<p>[伦敦] 英国最大的抵押贷款机构之一表示，随着需求在伊朗战争开始时似乎保持稳定，英国房价在三月份意外上涨。</p>
<p>全国性抵押贷款公司在周二（3 月 31 日）表示，三月份平均房价上涨了 0.9%，达到 277,186 英镑（472,269 新加坡元），相比上个月的 0.3% 增长有所上升。这是自 2024 年 12 月以来的最大增幅，超出了经济学家对房价不变的预期。</p>
<p>该报告提供了在美国和以色列于 2 月 28 日对伊朗发起新一轮攻击后，英国住房需求的早期快照，这推动了借贷成本的上升，并给全球市场带来了动荡。它表明，在冲突的初期，买家依然表现出韧性。</p>
<p>按年计算，房价上涨了 2.2%。</p>
<p>然而，全国性抵押贷款公司的首席经济学家罗伯特·加德纳警告称：“全球能源价格因中东局势的发展而急剧上涨，对全球经济构成了重大冲击，前景变得不明朗。”</p>
<p>资本经济学公司此前预测今年房价将上涨 3.5%，但在伊朗战争的背景下，现已下调了这一预测。</p>
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<p>“根据抵押贷款利率上涨的幅度以及经济疲软的程度，房价可能会以更温和的 1% 左右的幅度上涨，或者在不利情况下甚至停滞不前，” 资本经济学的英国经济学家阿什利·韦布表示。</p>
<p>贷款机构正在收紧交易；两年期固定抵押贷款利率已飙升至 1.5 年来的最高水平。家庭也在推迟大宗消费，因为他们准备应对能源账单的激增和利率上升的前景。</p>
<p>尽管如此，私营部门的数据仍然显示英国房地产市场在年初表现积极，尽管一月份的官方数据并不强劲，尤其是在首都。</p>
<p>另见</p>
<p><img src="https://imageproxy.pbkrs.com/https://cassette.sphdigital.com.sg/image/businesstimes/16befb7f3cc1d942c2f3542f0e40ea5994d6fcd1f5da48238eabe5ff30791556/query-ZHByPTEmZj13ZWJwJnc9OTYw?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://cassette.sphdigital.com.sg/image/businesstimes/16befb7f3cc1d942c2f3542f0e40ea5994d6fcd1f5da48238eabe5ff30791556/query-ZHByPTEmZj13ZWJwJnc9OTYw"/></p>
<h3>英国房屋自 2015 年以来最为负担得起，首付门槛依然存在</h3>
<p><img src="https://imageproxy.pbkrs.com/https://cassette.sphdigital.com.sg/image/businesstimes/3348d9deed9dc0ed23e6ad7bdb9b639b3389d690f12db64de83e39c96356c2ee/query-ZHByPTEmZj13ZWJwJnc9OTYw?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://cassette.sphdigital.com.sg/image/businesstimes/3348d9deed9dc0ed23e6ad7bdb9b639b3389d690f12db64de83e39c96356c2ee/query-ZHByPTEmZj13ZWJwJnc9OTYw"/></p>
<h3>英国房屋销售预计因战争影响情绪而短期受挫</h3>
<p>英格兰银行周一表示，二月份房屋贷款在五个月内首次上升。</p>
<p>全国性抵押贷款公司表示，家庭财务依然稳健。尽管招聘整体放缓，就业情况仍然保持稳定，债务水平相对较低，近年来积累的储蓄缓冲应有助于缓解新的生活成本压力。</p>
<p>大多数现有抵押贷款持有者免受利率上升的直接影响，约 90% 的贷款为固定利率交易。彭博社</p>
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<p>英国房价在 3 月份意外上涨了 0.9%，达到了平均£277,186，标志着自 2024 年 12 月以来的最强劲增长。这一激增违背了经济学家的预期，正值伊朗战争持续进行，导致全球能源价格上涨并造成经济不确定性。尽管年价格上涨了 2.2%，但由于潜在的抵押贷款利率上升和经济疲软，未来增长的预测已被下调。尽管面临挑战，家庭财务依然保持韧性，2 月份报告的住房贷款有所增加</p>

<p>[LONDON] UK house prices unexpectedly surged in March, said one of the country’s largest mortgage lenders, as demand appeared to hold up at the start of the Iran war.</p>
<div class="lb-trans"><p>[伦敦] 英国最大的抵押贷款机构之一表示，随着需求在伊朗战争开始时似乎保持稳定，英国房价在三月份意外上涨。</p>
</div><p>Nationwide said on Tuesday (Mar 31) that average home values rose 0.9 per cent to £277,186 (S$472,269) in March, up from 0.3 per cent growth the previous month. It was the strongest increase since December 2024 and defied economists’ expectations of no change.</p>
<div class="lb-trans"><p>全国性抵押贷款公司在周二（3 月 31 日）表示，三月份平均房价上涨了 0.9%，达到 277,186 英镑（472,269 新加坡元），相比上个月的 0.3% 增长有所上升。这是自 2024 年 12 月以来的最大增幅，超出了经济学家对房价不变的预期。</p>
</div><p>The report provides an early snapshot of UK housing demand after the US and Israel launched fresh attacks against Iran on Feb 28, pushing up borrowing costs and bringing turbulence to global markets. It suggests buyers remained resilient in the early days of the conflict.</p>
<div class="lb-trans"><p>该报告提供了在美国和以色列于 2 月 28 日对伊朗发起新一轮攻击后，英国住房需求的早期快照，这推动了借贷成本的上升，并给全球市场带来了动荡。它表明，在冲突的初期，买家依然表现出韧性。</p>
</div><p>On an annual basis, prices were up 2.2 per cent.</p>
<div class="lb-trans"><p>按年计算，房价上涨了 2.2%。</p>
</div><p>However, Robert Gardner, Nationwide’s chief economist, warned that “the sharp rise in global energy prices in response to developments in the Middle East represents a significant shock to the global economy, clouding the outlook”.</p>
<div class="lb-trans"><p>然而，全国性抵押贷款公司的首席经济学家罗伯特·加德纳警告称：“全球能源价格因中东局势的发展而急剧上涨，对全球经济构成了重大冲击，前景变得不明朗。”</p>
</div><p>Capital Economics previously predicted that house prices would climb 3.5 per cent this year, but has now scaled back its forecast in the light of the Iran war.</p>
<div class="lb-trans"><p>资本经济学公司此前预测今年房价将上涨 3.5%，但在伊朗战争的背景下，现已下调了这一预测。</p>
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<div class="lb-trans"><h3>在新的全球秩序中导航亚洲</h3>
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</div><p>“Depending on how far mortgage rates rise and by how much the economy weakens, prices may rise by a more modest 1 per cent or so, or even stagnate in an adverse scenario,” said Ashley Webb, UK economist at Capital.</p>
<div class="lb-trans"><p>“根据抵押贷款利率上涨的幅度以及经济疲软的程度，房价可能会以更温和的 1% 左右的幅度上涨，或者在不利情况下甚至停滞不前，” 资本经济学的英国经济学家阿什利·韦布表示。</p>
</div><p>Lenders are pulling back deals; two-year fixed mortgage rates have soared to their highest in more than 1.5 years. Households are also postponing big-ticket purchases as they brace for a spike in energy bills and the prospect of interest-rate hikes.</p>
<div class="lb-trans"><p>贷款机构正在收紧交易；两年期固定抵押贷款利率已飙升至 1.5 年来的最高水平。家庭也在推迟大宗消费，因为他们准备应对能源账单的激增和利率上升的前景。</p>
</div><p>Private sector data has nonetheless pointed to a positive start to the year for the UK property market, although official figures for January were not as strong – particularly in the capital.</p>
<div class="lb-trans"><p>尽管如此，私营部门的数据仍然显示英国房地产市场在年初表现积极，尽管一月份的官方数据并不强劲，尤其是在首都。</p>
</div><p>SEE ALSO</p>
<div class="lb-trans"><p>另见</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://cassette.sphdigital.com.sg/image/businesstimes/16befb7f3cc1d942c2f3542f0e40ea5994d6fcd1f5da48238eabe5ff30791556/query-ZHByPTEmZj13ZWJwJnc9OTYw" alt="" original-src="https://cassette.sphdigital.com.sg/image/businesstimes/16befb7f3cc1d942c2f3542f0e40ea5994d6fcd1f5da48238eabe5ff30791556?w=960&amp;dpr=1&amp;f=webp"/></p>
<h3>English homes most affordable since 2015, deposit hurdle remains</h3>
<div class="lb-trans"><h3>英国房屋自 2015 年以来最为负担得起，首付门槛依然存在</h3>
</div><p><img src="https://imageproxy.pbkrs.com/https://cassette.sphdigital.com.sg/image/businesstimes/3348d9deed9dc0ed23e6ad7bdb9b639b3389d690f12db64de83e39c96356c2ee/query-ZHByPTEmZj13ZWJwJnc9OTYw" alt="" original-src="https://cassette.sphdigital.com.sg/image/businesstimes/3348d9deed9dc0ed23e6ad7bdb9b639b3389d690f12db64de83e39c96356c2ee?w=960&amp;dpr=1&amp;f=webp"/></p>
<h3>UK home sales seen taking short-term hit as war damps sentiment</h3>
<div class="lb-trans"><h3>英国房屋销售预计因战争影响情绪而短期受挫</h3>
</div><p>The Bank of England said on Monday that home loans rose for the first time in five months in February.</p>
<div class="lb-trans"><p>英格兰银行周一表示，二月份房屋贷款在五个月内首次上升。</p>
</div><p>Household finances remain resilient, Nationwide said. Employment has held up, despite a broader slowdown in hiring, debt levels are relatively low, and savings buffers built up in recent years should help cushion new cost-of-living pressures.</p>
<div class="lb-trans"><p>全国性抵押贷款公司表示，家庭财务依然稳健。尽管招聘整体放缓，就业情况仍然保持稳定，债务水平相对较低，近年来积累的储蓄缓冲应有助于缓解新的生活成本压力。</p>
</div><p>Most existing mortgage holders are shielded from the immediate impact of higher interest rates, with around 90 per cent on fixed-rate deals. BLOOMBERG</p>
<div class="lb-trans"><p>大多数现有抵押贷款持有者免受利率上升的直接影响，约 90% 的贷款为固定利率交易。彭博社</p>
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UK home prices in fastest rise since 2024; Iran war ‘clouding the outlook’

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英国房价自 2024 年以来最快上涨；伊朗战争 ‘使前景不明朗’