<p>随着贷款便利化新规的实施以及消费者信贷需求的放缓，许多消费贷款便利化平台的收入和贷款量同比出现下降，净利润也大幅下滑。一些平台正在寻求第二增长动力，例如拓展海外市场和投资加密货币领域。据了解，乐信和宜人贷等平台已经建立了海外业务，东南亚和拉丁美洲成为其主要战场。微信金融在过去两年持续投资区块链行业，预计在 2024 年间接收购加密货币交易所千鲸科技（BVI）15% 的股份，并在去年投资了 23.95 亿港元于 EXIO 集团，该集团是香港证券及期货事务监察委员会首批发放牌照的虚拟资产交易平台之一。（财新）</p>

金融科技指数 ETF - GlobalX

<p>随着贷款便利化的新规出台以及消费者信贷需求的下降，许多平台面临收入和利润的减少。作为应对，乐信和宜人贷等公司正在向海外扩展，瞄准东南亚和拉丁美洲市场。微信金融科技已投资区块链领域，收购了千鲸科技 15% 的股份，并向香港持牌虚拟资产交易平台 EXIO Group 投资了 23.95 亿港元</p>

<p>With the implementation of new regulations on loan facilitation and a slowdown in consumer credit demand, many consumer loan facilitation platforms have experienced a year-on-year decline in revenue and loan volume, as well as a significant drop in net profit. Some platforms are seeking second growth drivers, such as expanding overseas and investing in the cryptocurrency sector. It is understood that platforms like Lexin and Yirendai have already established overseas operations, with Southeast Asia and Latin America as their main battlegrounds. Weixin Fintech has been continuously investing in the blockchain industry in the past two years, indirectly acquiring a 15% stake in cryptocurrency exchange Thousand Whales Technology (BVI) in 2024, and investing HK$2.395 billion last year in EXIO Group, one of the first batch of licensed virtual asset trading platforms issued by the Hong Kong Securities and Futures Commission. (Caixin)</p>
<div class="lb-trans"><p>随着贷款便利化新规的实施以及消费者信贷需求的放缓，许多消费贷款便利化平台的收入和贷款量同比出现下降，净利润也大幅下滑。一些平台正在寻求第二增长动力，例如拓展海外市场和投资加密货币领域。据了解，乐信和宜人贷等平台已经建立了海外业务，东南亚和拉丁美洲成为其主要战场。微信金融在过去两年持续投资区块链行业，预计在 2024 年间接收购加密货币交易所千鲸科技（BVI）15% 的股份，并在去年投资了 23.95 亿港元于 EXIO 集团，该集团是香港证券及期货事务监察委员会首批发放牌照的虚拟资产交易平台之一。（财新）</p>
</div>

Caixin: Some loan facilitation platforms are seeking second growth curves by investing in the cryptocurrency market and expanding overseas.

CoinLive

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iShares Bitcoin Trust ETF

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Invesco Galaxy Ethereum ETF

WisdomTree Bitcoin Fund

Franklin Bitcoin ETF

CoinShares Bitcoin ETF

Proshares Ether Strategy ETF

Grayscale Solana Staking ETF

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VanEck Bitcoin ETF

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ARK 21Shares Bitcoin ETF

Coinbase

财新：一些贷款便利平台正在通过投资加密货币市场和拓展海外市场来寻找第二增长曲线