<p>作者：Claudia Assis</p>
<p>Chu 涉嫌在 Tricolor Holdings 申请破产前几周花费数百万美元购买了一处比佛利山庄的物业。</p>
<p>Tricolor Holdings 的破产和欺诈指控导致摩根大通在今年早些时候损失了数百万美元。</p>
<p>美国检察官周三对破产的次级汽车贷款公司和二手车零售商 Tricolor Holdings 的 Daniel Chu 及其他关键高管提出指控，称其&#34;策划了一个长达数年的金融犯罪企业，欺诈了多家银行和其他私人信贷提供者。&#34;</p>
<p>Chu 是 Tricolor Holdings 的创始人和前首席执行官，公司的前首席运营官 David Goodgame 也被控以银行欺诈和电信欺诈罪。根据起诉书，Chu 和 Goodgame 于周三被逮捕。</p>
<p>起诉书称，Chu 涉嫌是一个&#34;复杂计划&#34;的领导者，按照他的指示，Tricolor 多次对银行和其他信贷提供者撒谎，包括伪造汽车贷款数据和&#34;双重抵押&#34;担保。</p>
<p>起诉书称，&#34;欺诈成为 Tricolor 商业战略的一个重要组成部分。&#34;</p>
<p>Tricolor Holdings 于 9 月申请破产，因其商业行为受到怀疑，并引发了对银行的连锁反应的担忧。</p>
<p>摩根大通在 10 月披露，其对 Tricolor 的贷款在第三季度导致了 1.7 亿美元的损失，这些损失是针对非银行金融客户（如汽车融资公司）的短期贷款。</p>
<p>这使得首席执行官 Jamie Dimon 发表了一个令人难忘的感慨：&#34;当你看到一只蟑螂时，可能还有更多。&#34;</p>
<p>检察官指控，Chu 在 8 月，即 Tricolor 在破产申请前几周将超过 1000 名员工置于无薪休假之前，收到了来自 Tricolor 的两笔总计 625 万美元的付款，并在当月晚些时候用其中一部分资金购买了一处&#34;数百万美元的物业&#34;，位于加利福尼亚州比佛利山庄。</p>
<p>根据起诉书，Chu 和其他 Tricolor 高管在秘密录音的电话中试图掩盖 Tricolor 的问题，甚至转向人工智能，试图将责任推给银行。</p>
<p>他们还将自己的处境与 2001 年因发现会计欺诈和其他不当行为而破产的能源交易公司安然进行比较，起诉书称。</p>
<p>Tricolor 的前首席财务官 Jerome Kollar 和前财务高管 Ameryn Seibold 周二承认&#34;与他们参与的阴谋有关的罪行，&#34;起诉书称。</p>
<p>Tricolor 在 2023 年和 2024 年的年收入约为 10 亿美元，申请破产时，尚有超过 6 万笔未偿还的汽车贷款，起诉书称。</p>
<p>Tricolor 的问题在秋季波及到在线二手车零售商 Carvana（CVNA），该公司在 10 月遭遇了 19% 的损失，这是其 2025 年最糟糕的一个月。</p>
<p>周三 Carvana 的股价下跌不到 1%，与更广泛的股票指数的损失保持一致，但该股今年已上涨超过 120%。</p>
<p>-Claudia Assis</p>
<p>此内容由 MarketWatch 创作，MarketWatch 由道琼斯公司运营。MarketWatch 与道琼斯新闻通讯和《华尔街日报》独立出版。</p>
<p>（完）道琼斯新闻通讯</p>
<p>12-17-25 1140ET</p>

淳中科技

<p>淳中科技的首席执行官朱丹尼尔和其他高管被指控策划金融犯罪企业，欺诈银行和信用提供者。朱丹尼尔涉嫌领导一个涉及伪造汽车贷款数据和双重抵押担保的计划。淳中科技的破产导致摩根大通遭受重大损失。朱丹尼尔和首席运营官大卫·古德盖姆被逮捕，而其他高管则认罪。该丑闻对 Carvana 的股票产生了影响，导致其在 2025 年 10 月遭遇重大损失</p>

<p>By Claudia Assis</p>
<div class="lb-trans"><p>作者：Claudia Assis</p>
</div><p>Chu allegedly spent millions to buy a Beverly Hills property just weeks before Tricolor Holdings filed for bankruptcy</p>
<div class="lb-trans"><p>Chu 涉嫌在 Tricolor Holdings 申请破产前几周花费数百万美元购买了一处比佛利山庄的物业。</p>
</div><p>Tricolor Holdings' bankruptcy and fraud allegations contributed to millions in losses for JPMorgan Chase earlier this year.</p>
<div class="lb-trans"><p>Tricolor Holdings 的破产和欺诈指控导致摩根大通在今年早些时候损失了数百万美元。</p>
</div><p>U.S. prosecutors on Wednesday charged Daniel Chu and other key executives at bankrupt subprime auto lender and used-car retailer Tricolor Holdings with what was described as &#34;orchestrating a years-long financial crimes enterprise that defrauded multiple banks and other private credit providers.&#34;</p>
<div class="lb-trans"><p>美国检察官周三对破产的次级汽车贷款公司和二手车零售商 Tricolor Holdings 的 Daniel Chu 及其他关键高管提出指控，称其&#34;策划了一个长达数年的金融犯罪企业，欺诈了多家银行和其他私人信贷提供者。&#34;</p>
</div><p>Chu, the founder and former CEO of privately held Tricolor Holdings, and the company's former chief operating officer, David Goodgame, were also charged with bank-fraud and wire-fraud offenses. Chu and Goodgame were arrested Wednesday, the indictment said.</p>
<div class="lb-trans"><p>Chu 是 Tricolor Holdings 的创始人和前首席执行官，公司的前首席运营官 David Goodgame 也被控以银行欺诈和电信欺诈罪。根据起诉书，Chu 和 Goodgame 于周三被逮捕。</p>
</div><p>Chu allegedly was the leader of an &#34;elaborate scheme&#34; to defraud creditors, and at his direction, Tricolor repeatedly lied to banks and other credit providers, including by falsifying auto-loan data and &#34;double pledging&#34; collateral, the indictment said.</p>
<div class="lb-trans"><p>起诉书称，Chu 涉嫌是一个&#34;复杂计划&#34;的领导者，按照他的指示，Tricolor 多次对银行和其他信贷提供者撒谎，包括伪造汽车贷款数据和&#34;双重抵押&#34;担保。</p>
</div><p>&#34;Fraud became an integral component of Tricolor's business strategy,&#34; the indictment said.</p>
<div class="lb-trans"><p>起诉书称，&#34;欺诈成为 Tricolor 商业战略的一个重要组成部分。&#34;</p>
</div><p>Tricolor Holdings filed for bankruptcy in September, coming under a cloud of suspicion about its business practices and sparking fears of a domino effect on banks.</p>
<div class="lb-trans"><p>Tricolor Holdings 于 9 月申请破产，因其商业行为受到怀疑，并引发了对银行的连锁反应的担忧。</p>
</div><p>JPMorgan Chase &amp; Co. (JPM) disclosed in October that its loans to Tricolor contributed $170 million to losses booked during the third quarter on short-term loans to nonbank financial clients, such as auto-financing firms.</p>
<div class="lb-trans"><p>摩根大通在 10 月披露，其对 Tricolor 的贷款在第三季度导致了 1.7 亿美元的损失，这些损失是针对非银行金融客户（如汽车融资公司）的短期贷款。</p>
</div><p>That led CEO Jamie Dimon to utter a memorable sentiment: &#34;When you see one cockroach, there are probably more.&#34;</p>
<div class="lb-trans"><p>这使得首席执行官 Jamie Dimon 发表了一个令人难忘的感慨：&#34;当你看到一只蟑螂时，可能还有更多。&#34;</p>
</div><p>The prosecutors alleged that in August, just weeks before Tricolor placed more than 1,000 employees on unpaid leave of absence ahead of the bankruptcy filing, Chu received two payments from Tricolor totaling $6.25 million, and later that month used some of that money to purchase a &#34;multimillion-dollar property&#34; in Beverly Hills, Calif.</p>
<div class="lb-trans"><p>检察官指控，Chu 在 8 月，即 Tricolor 在破产申请前几周将超过 1000 名员工置于无薪休假之前，收到了来自 Tricolor 的两笔总计 625 万美元的付款，并在当月晚些时候用其中一部分资金购买了一处&#34;数百万美元的物业&#34;，位于加利福尼亚州比佛利山庄。</p>
</div><p>In secretly recorded calls, Chu and other Tricolor executives tried to conceal the problems at Tricolor and even turned to artificial intelligence, seeking to blame the banks, according to the indictment.</p>
<div class="lb-trans"><p>根据起诉书，Chu 和其他 Tricolor 高管在秘密录音的电话中试图掩盖 Tricolor 的问题，甚至转向人工智能，试图将责任推给银行。</p>
</div><p>They also compared their situation with that of Enron, the energy-trading firm that collapsed into bankruptcy in 2001 following the discovery of accounting fraud and other misconduct, the indictment said.</p>
<div class="lb-trans"><p>他们还将自己的处境与 2001 年因发现会计欺诈和其他不当行为而破产的能源交易公司安然进行比较，起诉书称。</p>
</div><p>Tricolor's former chief financial officer Jerome Kollar and former finance executive Ameryn Seibold pled guilty on Tuesday &#34;in connection with their participation in the conspiracy,&#34; the indictment said.</p>
<div class="lb-trans"><p>Tricolor 的前首席财务官 Jerome Kollar 和前财务高管 Ameryn Seibold 周二承认&#34;与他们参与的阴谋有关的罪行，&#34;起诉书称。</p>
</div><p>Tricolor had about $1 billion in annual revenue in both 2023 and 2024, and when it filed for bankruptcy, it had more than 60,000 outstanding car loans, the indictment said.</p>
<div class="lb-trans"><p>Tricolor 在 2023 年和 2024 年的年收入约为 10 亿美元，申请破产时，尚有超过 6 万笔未偿还的汽车贷款，起诉书称。</p>
</div><p>The problems at Tricolor spilled over in the fall to online used-car retailer Carvana (CVNA), which notched losses of 19% in October, its worst month of 2025.</p>
<div class="lb-trans"><p>Tricolor 的问题在秋季波及到在线二手车零售商 Carvana（CVNA），该公司在 10 月遭遇了 19% 的损失，这是其 2025 年最糟糕的一个月。</p>
</div><p>Shares of Carvana on Wednesday were down less than 1%, in keeping with losses for the broader equity indexes, but the stock has gained more than 120% this year.</p>
<div class="lb-trans"><p>周三 Carvana 的股价下跌不到 1%，与更广泛的股票指数的损失保持一致，但该股今年已上涨超过 120%。</p>
</div><p>-Claudia Assis</p>
<div class="lb-trans"><p>-Claudia Assis</p>
</div><p>This content was created by MarketWatch, which is operated by Dow Jones &amp; Co. MarketWatch is published independently from Dow Jones Newswires and The Wall Street Journal.</p>
<div class="lb-trans"><p>此内容由 MarketWatch 创作，MarketWatch 由道琼斯公司运营。MarketWatch 与道琼斯新闻通讯和《华尔街日报》独立出版。</p>
</div><p>(END) Dow Jones Newswires</p>
<div class="lb-trans"><p>（完）道琼斯新闻通讯</p>
</div><p>12-17-25 1140ET</p>
<div class="lb-trans"><p>12-17-25 1140ET</p>
</div>

他的 “精心策划” 扰乱了信贷市场。如今，淳中科技的首席执行官 Daniel Chu 被控欺诈