<p><em>新的数据显示，近一半的投保旅行者购买保险的时间过晚，错失了时效性福利</em></p>
<p>, /PRNewswire/ -- 随着夏季旅游高峰期的临近，InsureMyTrip 的新数据显示，许多旅行者犯了一个关键错误：购买旅行保险的时间过晚，最终错过了诸如_任何原因取消（CFAR）_保障等有价值的时效性福利的资格。</p>
<p>CFAR 是一种可选升级，允许旅行者因通常不在标准保险政策覆盖范围内的原因取消旅行，在不确定的时期提供最大的灵活性。然而，只有在旅行者在有限的时间窗口内购买其计划时，这项福利才可用，通常是在首次旅行押金后的 10 至 21 天内。当所有资格要求都满足时，它可以报销高达 75% 的预付、不可退还的旅行费用。</p>
<p>尽管早期兴趣强烈，但许多旅行者错过了这一截止日期：</p>
<ul>
<li><strong>2025 年全年：</strong>
<ul>
<li>64% 的报价是在时效性窗口内生成的</li>
<li>52% 的保单是在窗口内购买的</li>
</ul>
</li>
<li><strong>2026 年迄今为止：</strong>
<ul>
<li>66% 的报价在窗口内</li>
<li>仅 54% 的保单是在窗口内购买的</li>
</ul>
</li>
</ul>
<p>这意味着近一半购买旅行保险的旅行者 <strong>购买时间过晚，无法获得 CFAR</strong> 及其他早期购买福利，这一趋势在夏季旅行提前几个月预订时尤为明显，但保险决策却被延迟。</p>
<p>&#34;夏季是全年最繁忙的旅行时期之一，旅行者在旅行上的支出比以往任何时候都要多，&#34; InsureMyTrip 首席执行官 Suzanne Morrow 表示。&#34;但许多人在等待购买旅行保险，没有意识到这种延迟可能会让他们失去获得最灵活的保障选项的机会。&#34;</p>
<p><strong>高峰季节，风险更高</strong></p>
<p>从家庭度假和邮轮到国际旅行，夏季旅行通常涉及显著的前期费用和更长的规划时间。这使得 CFAR 特别吸引人，因为即使旅行者因标准保障范围外的原因取消，也能获得部分报销。</p>
<p>然而，数据显示存在脱节：虽然旅行者在预订过程中积极比较计划，但许多人推迟购买——使他们超出了资格窗口。</p>
<p><strong>不仅仅是 CFAR</strong></p>
<p>错过时效性窗口不仅影响 CFAR 的资格。旅行者可能还会失去其他重要福利的访问权，包括：</p>
<ul>
<li>先前存在的医疗条件的保障</li>
<li>财务违约保护（在某些情况下）</li>
<li>更广泛的取消保护</li>
</ul>
<p><strong>旅行者现在应该做什么</strong></p>
<p>随着夏季旅行的快速临近，InsureMyTrip 建议旅行者在首次支付旅行费用后尽快考虑购买旅行保险，以确保获得最广泛的福利。</p>
<p><strong>媒体联系：</strong></p>
<p>Victoria Sampley</p>
<p><strong>[email protected]</strong></p>
<p><strong>关于</strong> <strong>InsureMyTrip</strong></p>
<p>您喜欢选择，我们也是。很简单。InsureMyTrip 为您找到合适的旅行保险计划，每次都如此。InsureMyTrip 是旅行保险的权威。我们致力于通过利用我们的技术、数据智能和专业知识，帮助旅行者做出最佳的保险决策。InsureMyTrip 在更好的商业局的评级为 A+。</p>
<p>来源 InsureMyTrip.com</p>
<p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwNDIwJk5ld3NJdGVtSWQ9TlkzNzUzNCZUcmFuc21pc3Npb25fSWQ9MjAyNjA0MjAwODA3UFJfTkVXU19VU1BSX19fX19OWTM3NTM0?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwNDIwJk5ld3NJdGVtSWQ9TlkzNzUzNCZUcmFuc21pc3Npb25fSWQ9MjAyNjA0MjAwODA3UFJfTkVXU19VU1BSX19fX19OWTM3NTM0"/></p>

8766

东京海上控股(ADR)

<p>随着夏季旅行季节的临近，InsureMyTrip 透露，近一半的投保旅行者购买旅行保险的时间太晚，无法获得诸如 “任何原因取消”（CFAR）保障等时间敏感的福利。这项可选升级允许因通常不被覆盖的原因取消旅行，但仅在首次旅行押金后的 10-21 天内购买时可用。数据显示，尽管许多旅行者早早比较计划，但他们往往延迟购买，冒着失去 CFAR 和其他重要福利的风险。InsureMyTrip 建议在首次旅行付款后尽快购买保险，以最大化保障选项</p>

<p><em>New data shows nearly half of insured travelers purchase too late for time-sensitive benefits</em></p>
<div class="lb-trans"><p><em>新的数据显示，近一半的投保旅行者购买保险的时间过晚，错失了时效性福利</em></p>
</div><p>, /PRNewswire/ -- As peak summer travel season approaches, new data from InsureMyTrip reveals a critical mistake many travelers are making: waiting too long to purchase travel insurance, ultimately missing eligibility for valuable time-sensitive benefits like <em>Cancel For Any Reason (CFAR)</em> coverage.</p>
<div class="lb-trans"><p>, /PRNewswire/ -- 随着夏季旅游高峰期的临近，InsureMyTrip 的新数据显示，许多旅行者犯了一个关键错误：购买旅行保险的时间过晚，最终错过了诸如_任何原因取消（CFAR）_保障等有价值的时效性福利的资格。</p>
</div><p>CFAR is an optional upgrade that allows travelers to cancel their trip for reasons not typically covered by standard insurance policies, offering maximum flexibility during uncertain times. However, this benefit is only available if travelers purchase their plan within a limited window, typically 10–21 days after their initial trip deposit. When all eligibility requirements are met, it can reimburse up to 75% of prepaid, non-refundable trip costs.</p>
<div class="lb-trans"><p>CFAR 是一种可选升级，允许旅行者因通常不在标准保险政策覆盖范围内的原因取消旅行，在不确定的时期提供最大的灵活性。然而，只有在旅行者在有限的时间窗口内购买其计划时，这项福利才可用，通常是在首次旅行押金后的 10 至 21 天内。当所有资格要求都满足时，它可以报销高达 75% 的预付、不可退还的旅行费用。</p>
</div><p>Despite strong early interest, many travelers are missing that deadline:</p>
<div class="lb-trans"><p>尽管早期兴趣强烈，但许多旅行者错过了这一截止日期：</p>
</div><ul>
<li><strong>2025 Full Year:</strong>
<ul>
<li>64% of quotes were generated within the time-sensitive window</li>
<li>52% of policies were purchased within the window</li>
</ul>
</li>
<li><strong>2026 Year-to-Date:</strong>
<ul>
<li>66% of quotes were within the window</li>
<li>Just 54% of policies were purchased within the window</li>
</ul>
</li>
</ul>
<div class="lb-trans"><ul>
<li><strong>2025 年全年：</strong>
<ul>
<li>64% 的报价是在时效性窗口内生成的</li>
<li>52% 的保单是在窗口内购买的</li>
</ul>
</li>
<li><strong>2026 年迄今为止：</strong>
<ul>
<li>66% 的报价在窗口内</li>
<li>仅 54% 的保单是在窗口内购买的</li>
</ul>
</li>
</ul>
</div><p>This means that nearly half of travelers buying travel insurance are doing so <strong>too late to qualify for CFAR</strong> and other early-purchase benefits, a trend that becomes especially relevant as summer trips are booked months in advance, but insurance decisions are delayed.</p>
<div class="lb-trans"><p>这意味着近一半购买旅行保险的旅行者 <strong>购买时间过晚，无法获得 CFAR</strong> 及其他早期购买福利，这一趋势在夏季旅行提前几个月预订时尤为明显，但保险决策却被延迟。</p>
</div><p>&#34;Summer is one of the busiest travel periods of the year, and travelers are spending more on trips than ever before,&#34; said InsureMyTrip CEO Suzanne Morrow. &#34;But many are waiting to purchase travel insurance, not realizing that this delay can cost them access to the most flexible coverage options available.&#34;</p>
<div class="lb-trans"><p>&#34;夏季是全年最繁忙的旅行时期之一，旅行者在旅行上的支出比以往任何时候都要多，&#34; InsureMyTrip 首席执行官 Suzanne Morrow 表示。&#34;但许多人在等待购买旅行保险，没有意识到这种延迟可能会让他们失去获得最灵活的保障选项的机会。&#34;</p>
</div><p><strong>Peak Season, Higher Stakes</strong></p>
<div class="lb-trans"><p><strong>高峰季节，风险更高</strong></p>
</div><p>From family vacations and cruises to international getaways, summer travel often involves significant upfront costs and longer planning timelines. That makes CFAR particularly appealing, as it provides partial reimbursement even if travelers cancel for reasons outside standard coverage.</p>
<div class="lb-trans"><p>从家庭度假和邮轮到国际旅行，夏季旅行通常涉及显著的前期费用和更长的规划时间。这使得 CFAR 特别吸引人，因为即使旅行者因标准保障范围外的原因取消，也能获得部分报销。</p>
</div><p>However, the data suggests a disconnect: while travelers are actively comparing plans early in their booking journey, many postpone their purchase — pushing them outside the eligibility window.</p>
<div class="lb-trans"><p>然而，数据显示存在脱节：虽然旅行者在预订过程中积极比较计划，但许多人推迟购买——使他们超出了资格窗口。</p>
</div><p><strong>More Than Just CFAR</strong></p>
<div class="lb-trans"><p><strong>不仅仅是 CFAR</strong></p>
</div><p>Missing the time-sensitive window doesn't just impact CFAR eligibility. Travelers may also lose access to other important benefits, including:</p>
<div class="lb-trans"><p>错过时效性窗口不仅影响 CFAR 的资格。旅行者可能还会失去其他重要福利的访问权，包括：</p>
</div><ul>
<li>Coverage for pre-existing medical conditions</li>
<li>Financial default protection (in some cases)</li>
<li>Broader cancellation protections</li>
</ul>
<div class="lb-trans"><ul>
<li>先前存在的医疗条件的保障</li>
<li>财务违约保护（在某些情况下）</li>
<li>更广泛的取消保护</li>
</ul>
</div><p><strong>What Travelers Should Do Now</strong></p>
<div class="lb-trans"><p><strong>旅行者现在应该做什么</strong></p>
</div><p>With summer travel fast approaching, InsureMyTrip advises travelers to consider purchasing travel insurance shortly after making their first trip payment to ensure access to the widest range of benefits.</p>
<div class="lb-trans"><p>随着夏季旅行的快速临近，InsureMyTrip 建议旅行者在首次支付旅行费用后尽快考虑购买旅行保险，以确保获得最广泛的福利。</p>
</div><p><strong>Media Contact:</strong></p>
<div class="lb-trans"><p><strong>媒体联系：</strong></p>
</div><p>Victoria Sampley</p>
<div class="lb-trans"><p>Victoria Sampley</p>
</div><p><strong>[email protected]</strong></p>
<div class="lb-trans"><p><strong>[email protected]</strong></p>
</div><p><strong>About</strong> <strong>InsureMyTrip</strong></p>
<div class="lb-trans"><p><strong>关于</strong> <strong>InsureMyTrip</strong></p>
</div><p>You like options. We do too. It's simple. InsureMyTrip finds you the right travel insurance plan, every time. InsureMyTrip is the authority on travel insurance. We are committed to empowering travelers to make the best possible insurance decisions by leveraging our technology, data intelligence, and expertise. InsureMyTrip is rated A+ by the Better Business Bureau.</p>
<div class="lb-trans"><p>您喜欢选择，我们也是。很简单。InsureMyTrip 为您找到合适的旅行保险计划，每次都如此。InsureMyTrip 是旅行保险的权威。我们致力于通过利用我们的技术、数据智能和专业知识，帮助旅行者做出最佳的保险决策。InsureMyTrip 在更好的商业局的评级为 A+。</p>
</div><p>SOURCE InsureMyTrip.com</p>
<div class="lb-trans"><p>来源 InsureMyTrip.com</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwNDIwJk5ld3NJdGVtSWQ9TlkzNzUzNCZUcmFuc21pc3Npb25fSWQ9MjAyNjA0MjAwODA3UFJfTkVXU19VU1BSX19fX19OWTM3NTM0" alt="" original-src="https://rt.prnewswire.com/rt.gif?NewsItemId=NY37534&amp;Transmission_Id=202604200807PR_NEWS_USPR_____NY37534&amp;DateId=20260420"/></p>

08:07 ET 数据：旅行者购买保险的时间过于拖延