<p><img src="https://imageproxy.pbkrs.com/https://invezz-wp-media.lon1.digitaloceanspaces.com/2026/04/image-1-1775822220.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="2579" height="1683" original-src="https://imageproxy.pbkrs.com/https://invezz-wp-media.lon1.digitaloceanspaces.com/2026/04/image-1-1775822220.png"/></p>
<p>欧洲银行管理局周五公布了一系列提案，旨在显著简化欧盟银行的监管数据报告要求，同时启动了关于计划变更的公众咨询。</p>
<p>这一倡议是在法国和德国等主要欧盟经济体日益呼吁建立更简化的监管框架的背景下提出的。</p>
<p>这两个国家已敦促欧盟委员会推出一项雄心勃勃的金融服务简化方案，以使在该地区运营的企业的规则变得不那么复杂和更易管理。</p>
<h2>提议的报告要求削减</h2>
<p>根据 EBA 的说法，提议的修订将使欧盟统一报告系统下所需的数据点数量减少约 50%。</p>
<p>监管机构表示，这些变更旨在增强比例性，特别是惠及那些通常面临不成比例合规负担的小型和非复杂金融机构。</p>
<p>EBA 强调，尽管报告要求减少，监管机构仍将继续获得所有必要的信息，以有效履行其监督职责。</p>
<h2>咨询时间表和范围</h2>
<p>该机构已就与监管报告和监管基准相关的修订实施技术标准开启了公众咨询。</p>
<p>咨询期将持续到 2026 年 7 月 10 日。</p>
<p>此外，关于与国际财务报告准则 18 相关的要求的单独咨询将持续到 2026 年 5 月 10 日。</p>
<p>EBA 指出，在这一阶段，利益相关者的参与将在塑造最终框架中发挥关键作用。</p>
<h2>解决碎片化的报告系统</h2>
<p>EBA 强调，欧盟层面的报告通常会受到国家要求和各类公共机构的临时数据请求的补充。</p>
<p>然而，这些额外的层次往往缺乏协调，无论其相关性如何。</p>
<p>监管机构承认，尽管欧洲中央银行的单一监管机制等倡议在某些领域改善了协调，但并未涵盖所有成员国的报告要求的整个范围。</p>
<p>作为新方案的一部分，EBA 已包含国家监管数据收集实践的概述以及主管当局正在进行的简化努力。</p>
<h2>整合和效率措施</h2>
<p>提案的一个关键组成部分是将独立的欧盟范围内压力测试和监管基准数据收集整合到常规报告框架中。</p>
<p>EBA 表示，这种整合将减少重复，提高一致性，并简化银行的报告流程。</p>
<p>此外，这些变更预计将使报告要求在时间上更加稳定，减少频繁调整的需要，并减轻金融机构的运营挑战。</p>
<h2>实施时间表和下一步</h2>
<p>提议的变更计划于 2027 年 9 月生效。</p>
<p>在此期间，EBA 计划通过与利益相关者的密切互动，包括公众咨询、听证会和研讨会，支持实施。</p>
<p>这一举措跟随欧盟监管机构简化监管流程的更广泛趋势。</p>
<p>上个月，欧洲中央银行表示，旨在简化和加快对银行内部信用风险模型变更的批准，这一过程历来耗时且资源密集。</p>
<p>这些努力共同表明，欧盟内部正在协调推进，旨在减少监管复杂性，同时保持对银行业的强有力监督。</p>
<p>该文章《EBA 启动咨询以简化欧盟银行数据报告》最初发布在 Invezz 上。</p>

PBEU

<p>欧洲银行管理局（EBA）提议对欧盟银行的监管数据报告进行重大简化，并启动了关于这些变更的公众咨询。该倡议响应了法国和德国对简化监管框架的呼吁。提议的修订旨在减少约 50% 的数据点，惠及较小的金融机构。咨询将持续到 2026 年 7 月 10 日，预计变更将在 2027 年 9 月生效。这项努力与欧盟更广泛的趋势相一致，旨在减少监管复杂性，同时确保有效的监督</p>

<p><img src="https://imageproxy.pbkrs.com/https://invezz-wp-media.lon1.digitaloceanspaces.com/2026/04/image-1-1775822220.png" alt="" original-src="https://invezz-wp-media.lon1.digitaloceanspaces.com/2026/04/image-1-1775822220.png"/></p>
<p>The European Banking Authority on Friday unveiled a set of proposals aimed at significantly simplifying supervisory data reporting requirements for European Union banks, while also launching a public consultation on the planned changes.</p>
<div class="lb-trans"><p>欧洲银行管理局周五公布了一系列提案，旨在显著简化欧盟银行的监管数据报告要求，同时启动了关于计划变更的公众咨询。</p>
</div><p>The initiative comes amid growing calls from major EU economies such as France and Germany for a more streamlined regulatory framework.</p>
<div class="lb-trans"><p>这一倡议是在法国和德国等主要欧盟经济体日益呼吁建立更简化的监管框架的背景下提出的。</p>
</div><p>Both countries have urged the European Commission to introduce an ambitious financial services simplification package to make rules less complex and more manageable for firms operating within the bloc.</p>
<div class="lb-trans"><p>这两个国家已敦促欧盟委员会推出一项雄心勃勃的金融服务简化方案，以使在该地区运营的企业的规则变得不那么复杂和更易管理。</p>
</div><h2>Proposed cuts to reporting requirements</h2>
<div class="lb-trans"><h2>提议的报告要求削减</h2>
</div><p>According to the EBA, the proposed revisions would reduce the number of data points required under the EU’s harmonised reporting system by approximately 50%.</p>
<div class="lb-trans"><p>根据 EBA 的说法，提议的修订将使欧盟统一报告系统下所需的数据点数量减少约 50%。</p>
</div><p>The regulator stated that the changes are designed to enhance proportionality, particularly benefiting small and non-complex financial institutions that often face disproportionate compliance burdens.</p>
<div class="lb-trans"><p>监管机构表示，这些变更旨在增强比例性，特别是惠及那些通常面临不成比例合规负担的小型和非复杂金融机构。</p>
</div><p>The EBA emphasised that despite the reduction in reporting requirements, supervisory authorities would continue to receive all necessary information to effectively carry out their oversight responsibilities.</p>
<div class="lb-trans"><p>EBA 强调，尽管报告要求减少，监管机构仍将继续获得所有必要的信息，以有效履行其监督职责。</p>
</div><h2>Consultation timelines and scope</h2>
<div class="lb-trans"><h2>咨询时间表和范围</h2>
</div><p>The authority has opened a public consultation on revised implementing technical standards related to supervisory reporting and supervisory benchmarking.</p>
<div class="lb-trans"><p>该机构已就与监管报告和监管基准相关的修订实施技术标准开启了公众咨询。</p>
</div><p>The consultation period will run until 10 July 2026.</p>
<div class="lb-trans"><p>咨询期将持续到 2026 年 7 月 10 日。</p>
</div><p>Additionally, a separate consultation concerning requirements linked to International Financial Reporting Standards 18 will remain open until 10 May 2026.</p>
<div class="lb-trans"><p>此外，关于与国际财务报告准则 18 相关的要求的单独咨询将持续到 2026 年 5 月 10 日。</p>
</div><p>The EBA noted that stakeholder engagement during this phase would play a critical role in shaping the final framework.</p>
<div class="lb-trans"><p>EBA 指出，在这一阶段，利益相关者的参与将在塑造最终框架中发挥关键作用。</p>
</div><h2>Addressing fragmented reporting systems</h2>
<div class="lb-trans"><h2>解决碎片化的报告系统</h2>
</div><p>The EBA highlighted that EU-level reporting is often supplemented by national requirements and ad hoc data requests from various public authorities.</p>
<div class="lb-trans"><p>EBA 强调，欧盟层面的报告通常会受到国家要求和各类公共机构的临时数据请求的补充。</p>
</div><p>However, these additional layers frequently lack coordination, regardless of their relevance.</p>
<div class="lb-trans"><p>然而，这些额外的层次往往缺乏协调，无论其相关性如何。</p>
</div><p>The regulator acknowledged that while initiatives such as the European Central Bank’s Single Supervisory Mechanism have improved coordination in certain areas, they do not cover the entire spectrum of reporting requirements across all member states.</p>
<div class="lb-trans"><p>监管机构承认，尽管欧洲中央银行的单一监管机制等倡议在某些领域改善了协调，但并未涵盖所有成员国的报告要求的整个范围。</p>
</div><p>As part of the new package, the EBA has included an overview of national supervisory data collection practices and ongoing simplification efforts by competent authorities.</p>
<div class="lb-trans"><p>作为新方案的一部分，EBA 已包含国家监管数据收集实践的概述以及主管当局正在进行的简化努力。</p>
</div><h2>Integration and efficiency measures</h2>
<div class="lb-trans"><h2>整合和效率措施</h2>
</div><p>A key component of the proposal involves integrating separate EU-wide stress test and supervisory benchmarking data collections into the regular reporting framework.</p>
<div class="lb-trans"><p>提案的一个关键组成部分是将独立的欧盟范围内压力测试和监管基准数据收集整合到常规报告框架中。</p>
</div><p>The EBA stated that this integration would reduce duplication, improve consistency, and simplify reporting processes for banks.</p>
<div class="lb-trans"><p>EBA 表示，这种整合将减少重复，提高一致性，并简化银行的报告流程。</p>
</div><p>Furthermore, the changes are expected to make reporting requirements more stable over time, reducing the need for frequent adjustments and easing operational challenges for financial institutions.</p>
<div class="lb-trans"><p>此外，这些变更预计将使报告要求在时间上更加稳定，减少频繁调整的需要，并减轻金融机构的运营挑战。</p>
</div><h2>Implementation timeline and next steps</h2>
<div class="lb-trans"><h2>实施时间表和下一步</h2>
</div><p>The proposed changes are scheduled to take effect from September 2027.</p>
<div class="lb-trans"><p>提议的变更计划于 2027 年 9 月生效。</p>
</div><p>In the interim, the EBA plans to support implementation through close engagement with stakeholders, including public consultations, hearings, and workshops.</p>
<div class="lb-trans"><p>在此期间，EBA 计划通过与利益相关者的密切互动，包括公众咨询、听证会和研讨会，支持实施。</p>
</div><p>The move follows a broader trend among EU regulators to simplify supervisory processes.</p>
<div class="lb-trans"><p>这一举措跟随欧盟监管机构简化监管流程的更广泛趋势。</p>
</div><p>Last month, the European Central Bank said it aims to streamline and accelerate approvals for changes to banks’ internal credit risk models, a process that has historically been time-consuming and resource-intensive.</p>
<div class="lb-trans"><p>上个月，欧洲中央银行表示，旨在简化和加快对银行内部信用风险模型变更的批准，这一过程历来耗时且资源密集。</p>
</div><p>Together, these efforts signal a coordinated push within the EU to reduce regulatory complexity while maintaining robust oversight of the banking sector.</p>
<div class="lb-trans"><p>这些努力共同表明，欧盟内部正在协调推进，旨在减少监管复杂性，同时保持对银行业的强有力监督。</p>
</div><p>The post EBA launches consultation to simplify EU bank data reporting appeared first on Invezz</p>
<div class="lb-trans"><p>该文章《EBA 启动咨询以简化欧盟银行数据报告》最初发布在 Invezz 上。</p>
</div>

EBA launches consultation to simplify EU bank data reporting

- 欧洲银行管理局提出简化欧盟银行监管数据报告要求。  
- 提议将数据点数量减少约 50%，惠及小型金融机构。  
- 咨询期持续至 2026 年 7 月 10 日，强调利益相关者参与重要性。

EBA 启动简化欧盟银行数据报告的咨询程序