<p>[伦敦] 根据皇家特许测量师学会（RICS）的报告，三月份寻求购房的英国人数量骤降，原因是抵押贷款市场受到中东冲突的冲击。</p>
<p>其跟踪新买家咨询的指标降至自 2023 年 8 月以来的最低点，已达成的销售额也反映出这一恶化趋势。房地产经纪人普遍预计，未来几个月销售将减少，房价将下跌，因为平均固定抵押贷款利率再次飙升至 5% 以上。</p>
<p>调查显示，原本在年初表现积极的房地产市场在春季显得低迷。许多贷款机构急于撤回抵押贷款产品，并提高利率，因市场猜测英格兰银行（BOE）将采取行动以遏制因伊朗封锁全球能源供应关键航道而引发的通胀复苏威胁。</p>
<p>尽管在 4 月 8 日（星期三）由于美国和伊朗达成的暂时停火，市场对 BOE 加息的押注明显减弱，但买家在一段时间内仍可能面临较高的借贷成本。</p>
<p>RICS 市场研究与分析负责人塔兰特·帕森斯表示：“过去几个月，英国房地产市场的情绪发生了显著变化。原本谨慎改善的活动情况因中东冲突带来的更广泛宏观影响而偏离了轨道。”</p>
<p>RICS 表示，短期销售预期变得 “显著更加悲观”，其指数从负 4 降至负 33。未来三个月的价格预期从负 19 暴跌至负 43。负值意味着测量师预计恶化的情况将超过看到改善的情况。</p>
<p>RICS 表示，国家大部分地区的买家需求明显下降，而伦敦、东英格兰和南英格兰的房价压力最为强烈。相比之下，苏格兰和北爱尔兰的经纪人仍报告价格上涨。</p>
<p>来自伦敦西南部 Savills 分公司的亚历克斯·霍华德·贝克在 RICS 报告中表示：“这是一个价格至关重要的艰难市场。中东局势和利率不确定性造成的影响使本已困难的市场停滞不前。”</p>
<p>自 2 月 28 日战争开始以来，行业指标显示出分歧的局面，当时美国和以色列联合攻击了伊朗的目标。根据周三发布的哈利法克斯数据，三月份平均房价下降了 0.5%。然而，这与全国建筑协会的数据显示的同一时期内的急剧上涨形成了对比。彭博社</p>

IUSP

HUKX

IUKP

IPRP

L100

<p>根据英国皇家特许测量师学会（RICS）的报告，随着借贷成本上升，英国购房者的需求显著下降。新买家咨询的数量降至自 2023 年 8 月以来的最低水平，房地产经纪人预测销售将减少，房价将下跌。平均固定抵押贷款利率超过 5% 的激增以及中东冲突的影响都导致了这一下滑。RICS 报告对近期销售和价格预期持悲观态度，尤其是在伦敦和英格兰南部，而苏格兰和北爱尔兰等一些地区仍然看到价格上涨</p>

<p>[LONDON] The number of Britons looking to buy a home nosedived in March after the mortgage market was rocked by conflict in the Middle East, according to the Royal Institution of Chartered Surveyors (RICS).</p>
<div class="lb-trans"><p>[伦敦] 根据皇家特许测量师学会（RICS）的报告，三月份寻求购房的英国人数量骤降，原因是抵押贷款市场受到中东冲突的冲击。</p>
</div><p>Its gauge tracking new buyer enquiries plunged to the lowest since August 2023, with agreed sales mirroring the deterioration. Estate agents on balance expect reduced sales and declining house prices over the coming months after average fixed mortgage rates surged back above 5 per cent.</p>
<div class="lb-trans"><p>其跟踪新买家咨询的指标降至自 2023 年 8 月以来的最低点，已达成的销售额也反映出这一恶化趋势。房地产经纪人普遍预计，未来几个月销售将减少，房价将下跌，因为平均固定抵押贷款利率再次飙升至 5% 以上。</p>
</div><p>The survey points to a subdued spring for a housing market that had started the year on a positive footing. Many lenders rushed to withdraw mortgage products and ramped up interest rates amid speculation the Bank of England (BOE) will act to contain the threat from an inflation resurgence triggered by Iran blocking of a crucial shipping route for global energy supplies.</p>
<div class="lb-trans"><p>调查显示，原本在年初表现积极的房地产市场在春季显得低迷。许多贷款机构急于撤回抵押贷款产品，并提高利率，因市场猜测英格兰银行（BOE）将采取行动以遏制因伊朗封锁全球能源供应关键航道而引发的通胀复苏威胁。</p>
</div><p>While money market bets on BOE rate increases eased markedly on Wednesday (Apr 8) in response to the tentative ceasefire agreed by the US and Iran, buyers are likely to face elevated borrowing costs for some time.</p>
<div class="lb-trans"><p>尽管在 4 月 8 日（星期三）由于美国和伊朗达成的暂时停火，市场对 BOE 加息的押注明显减弱，但买家在一段时间内仍可能面临较高的借贷成本。</p>
</div><p>“The mood across the UK housing market has shifted markedly over the past couple of months,” said Tarrant Parsons, RICS head of market research and analysis. “What had been a cautiously improving picture for activity has been knocked off course by the wider macro fallout from the Middle East conflict.”</p>
<div class="lb-trans"><p>RICS 市场研究与分析负责人塔兰特·帕森斯表示：“过去几个月，英国房地产市场的情绪发生了显著变化。原本谨慎改善的活动情况因中东冲突带来的更广泛宏观影响而偏离了轨道。”</p>
</div><p>RICS said that near-term sales expectations turned “significantly more pessimistic”, with its index falling to a net balance of minus 33 from minus four. Price expectations for the coming three months tumbled to minus 43 from minus 19. A negative reading means surveyors expect a deterioration to outnumber those who see an improvement.</p>
<div class="lb-trans"><p>RICS 表示，短期销售预期变得 “显著更加悲观”，其指数从负 4 降至负 33。未来三个月的价格预期从负 19 暴跌至负 43。负值意味着测量师预计恶化的情况将超过看到改善的情况。</p>
</div><p>RICS said that most parts of the country had seen a noticeable drop in buyer demand, while pressure on house prices was strongest in London, East Anglia and southern England. By contrast, agents in Scotland and Northern Ireland continued to report rising prices.</p>
<div class="lb-trans"><p>RICS 表示，国家大部分地区的买家需求明显下降，而伦敦、东英格兰和南英格兰的房价压力最为强烈。相比之下，苏格兰和北爱尔兰的经纪人仍报告价格上涨。</p>
</div><p>“A tough market where pricing is absolutely critical,” Alex Howard Baker, from a branch of Savills in southwest London, said in comments accompanying the RICS report. “The situation in the Middle East and the interest-rate uncertainty created have stalled an already difficult market.”</p>
<div class="lb-trans"><p>来自伦敦西南部 Savills 分公司的亚历克斯·霍华德·贝克在 RICS 报告中表示：“这是一个价格至关重要的艰难市场。中东局势和利率不确定性造成的影响使本已困难的市场停滞不前。”</p>
</div><p>Industry indicators have shown a diverging picture since the war started on Feb 28, when the US and Israel jointly attacked sites in Iran. Average house prices fell 0.5 per cent in March, according to Halifax data released on Wednesday. However, that contrasted with Nationwide Building Society figures pointing to a sharp rise over the same period. BLOOMBERG</p>
<div class="lb-trans"><p>自 2 月 28 日战争开始以来，行业指标显示出分歧的局面，当时美国和以色列联合攻击了伊朗的目标。根据周三发布的哈利法克斯数据，三月份平均房价下降了 0.5%。然而，这与全国建筑协会的数据显示的同一时期内的急剧上涨形成了对比。彭博社</p>
</div>

英国购房者需求下降，借贷成本飙升：RICS