<p>/PRNewswire/ -- LendingClub Corporation (NYSE: LC) 今天宣布，它已通过与 Wisetack 的首次合作开始承销和发放家居改善贷款，Wisetack 是一个与超过 40,000 名承包商嵌入式合作的平台，并且正在不断增长。</p>
<p><img src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/76307/lending_club_logo_Logo.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/76307/lending_club_logo_Logo.jpg"/></p>
<p>LendingClub 将其专业知识、专有信用模型和银行资产负债表直接带到寻求便捷和实惠的家居改善项目融资的消费者销售点。</p>
<p>“我们很高兴能够在 5000 亿美元的家居改善市场中开始发放贷款，在这个市场中，我们相较于现有竞争者具有明显的优势，并且有着重要的增长机会，” LendingClub 的首席贷款官 Steve Mattics 说。“这个领域与我们的品牌形象非常契合。通过将我们先进的承销和信用决策与 Wisetack 的嵌入式平台相结合，我们能够为人们实现有意义的家居改善项目铺平道路，同时帮助承包商发展自己的业务。这是我们始终追求的双赢局面。”</p>
<p>通过 Wisetack 平台，LendingClub 发放的贷款最高可达 65,000 美元，并在承包商和商户的工作流程中无缝提供。LendingClub 的承销系统基于超过 1500 亿个专有数据单元，能够实时做出信用决策，并支持更大贷款金额的透明条款。合作的好处显而易见：</p>
<ol>
<li>房主可以获得即时报价和实时批准，使他们能够实现项目，</li>
<li>承包商可以获得即时资金和更高的成交率，尤其是在较大项目上。</li>
</ol>
<p>“LendingClub 开始发放贷款加强了我们平台上的融资体验，帮助更多承包商提供灵活的支付选项，使房主能够推进更大项目，” Wisetack 的创始人兼首席执行官 Bobby Tzekin 说。</p>
<p>在 LendingClub 对 Wisetack 的投资支持下，两家公司计划继续扩大合作，扩展 LendingClub 发起的融资解决方案在平台上的可用范围。</p>
<p>“我们对 Wisetack 的团队和平台印象深刻，” LendingClub 首席执行官 Scott Sanborn 说，“如此印象深刻，以至于我们还对该公司进行了投资，以帮助加速我们未来的合作。”</p>
<p>美国的家居改善市场每年支出估计达到 5000 亿美元，这一支出受到老旧住房库存和房主更倾向于翻新而非搬迁的推动。LendingClub 进入家居改善融资领域是其销售点融资专业知识的自然延伸。这代表了一个强大的新机会，可以在重要时刻吸引、取悦和吸引消费者，并且是 LendingClub 的会员如何负责任地使用信用以实现这一目标的完美例证。</p>
<p><strong>关于 LendingClub</strong></p>
<p>LendingClub Bank（即将更名为 Happen Bank）是一家为积极管理财务生活的高信用评分、高收入、数字化消费者而建立的数字银行。我们的不同之处在于，我们使他们能够轻松访问获奖产品，帮助他们保留更多收入并在储蓄上获得更多收益。我们的产品设计旨在奖励我们的五百万会员，当他们采取积极的财务步骤时，例如定期储蓄或按时还款。</p>
<p>我们的成功得益于我们先进的信用承销、为创新而设计的专有技术平台，以及推动会员、贷款投资者和股东价值的市场银行模型。其结果是以可负担的信用、重要的价值和可信赖的银行关系在规模上持续且盈利地提供。</p>
<p>在展望我们的下一个篇章时，我们选择一个反映我们存在原因的名称：为我们的会员铺平道路，让他们实现 <em>happen.</em> 了解更多信息，请访问 https://www.meethappen.com。</p>
<p>LendingClub Corporation (NYSE: LC) 是 LendingClub Bank, National Association 的母公司和运营商，会员 FDIC。根据与 Wisetack 的合作发起的贷款由 LendingClub Bank 承销和发放。有关 LendingClub 的更多信息，请访问 https://www.lendingclub.com。</p>
<p><strong>关于 Wisetack</strong></p>
<p>Wisetack 是家居服务和家居改善领域消费者融资的领先嵌入式平台，在其他领域如选择性医疗和汽车维修中也有存在。Wisetack 与软件公司合作，通过简单的 API 将消费者融资选项嵌入其面向客户的应用程序中。Wisetack 的广泛商户网络依赖于 Wisetack 为其客户提供在销售点的可负担的分期付款选项。</p>
<p>Wisetack 成立于 2018 年，总部位于旧金山，由金融科技行业经验丰富的领导团队创办，得到了 Greylock Partners、Quadrille Capital、Insight Partners 和 Bain Capital Ventures 等领先风险投资公司的支持。通过 Wisetack 提供的支付选项由其贷款合作伙伴提供，并需经过信用审批。条款可能有所不同。</p>
<p><strong>免责申明</strong></p>
<p>本新闻稿中的部分声明，包括关于我们与 Wisetack 合作的增长和收益的声明，属于 “前瞻性声明”。诸如 “计划”、“交付” 等词语及类似表达可能标识前瞻性声明，尽管并非所有前瞻性声明都包含这些标识性词汇。可能导致实际结果与这些前瞻性声明所设想的结果存在重大差异的因素包括：我们在家居改善贷款领域开发和运营有吸引力的产品的能力、宏观经济条件、贷款需求和表现，以及在 LendingClub Corporation 最近提交给证券交易委员会的 10-K 表格年报中列出的 “风险因素” 部分，以及其后续提交给证券交易委员会的文件。实际结果或事件可能与前瞻性声明中披露的计划、意图和期望存在重大差异，因此您不应对前瞻性声明过于依赖。我们不承担更新任何前瞻性声明的义务，无论是由于新信息、未来事件还是其他原因，法律要求的情况除外。</p>
<p><strong>联系方式</strong>：</p>
<p>LendingClub</p>
<p>媒体联系人：Press@lendingclub.com</p>
<p>投资者联系：IR@lendingclub.com</p>
<p>Wisetack</p>
<p>媒体联系人：Press@wisetack.com</p>
<p>来源：LendingClub Corporation</p>

<p>LendingClub Corporation（纽约证券交易所代码：LC）通过与 Wisetack 的合作推出了家居改善融资，能够承保和发放高达 65,000 美元的贷款。该举措瞄准 5000 亿美元的家居改善市场，为房主提供即时报价和实时审批，同时帮助承包商获得即时资金。此次合作旨在提升融资体验，并扩大 LendingClub 在家居改善领域的产品供应，利用其先进的信用模型和技术。两家公司计划进一步扩大合作，LendingClub 还将对 Wisetack 进行投资</p>

<p>, /PRNewswire/ -- LendingClub Corporation (NYSE: LC) today announced it has started underwriting and originating home improvement loans through its inaugural partnership with Wisetack, a platform embedded with over 40,000 contractors and growing.</p>
<div class="lb-trans"><p>/PRNewswire/ -- LendingClub Corporation (NYSE: LC) 今天宣布，它已通过与 Wisetack 的首次合作开始承销和发放家居改善贷款，Wisetack 是一个与超过 40,000 名承包商嵌入式合作的平台，并且正在不断增长。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/76307/lending_club_logo_Logo.jpg" alt="" original-src="https://mma.prnewswire.com/media/76307/lending_club_logo_Logo.jpg"/></p>
<p>LendingClub brings its expertise, proprietary credit models, and bank balance sheet directly to the point of sale for consumers seeking convenient and affordable financing for home improvement projects.</p>
<div class="lb-trans"><p>LendingClub 将其专业知识、专有信用模型和银行资产负债表直接带到寻求便捷和实惠的家居改善项目融资的消费者销售点。</p>
</div><p>&#34;We're excited to begin originating loans within the $500 billion home improvement market, where we have distinct advantages over incumbents and a meaningful opportunity for growth,&#34; said Steve Mattics, Chief Lending Officer at LendingClub. &#34;This space is distinctly on brand for us. By combining our advanced underwriting and credit decisioning with Wisetack's embedded platform, we're able to clear the way for people to make meaningful home improvement projects happen while also helping contractors grow their own businesses. It's the type of win-win we're always striving for.&#34;</p>
<div class="lb-trans"><p>“我们很高兴能够在 5000 亿美元的家居改善市场中开始发放贷款，在这个市场中，我们相较于现有竞争者具有明显的优势，并且有着重要的增长机会，” LendingClub 的首席贷款官 Steve Mattics 说。“这个领域与我们的品牌形象非常契合。通过将我们先进的承销和信用决策与 Wisetack 的嵌入式平台相结合，我们能够为人们实现有意义的家居改善项目铺平道路，同时帮助承包商发展自己的业务。这是我们始终追求的双赢局面。”</p>
</div><p>Through the Wisetack platform, loans up to $65,000 are originated by LendingClub and offered seamlessly within contractor and merchant workflows. LendingClub's underwriting system, which is informed by more than 150 billion cells of proprietary data, enables real-time credit decisions and supports access to larger loan amounts with transparent terms. The benefits of the partnership are clear:</p>
<div class="lb-trans"><p>通过 Wisetack 平台，LendingClub 发放的贷款最高可达 65,000 美元，并在承包商和商户的工作流程中无缝提供。LendingClub 的承销系统基于超过 1500 亿个专有数据单元，能够实时做出信用决策，并支持更大贷款金额的透明条款。合作的好处显而易见：</p>
</div><ol>
<li>Homeowners get instant offers and real-time approvals that allow them to make their projects happen, and</li>
<li>Contractors get immediate funding and better close rates, especially on larger projects.</li>
</ol>
<div class="lb-trans"><ol>
<li>房主可以获得即时报价和实时批准，使他们能够实现项目，</li>
<li>承包商可以获得即时资金和更高的成交率，尤其是在较大项目上。</li>
</ol>
</div><p>&#34;LendingClub's move to originate loans strengthens the financing experience across our platform, helping more contractors offer flexible payment options that enable homeowners to move forward with larger projects,&#34; said Bobby Tzekin, Founder and CEO of Wisetack.</p>
<div class="lb-trans"><p>“LendingClub 开始发放贷款加强了我们平台上的融资体验，帮助更多承包商提供灵活的支付选项，使房主能够推进更大项目，” Wisetack 的创始人兼首席执行官 Bobby Tzekin 说。</p>
</div><p>Reinforced by LendingClub's investment in Wisetack, both companies plan to continue scaling the partnership, expanding the range of LendingClub-originated financing solutions available across the platform.</p>
<div class="lb-trans"><p>在 LendingClub 对 Wisetack 的投资支持下，两家公司计划继续扩大合作，扩展 LendingClub 发起的融资解决方案在平台上的可用范围。</p>
</div><p>&#34;We've been really impressed with Wisetack's team and platform,&#34; said Scott Sanborn, LendingClub CEO, &#34;so impressed that we have also made an investment in the company to help accelerate our future together.&#34;</p>
<div class="lb-trans"><p>“我们对 Wisetack 的团队和平台印象深刻，” LendingClub 首席执行官 Scott Sanborn 说，“如此印象深刻，以至于我们还对该公司进行了投资，以帮助加速我们未来的合作。”</p>
</div><p>The U.S. home improvement market represents an estimated $500 billion in annual spending, driven by aging housing inventory and a continued preference among homeowners to renovate rather than relocate. LendingClub's expansion into the home improvement financing vertical is a natural extension of its point-of-sale financing expertise. This represents a powerful new opportunity to attract, delight, and engage consumers in moments that matter – and represents a perfect example of how LendingClub's members use credit responsibly to make it happen.</p>
<div class="lb-trans"><p>美国的家居改善市场每年支出估计达到 5000 亿美元，这一支出受到老旧住房库存和房主更倾向于翻新而非搬迁的推动。LendingClub 进入家居改善融资领域是其销售点融资专业知识的自然延伸。这代表了一个强大的新机会，可以在重要时刻吸引、取悦和吸引消费者，并且是 LendingClub 的会员如何负责任地使用信用以实现这一目标的完美例证。</p>
</div><p><strong>About LendingClub</strong></p>
<div class="lb-trans"><p><strong>关于 LendingClub</strong></p>
</div><p>LendingClub Bank (soon to be Happen Bank) is a digital bank built for the Motivated Middle: high-FICO, high-income, digitally savvy consumers actively managing their financial lives. Our difference? We make it easy for them to access award-winning products that help them keep more of what they earn and earn more on what they save. Our products are aligned by design to reward our five million members when they take positive financial steps, like saving regularly or making loan payments on time.</p>
<div class="lb-trans"><p>LendingClub Bank（即将更名为 Happen Bank）是一家为积极管理财务生活的高信用评分、高收入、数字化消费者而建立的数字银行。我们的不同之处在于，我们使他们能够轻松访问获奖产品，帮助他们保留更多收入并在储蓄上获得更多收益。我们的产品设计旨在奖励我们的五百万会员，当他们采取积极的财务步骤时，例如定期储蓄或按时还款。</p>
</div><p>Our success is fueled by our advanced credit underwriting, a proprietary technology platform engineered for innovation, and a marketplace bank model that drives value for members, loan investors, and shareholders alike. The result is affordable credit, meaningful value, and a trusted banking relationship delivered consistently and profitably at scale.</p>
<div class="lb-trans"><p>我们的成功得益于我们先进的信用承销、为创新而设计的专有技术平台，以及推动会员、贷款投资者和股东价值的市场银行模型。其结果是以可负担的信用、重要的价值和可信赖的银行关系在规模上持续且盈利地提供。</p>
</div><p>As we look to our next chapter, we're choosing a name that reflects why we exist: to clear the way for our members to make it <em>happen.</em> Learn more at https://www.meethappen.com.</p>
<div class="lb-trans"><p>在展望我们的下一个篇章时，我们选择一个反映我们存在原因的名称：为我们的会员铺平道路，让他们实现 <em>happen.</em> 了解更多信息，请访问 https://www.meethappen.com。</p>
</div><p>LendingClub Corporation (NYSE: LC) is the parent company and operator of LendingClub Bank, National Association, Member FDIC. Loans originated pursuant to the partnership with Wisetack are underwritten and originated by LendingClub Bank. For more information about LendingClub, visit https://www.lendingclub.com.</p>
<div class="lb-trans"><p>LendingClub Corporation (NYSE: LC) 是 LendingClub Bank, National Association 的母公司和运营商，会员 FDIC。根据与 Wisetack 的合作发起的贷款由 LendingClub Bank 承销和发放。有关 LendingClub 的更多信息，请访问 https://www.lendingclub.com。</p>
</div><p><strong>About Wisetack</strong></p>
<div class="lb-trans"><p><strong>关于 Wisetack</strong></p>
</div><p>Wisetack is the leading embedded platform for consumer financing for home services and home improvement, with presence in other verticals such as elective medical and car repair. Wisetack partners with software companies to embed consumer financing options into their customer-facing applications through simple APIs. Wisetack's extensive network of merchants rely on Wisetack to offer their customers affordable pay-over-time options at point of sale.</p>
<div class="lb-trans"><p>Wisetack 是家居服务和家居改善领域消费者融资的领先嵌入式平台，在其他领域如选择性医疗和汽车维修中也有存在。Wisetack 与软件公司合作，通过简单的 API 将消费者融资选项嵌入其面向客户的应用程序中。Wisetack 的广泛商户网络依赖于 Wisetack 为其客户提供在销售点的可负担的分期付款选项。</p>
</div><p>Founded in 2018 in San Francisco by an experienced team of leaders in the financial technology industry, Wisetack is backed by leading VCs such as Greylock Partners, Quadrille Capital, Insight Partners, and Bain Capital Ventures. Payment options through Wisetack are provided by its lending partners and subject to credit approval. Terms may vary.</p>
<div class="lb-trans"><p>Wisetack 成立于 2018 年，总部位于旧金山，由金融科技行业经验丰富的领导团队创办，得到了 Greylock Partners、Quadrille Capital、Insight Partners 和 Bain Capital Ventures 等领先风险投资公司的支持。通过 Wisetack 提供的支付选项由其贷款合作伙伴提供，并需经过信用审批。条款可能有所不同。</p>
</div><p><strong>Safe Harbor Statement</strong></p>
<div class="lb-trans"><p><strong>免责申明</strong></p>
</div><p>Some of the statements in this press release, including statements regarding the growth and benefits of our partnership with Wisetack, are &#34;forward-looking statements.&#34; Words such as &#34;plan&#34;, &#34;delivers&#34; and similar expressions may identify forward-looking statements, although not all forward-looking statements may contain these identifying words. Factors that could cause actual results to differ materially from those contemplated by these forward-looking statements include: our ability to develop and operate a compelling offering in the home improvement lending space, macroeconomic conditions, loan demand and performance, and those factors set forth in the section titled &#34;Risk Factors&#34; in LendingClub Corporation's most recent Annual Report on Form 10-K, as filed with the Securities and Exchange Commission, as well as in its subsequent filings with the Securities and Exchange Commission. Actual results or events could differ materially from the plans, intentions and expectations disclosed in forward-looking statements, and you should not place undue reliance on forward-looking statements. We do not assume any obligation to update any forward-looking statements, whether as a result of new information, future events or otherwise, except as required by law.</p>
<div class="lb-trans"><p>本新闻稿中的部分声明，包括关于我们与 Wisetack 合作的增长和收益的声明，属于 “前瞻性声明”。诸如 “计划”、“交付” 等词语及类似表达可能标识前瞻性声明，尽管并非所有前瞻性声明都包含这些标识性词汇。可能导致实际结果与这些前瞻性声明所设想的结果存在重大差异的因素包括：我们在家居改善贷款领域开发和运营有吸引力的产品的能力、宏观经济条件、贷款需求和表现，以及在 LendingClub Corporation 最近提交给证券交易委员会的 10-K 表格年报中列出的 “风险因素” 部分，以及其后续提交给证券交易委员会的文件。实际结果或事件可能与前瞻性声明中披露的计划、意图和期望存在重大差异，因此您不应对前瞻性声明过于依赖。我们不承担更新任何前瞻性声明的义务，无论是由于新信息、未来事件还是其他原因，法律要求的情况除外。</p>
</div><p><strong>CONTACTS</strong>:</p>
<div class="lb-trans"><p><strong>联系方式</strong>：</p>
</div><p>LendingClub</p>
<div class="lb-trans"><p>LendingClub</p>
</div><p>Media Contact: Press@lendingclub.com</p>
<div class="lb-trans"><p>媒体联系人：Press@lendingclub.com</p>
</div><p>For Investors: IR@lendingclub.com</p>
<div class="lb-trans"><p>投资者联系：IR@lendingclub.com</p>
</div><p>Wisetack</p>
<div class="lb-trans"><p>Wisetack</p>
</div><p>Media Contact: Press@wisetack.com</p>
<div class="lb-trans"><p>媒体联系人：Press@wisetack.com</p>
</div><p>SOURCE LendingClub Corporation</p>
<div class="lb-trans"><p>来源：LendingClub Corporation</p>
</div>

LendingClub 推出家装融资；通过与 Wisetack 的首次合作开始承销和发放贷款 | LC 股票新闻