<p>德克萨斯州沃斯堡，2026 年 4 月 28 日（GLOBE NEWSWIRE）——FirstCash Holdings, Inc.（“FirstCash” 或 “公司”）（纳斯达克：FCFS）今天宣布，公司全资子公司 FirstCash, Inc.（“发行人”）已扩大并定价其之前宣布的 7.5 亿美元高级票据的私人发行（“票据”），到期日为 2034 年，较之前宣布的拟议发行规模增加了 1.5 亿美元。票据将按年利率 6.125% 支付利息，每年在 5 月 1 日和 11 月 1 日支付，首次支付日期为 2026 年 11 月 1 日。</p>
<p>票据将是发行人的无担保高级债务，并将由 FirstCash 及其国内子公司担保，这些子公司担保其循环无担保信贷设施和现有的无担保高级票据。票据的发行预计将在 2026 年 5 月 1 日完成，前提是满足惯例的交割条件。</p>
<p>FirstCash 打算将此次发行的收益用于偿还 FirstCash 现有的债务，以提供额外的流动性以支持未来的增长和一般企业用途，扣除与此次发行相关的费用和支出后。</p>
<p>票据以私人配售的方式发行，仅向合理相信是合格机构买家的人员提供，依赖于《1933 年证券法》（经修订）第 144A 条款提供的注册豁免，或在美国以外向非 “美国人士” 提供，依赖于《证券法》下的 S 条款。票据尚未根据《证券法》或任何其他司法管辖区的证券法注册，且在未注册或不适用注册要求的豁免情况下不得在美国提供或出售。</p>
<p>本通知不构成出售票据的要约，也不构成购买票据的要约邀请，并且在任何此类发行、邀请或销售在任何司法管辖区内是非法的情况下，不构成任何证券的要约、邀请或销售。</p>
<p><strong>前瞻性信息</strong></p>
<p>本公告包含前瞻性陈述，包括关于票据发行及其净收益的预期用途的陈述。前瞻性陈述，如 1995 年《私人证券诉讼改革法》所定义的术语，可以通过使用 “展望”、“相信”、“项目”、“预计”、“可能”、“估计”、“应该”、“计划”、“目标”、“打算”、“能够”、“会”、“预期”、“潜在”、“自信”、“乐观” 或其否定形式，或其他变体，或通过战略、目标、估计、指导、预期、展望和未来计划的讨论来识别。前瞻性陈述还可以通过这些陈述与历史或当前事项不严格相关的事实来识别。相反，前瞻性陈述与预期或预期的事件、活动、趋势或结果相关。由于前瞻性陈述涉及尚未发生的事项，因此这些陈述本质上受到风险和不确定性的影响。</p>
<p>这些前瞻性声明旨在向公众提供管理层关于票据发行及其净收益预期用途的当前期望。尽管公司认为前瞻性声明中反映的期望是合理的，但不能保证这些期望会被证明是准确的。证券持有人应注意，这些前瞻性声明涉及风险和不确定性。某些因素可能导致结果与本公告中前瞻性声明所预期的结果有实质性差异。这些因素和风险可能包括但不限于公司完成票据发行的能力；与公司运营的广泛监管环境相关的风险，包括公司运营所在司法管辖区当前监管环境的不确定性；与公司作为当事方或未来可能成为当事方的法律和监管程序相关的风险；与公司收购相关的风险，包括公司收购未能实现预期的价值和利益的风险，以及公司继续识别和以有利条款完成收购的能力（如果有的话）；可能影响公司典当贷款、零售、租赁购买和零售金融产品需求的消费者行为和购物模式的变化、劳动力短缺和劳动力成本上升；美国、拉丁美洲和英国经济状况的恶化，包括由于通货膨胀、高利率、能源成本上升和贸易政策等因素，这可能会影响可支配消费者支出和公司产品的需求；货币波动，主要涉及墨西哥比索和英镑；公司面临的来自其他零售商和零售支付解决方案提供商的竞争；公司成功执行其商业战略的能力；与公司防止网络攻击、其他网络安全事件、安全漏洞或其他信息技术系统中断的能力相关的风险；与公司开发、运营和适应其信息技术基础设施以适应其业务性质的能力相关的风险，以及成功将收购的业务过渡到其信息技术平台的能力；公司零售销售点（“POS”）支付解决方案业务的商户合作伙伴的销售活动收缩或店铺关闭的风险；公司零售 POS 支付解决方案业务继续扩大其商户合作伙伴基础的能力；以及在公司最近提交给证券交易委员会（“SEC”）的 10-K 表格年度报告中讨论和描述的其他风险，包括在第一部分第 1A 项 “风险因素” 中描述的风险，以及其他提交给 SEC 的报告。许多这些风险和不确定性超出了公司的控制能力，且在许多情况下，公司无法预测所有可能导致其实际结果与前瞻性声明所指示的结果有实质性差异的风险和不确定性。本公告中包含的前瞻性声明仅在本公告日期有效，公司明确声明不承担任何义务或承诺，报告任何更新或修订以反映公司期望的变化或任何此类声明所基于的事件、条件或情况的变化，法律要求的情况除外。</p>
<p><strong>关于 FirstCash</strong></p>
<p>FirstCash 是领先的国际典当店运营商，专注于为现金和信用受限的消费者提供服务。FirstCash 在美国、拉丁美洲和英国运营超过 3,300 家典当店。大多数商店买卖各种珠宝、电子产品、工具、家电、运动器材、乐器和其他商品，并提供以抵押个人财产为担保的小额无追索权典当贷款。FirstCash 的典当业务目前占净收入的 90% 以上，其余部分由其全资子公司 AFF 提供，该公司是消费品和服务零售商销售点的领先客户支付解决方案提供商。</p>
<p>FirstCash 是 <strong>标准普尔中型股 400 指数®</strong> 和 <strong>罗素 2000 指数®</strong> 的成分公司。FirstCash 的普通股（股票代码 “<strong>FCFS</strong>”）在纳斯达克交易，这是世界上第一个电子股票市场。如需获取有关 FirstCash 及其提供的服务的更多信息，请访问 FirstCash 的网站：http://www.firstcash.com、http://www.americanfirstfinance.com 和 http://www.handt.co.uk。</p>
<table>
<thead>
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<th></th>
<th></th>
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</thead>
<tbody>
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<td>如需进一步信息，请联系：</td>
<td></td>
</tr>
<tr>
<td>Gar Jackson</td>
<td></td>
</tr>
<tr>
<td>Global IR Group</td>
<td></td>
</tr>
<tr>
<td>电话：</td>
<td>(817) 886-6998</td>
</tr>
<tr>
<td>邮箱：</td>
<td>gar@globalirgroup.com</td>
</tr>
<tr>
<td></td>
<td></td>
</tr>
<tr>
<td>Doug Orr，执行副总裁兼首席财务官</td>
<td></td>
</tr>
<tr>
<td>电话：</td>
<td>(817) 258-2650</td>
</tr>
<tr>
<td>邮箱：</td>
<td>investorrelations@firstcash.com</td>
</tr>
<tr>
<td>网站：</td>
<td>investors.firstcash.com</td>
</tr>
</tbody>
</table>
<p><img src="https://imageproxy.pbkrs.com/https://www.globenewswire.com/newsroom/ti/query-bmY9T1Rjd09UQTVPQ00zTlRZNE1UVTJJekl4TWpJNU5UST0?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.globenewswire.com/newsroom/ti/query-bmY9T1Rjd09UQTVPQ00zTlRZNE1UVTJJekl4TWpJNU5UST0"/></p>
<p><img src="https://imageproxy.pbkrs.com/https://ml.globenewswire.com/media/YWI3MzMxMWItODNjNi00MjFhLTg0YmYtMzJhOWNjZjgyMjAzLTExMzQ1MjMtMjAyNi0wNC0yOC1lbg==/tiny/FirstCash-Inc-.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://ml.globenewswire.com/media/YWI3MzMxMWItODNjNi00MjFhLTg0YmYtMzJhOWNjZjgyMjAzLTExMzQ1MjMtMjAyNi0wNC0yOC1lbg==/tiny/FirstCash-Inc-.png"/></p>

第一富金融服务

<p>FirstCash Holdings, Inc. 宣布其私人发行的 7.5 亿美元 2034 年到期的高级票据规模扩大并定价，增加了 1.5 亿美元。该票据的利率为 6.125%，按半年支付，预计将于 2026 年 5 月 1 日完成。所得款项将用于偿还现有债务和资助未来的增长。此次发行面向合格的机构投资者，并根据证券法免于注册。关于此次发行及其风险的前瞻性声明已包含在公告中</p>

<p>FORT WORTH, Texas, April 28, 2026 (GLOBE NEWSWIRE) -- FirstCash Holdings, Inc. (“FirstCash” or the “Company”) (Nasdaq: FCFS) today announced that the Company’s wholly-owned subsidiary, FirstCash, Inc. (the “Issuer”), has upsized and priced its previously announced private offering of $750,000,000 in aggregate principal amount of senior notes due 2034 (the “Notes”), representing an increase of $150,000,000 in aggregate principal amount from the previously announced proposed offering size. The Notes will pay interest semi-annually at a rate of 6.125% per annum payable on May 1 and November 1 of each year, beginning on November 1, 2026.</p>
<div class="lb-trans"><p>德克萨斯州沃斯堡，2026 年 4 月 28 日（GLOBE NEWSWIRE）——FirstCash Holdings, Inc.（“FirstCash” 或 “公司”）（纳斯达克：FCFS）今天宣布，公司全资子公司 FirstCash, Inc.（“发行人”）已扩大并定价其之前宣布的 7.5 亿美元高级票据的私人发行（“票据”），到期日为 2034 年，较之前宣布的拟议发行规模增加了 1.5 亿美元。票据将按年利率 6.125% 支付利息，每年在 5 月 1 日和 11 月 1 日支付，首次支付日期为 2026 年 11 月 1 日。</p>
</div><p>The Notes will be unsecured senior obligations of the Issuer and will be guaranteed by FirstCash and its domestic subsidiaries that guarantee its revolving unsecured credit facility and existing senior unsecured notes. The offering of the Notes is expected to close on May 1, 2026, subject to the satisfaction of customary closing conditions.</p>
<div class="lb-trans"><p>票据将是发行人的无担保高级债务，并将由 FirstCash 及其国内子公司担保，这些子公司担保其循环无担保信贷设施和现有的无担保高级票据。票据的发行预计将在 2026 年 5 月 1 日完成，前提是满足惯例的交割条件。</p>
</div><p>FirstCash intends to use the proceeds from the offering to repay FirstCash’s existing indebtedness in order to provide additional liquidity to fund future growth and for general corporate purposes, after payment of fees and expenses related to the offering.</p>
<div class="lb-trans"><p>FirstCash 打算将此次发行的收益用于偿还 FirstCash 现有的债务，以提供额外的流动性以支持未来的增长和一般企业用途，扣除与此次发行相关的费用和支出后。</p>
</div><p>The Notes are being offered in a private placement, solely to persons reasonably believed to be qualified institutional buyers in reliance on the exemption from registration provided by Rule 144A under the Securities Act of 1933, as amended (the “Securities Act”), or outside the United States to persons other than “U.S. persons” in reliance on Regulation S under the Securities Act. The Notes have not been registered under the Securities Act or the securities laws of any other jurisdiction and may not be offered or sold in the United States absent registration or an applicable exemption from the registration requirements.</p>
<div class="lb-trans"><p>票据以私人配售的方式发行，仅向合理相信是合格机构买家的人员提供，依赖于《1933 年证券法》（经修订）第 144A 条款提供的注册豁免，或在美国以外向非 “美国人士” 提供，依赖于《证券法》下的 S 条款。票据尚未根据《证券法》或任何其他司法管辖区的证券法注册，且在未注册或不适用注册要求的豁免情况下不得在美国提供或出售。</p>
</div><p>This notice does not constitute an offer to sell the Notes, nor a solicitation of an offer to purchase the Notes, and shall not constitute an offer, solicitation or sale of any security in any jurisdiction in which such offering, solicitation or sale would be unlawful.</p>
<div class="lb-trans"><p>本通知不构成出售票据的要约，也不构成购买票据的要约邀请，并且在任何此类发行、邀请或销售在任何司法管辖区内是非法的情况下，不构成任何证券的要约、邀请或销售。</p>
</div><p><strong>Forward-Looking Information</strong></p>
<div class="lb-trans"><p><strong>前瞻性信息</strong></p>
</div><p>This release contains forward-looking statements, including statements about the Notes offering and the intended use of the net proceeds thereof. Forward-looking statements, as that term is defined in the Private Securities Litigation Reform Act of 1995, can be identified by the use of forward-looking terminology such as “outlook,” “believes,” “projects,” “expects,” “may,” “estimates,” “should,” “plans,” “targets,” “intends,” “could,” “would,” “anticipates,” “potential,” “confident,” “optimistic,” or the negative thereof, or other variations thereon, or comparable terminology, or by discussions of strategy, objectives, estimates, guidance, expectations, outlook and future plans. Forward-looking statements can also be identified by the fact these statements do not relate strictly to historical or current matters. Rather, forward-looking statements relate to anticipated or expected events, activities, trends or results. Because forward-looking statements relate to matters that have not yet occurred, these statements are inherently subject to risks and uncertainties.</p>
<div class="lb-trans"><p>本公告包含前瞻性陈述，包括关于票据发行及其净收益的预期用途的陈述。前瞻性陈述，如 1995 年《私人证券诉讼改革法》所定义的术语，可以通过使用 “展望”、“相信”、“项目”、“预计”、“可能”、“估计”、“应该”、“计划”、“目标”、“打算”、“能够”、“会”、“预期”、“潜在”、“自信”、“乐观” 或其否定形式，或其他变体，或通过战略、目标、估计、指导、预期、展望和未来计划的讨论来识别。前瞻性陈述还可以通过这些陈述与历史或当前事项不严格相关的事实来识别。相反，前瞻性陈述与预期或预期的事件、活动、趋势或结果相关。由于前瞻性陈述涉及尚未发生的事项，因此这些陈述本质上受到风险和不确定性的影响。</p>
</div><p>These forward-looking statements are made to provide the public with management’s current expectations with regard to the Notes offering and the intended use of the net proceeds thereof. While the Company believes the expectations reflected in forward-looking statements are reasonable, there can be no assurances such expectations will prove to be accurate. Security holders are cautioned that such forward-looking statements involve risks and uncertainties. Certain factors may cause results to differ materially from those anticipated by the forward-looking statements made in this release. Such factors and risks may include, without limitation, the Company’s ability to consummate the offering of the Notes; risks related to the extensive regulatory environment in which the Company operates, including uncertainty involving the present regulatory environment in the jurisdictions in which the Company operates; risks associated with the legal and regulatory proceedings that the Company is a party to or may become a party to in the future; risks related to the Company’s acquisitions, including the failure of the Company’s acquisitions to deliver the estimated value and benefits expected by the Company and the ability of the Company to continue to identify and consummate acquisitions on favorable terms, if at all; potential changes in consumer behavior and shopping patterns which could impact demand for the Company’s pawn loan, retail, lease-to-own and retail finance products, labor shortages and increased labor costs; a deterioration in the economic conditions in the United States, Latin America and the United Kingdom, including as a result of inflation, elevated interest rates, increased energy costs and trade policy, which potentially could have an impact on discretionary consumer spending and demand for the Company’s products; currency fluctuations, primarily involving the Mexican peso and British pound sterling; competition the Company faces from other retailers and providers of retail payment solutions; the ability of the Company to successfully execute on its business strategies; risks related to the Company’s ability to prevent cyber attacks, other cybersecurity incidents, security breaches or other disruptions to its information technology systems; risks related to the Company’s ability to develop, operate and adapt its information technology infrastructure suitable for the nature of its business and to successfully transition acquired businesses to its information technology platform; contraction in sales activity or store closures at merchant partners of the Company’s retail point-of-sale (“POS”) payment solutions business; the ability of the Company’s retail POS payment solutions business to continue to grow its base of merchant partners; and other risks discussed and described in the Company’s most recent Annual Report on Form 10-K filed with the Securities and Exchange Commission (the “SEC”), including the risks described in Part I, Item 1A, “Risk Factors” thereof, and other reports filed with the SEC. Many of these risks and uncertainties are beyond the ability of the Company to control, nor can the Company predict, in many cases, all of the risks and uncertainties that could cause its actual results to differ materially from those indicated by the forward-looking statements. The forward-looking statements contained in this release speak only as of the date of this release, and the Company expressly disclaims any obligation or undertaking to report any updates or revisions to any such statement to reflect any change in the Company’s expectations or any change in events, conditions or circumstances on which any such statement is based, except as required by law.</p>
<div class="lb-trans"><p>这些前瞻性声明旨在向公众提供管理层关于票据发行及其净收益预期用途的当前期望。尽管公司认为前瞻性声明中反映的期望是合理的，但不能保证这些期望会被证明是准确的。证券持有人应注意，这些前瞻性声明涉及风险和不确定性。某些因素可能导致结果与本公告中前瞻性声明所预期的结果有实质性差异。这些因素和风险可能包括但不限于公司完成票据发行的能力；与公司运营的广泛监管环境相关的风险，包括公司运营所在司法管辖区当前监管环境的不确定性；与公司作为当事方或未来可能成为当事方的法律和监管程序相关的风险；与公司收购相关的风险，包括公司收购未能实现预期的价值和利益的风险，以及公司继续识别和以有利条款完成收购的能力（如果有的话）；可能影响公司典当贷款、零售、租赁购买和零售金融产品需求的消费者行为和购物模式的变化、劳动力短缺和劳动力成本上升；美国、拉丁美洲和英国经济状况的恶化，包括由于通货膨胀、高利率、能源成本上升和贸易政策等因素，这可能会影响可支配消费者支出和公司产品的需求；货币波动，主要涉及墨西哥比索和英镑；公司面临的来自其他零售商和零售支付解决方案提供商的竞争；公司成功执行其商业战略的能力；与公司防止网络攻击、其他网络安全事件、安全漏洞或其他信息技术系统中断的能力相关的风险；与公司开发、运营和适应其信息技术基础设施以适应其业务性质的能力相关的风险，以及成功将收购的业务过渡到其信息技术平台的能力；公司零售销售点（“POS”）支付解决方案业务的商户合作伙伴的销售活动收缩或店铺关闭的风险；公司零售 POS 支付解决方案业务继续扩大其商户合作伙伴基础的能力；以及在公司最近提交给证券交易委员会（“SEC”）的 10-K 表格年度报告中讨论和描述的其他风险，包括在第一部分第 1A 项 “风险因素” 中描述的风险，以及其他提交给 SEC 的报告。许多这些风险和不确定性超出了公司的控制能力，且在许多情况下，公司无法预测所有可能导致其实际结果与前瞻性声明所指示的结果有实质性差异的风险和不确定性。本公告中包含的前瞻性声明仅在本公告日期有效，公司明确声明不承担任何义务或承诺，报告任何更新或修订以反映公司期望的变化或任何此类声明所基于的事件、条件或情况的变化，法律要求的情况除外。</p>
</div><p><strong>About FirstCash</strong></p>
<div class="lb-trans"><p><strong>关于 FirstCash</strong></p>
</div><p>FirstCash is the leading international operator of pawn stores focused on serving cash and credit-constrained consumers. FirstCash operates more than 3,300 pawn stores in the U.S., Latin America and the U.K. Most of the stores buy and sell a wide variety of jewelry, electronics, tools, appliances, sporting goods, musical instruments and other merchandise, and make small non-recourse pawn loans secured by pledged personal property. FirstCash’s pawn operations currently account for over 90% of net revenue, with the remainder provided by its wholly owned subsidiary, AFF, a leading provider of customer payment solutions at the point-of-sale for retailers of consumer goods and services.</p>
<div class="lb-trans"><p>FirstCash 是领先的国际典当店运营商，专注于为现金和信用受限的消费者提供服务。FirstCash 在美国、拉丁美洲和英国运营超过 3,300 家典当店。大多数商店买卖各种珠宝、电子产品、工具、家电、运动器材、乐器和其他商品，并提供以抵押个人财产为担保的小额无追索权典当贷款。FirstCash 的典当业务目前占净收入的 90% 以上，其余部分由其全资子公司 AFF 提供，该公司是消费品和服务零售商销售点的领先客户支付解决方案提供商。</p>
</div><p>FirstCash is a component company in both the <strong>Standard &amp; Poor’s MidCap 400 Index®</strong> and the <strong>Russell 2000 Index®</strong>. FirstCash’s common stock (ticker symbol “ <strong>FCFS</strong>”) is traded on the Nasdaq, the creator of the world’s first electronic stock market. For additional information regarding FirstCash and the services it provides, visit FirstCash’s websites located at http://www.firstcash.com, http://www.americanfirstfinance.com and http://www.handt.co.uk.</p>
<div class="lb-trans"><p>FirstCash 是 <strong>标准普尔中型股 400 指数®</strong> 和 <strong>罗素 2000 指数®</strong> 的成分公司。FirstCash 的普通股（股票代码 “<strong>FCFS</strong>”）在纳斯达克交易，这是世界上第一个电子股票市场。如需获取有关 FirstCash 及其提供的服务的更多信息，请访问 FirstCash 的网站：http://www.firstcash.com、http://www.americanfirstfinance.com 和 http://www.handt.co.uk。</p>
</div><table>
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<td>For further information, please contact:</td>
<td></td>
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<td>Gar Jackson</td>
<td></td>
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<td>Global IR Group</td>
<td></td>
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<td>Phone:</td>
<td>(817) 886-6998</td>
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<td>Email:</td>
<td>gar@globalirgroup.com</td>
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<td></td>
<td></td>
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<td>Doug Orr, Executive Vice President and Chief Financial Officer</td>
<td></td>
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<td>Phone:</td>
<td>(817) 258-2650</td>
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<td>Email:</td>
<td>investorrelations@firstcash.com</td>
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<td>Website:</td>
<td>investors.firstcash.com</td>
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<div class="lb-trans"><table>
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<th></th>
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<td>如需进一步信息，请联系：</td>
<td></td>
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<td>Gar Jackson</td>
<td></td>
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<td>Global IR Group</td>
<td></td>
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<td>电话：</td>
<td>(817) 886-6998</td>
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<td>邮箱：</td>
<td>gar@globalirgroup.com</td>
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<td></td>
<td></td>
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<td>Doug Orr，执行副总裁兼首席财务官</td>
<td></td>
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<td>电话：</td>
<td>(817) 258-2650</td>
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<td>邮箱：</td>
<td>investorrelations@firstcash.com</td>
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<td>网站：</td>
<td>investors.firstcash.com</td>
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</div><p><img src="https://imageproxy.pbkrs.com/https://www.globenewswire.com/newsroom/ti/query-bmY9T1Rjd09UQTVPQ00zTlRZNE1UVTJJekl4TWpJNU5UST0" alt="" original-src="https://www.globenewswire.com/newsroom/ti?nf=OTcwOTA5OCM3NTY4MTU2IzIxMjI5NTI="/></p>
<p><img src="https://imageproxy.pbkrs.com/https://ml.globenewswire.com/media/YWI3MzMxMWItODNjNi00MjFhLTg0YmYtMzJhOWNjZjgyMjAzLTExMzQ1MjMtMjAyNi0wNC0yOC1lbg==/tiny/FirstCash-Inc-.png" alt="" original-src="https://ml.globenewswire.com/media/YWI3MzMxMWItODNjNi00MjFhLTg0YmYtMzJhOWNjZjgyMjAzLTExMzQ1MjMtMjAyNi0wNC0yOC1lbg==/tiny/FirstCash-Inc-.png"/></p>

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