中更大的配置。</p>
</div><p>According to the FCA data, 21% of respondents reported crypto holdings valued between £1,001 and £5,000. A further 11% said their portfolios were worth between £5,001 and £10,000.</p>
<div class="lb-trans"><p>根据金融行为监管局的数据，21% 的受访者报告其加密货币持有价值在£1,001 至£5,000 之间。另有 11% 表示其投资组合价值在£5,001 至£10,000 之间。</p>
</div><p>The regulator noted that individuals involved in more advanced activities, such as crypto lending and borrowing, tend to show higher levels of understanding and risk tolerance.</p>
<div class="lb-trans"><p>监管机构指出，参与更高级活动（如加密借贷）的个人往往表现出更高的理解能力和风险承受能力。</p>
</div><p>These users were described as being more aware of regulatory warnings than the average crypto holder, suggesting a growing divide between occasional participants and more experienced market users.</p>
<div class="lb-trans"><p>这些用户被描述为比普通加密货币持有者更了解监管警告，表明偶尔参与者与更有经验的市场用户之间的差距在扩大。</p>
</div><h2>Bitcoin and Ether dominate portfolios</h2>
<div class="lb-trans"><h2>比特币和以太坊主导投资组合</h2>
</div><p>The composition of UK crypto portfolios remains heavily skewed toward the largest and most established assets.</p>
<div class="lb-trans"><p>英国加密货币投资组合的组成仍然严重倾向于最大和最成熟的资产。</p>
</div><p>Among respondents who confirmed ownership, approximately 57% reported holding bitcoin, while 43% reported holding ether. In contrast, ownership of alternative cryptocurrencies was significantly lower.</p>
<div class="lb-trans"><p>在确认拥有的受访者中，约 57% 报告持有比特币，而 43% 报告持有以太坊。相比之下，其他替代加密货币的拥有率显著较低。</p>
</div><p>This pattern indicates that investors who continue to participate in the market are prioritising assets with greater liquidity, longer track records, and broader market recognition.</p>
<div class="lb-trans"><p>这一模式表明，继续参与市场的投资者优先考虑流动性更强、历史更长、市场认可度更高的资产。</p>
</div><p>Rather than spreading capital across a wide range of tokens, portfolios appear increasingly focused on Bitcoin and Ether as core holdings.</p>
<div class="lb-trans"><p>投资组合似乎越来越集中于比特币和以太坊作为核心持有，而不是将资本分散在广泛的代币上。</p>
</div><h2>Regulation moves alongside behaviour</h2>
<div class="lb-trans"><h2>监管与行为并行发展</h2>
</div><p>The FCA released the survey results on the same day it launched three consultations covering crypto exchanges, staking, lending, and decentralised finance.</p>
<div class="lb-trans"><p>金融行为监管局在发布调查结果的同一天启动了三项咨询，涵盖加密交易所、质押、借贷和去中心化金融。</p>
</div><p>These consultations form part of the UK government’s wider effort to establish a comprehensive regulatory framework for the crypto sector.</p>
<div class="lb-trans"><p>这些咨询是英国政府为建立全面的加密行业监管框架而进行的更广泛努力的一部分。</p>
</div><p>The regulator has invited feedback from industry participants and other stakeholders, with responses due by February.</p>
<div class="lb-trans"><p>监管机构邀请行业参与者和其他利益相关者提供反馈，反馈截止日期为 2 月。</p>
</div><p>The timing suggests that regulatory development is accelerating as the market becomes more concentrated and potentially more sophisticated, reflecting changing patterns of crypto use across Britain.</p>
<div class="lb-trans"><p>这一时机表明，随着市场日益集中和潜在的更复杂化，监管发展正在加速，反映出英国加密货币使用模式的变化。</p>
</div><p>The post UK crypto ownership falls in 2025 as investors concentrate on Bitcoin and Ether appeared first on Invezz</p>
<div class="lb-trans"><p>这篇文章的标题为《2025 年英国加密货币拥有率下降，投资者集中于比特币和以太坊》，最早出现在 Invezz 上。</p>
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英国的加密货币持有量在 2025 年有所下降，投资者将注意力集中在比特币和以太坊上