<p>（NewsNation）——根据一项新研究，年轻借款人越来越多地转向个人贷款来支付日常开支。</p>
<p>个人贷款通常用于融资大额购买，但现在年轻消费者也在利用这些贷款来维持生计。</p>
<p>LendingTree 的一份报告发现，至少 10.5% 的个人贷款借款人是 Z 世代的成员。</p>
<p>主要的消费时期，包括冬季假期和返校季，往往会对家庭预算造成额外压力，增加借款人依赖贷款来支付日常账单的可能性。</p>
<h2>个人贷款借款人比例最高的州</h2>
<p>多个州的消费者在支付基本开支时严重依赖个人贷款，凸显了全国范围内不均衡的财务压力。</p>
<p>路易斯安那州位居全国首位，10% 的个人贷款申请与日常账单相关。紧随其后的是新罕布什尔州、宾夕法尼亚州、阿肯色州、印第安纳州和肯塔基州。</p>
<p><img src="https://imageproxy.pbkrs.com/https://www.newsnationnow.com/wp-content/uploads/sites/108/2026/05/DES-14702-PL-reasons-graphics-Orange-map-1024x746-1.webp/query-dz05MDA?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://www.newsnationnow.com/wp-content/uploads/sites/108/2026/05/DES-14702-PL-reasons-graphics-Orange-map-1024x746-1.webp/query-dz05MDA"/></p>
<p><em>图片来源于 LendingTree</em></p>
<p>阿拉巴马州、密西西比州和西弗吉尼亚州并列第七，而北卡罗来纳州和维吉尼亚州并列第十。</p>
<h2>美国记录到多年来最大的通货膨胀跳升</h2>
<p>劳工部周二报告称，消费者物价指数在 4 月份同比上涨了 3.8%。</p>
<p>按月计算，价格较 3 月份上涨了 0.6%，部分原因是汽油价格上涨了 5.4%。</p>
<p>剔除食品和能源类别后，所谓的核心消费者价格在 4 月份较上月上涨了 0.4%，较 2025 年 4 月上涨了 2.8%。</p>
<p>相对温和的涨幅表明，能源成本的上升尚未显著扩散到经济的其他领域。</p>

TREE

<p>年轻借款人，尤其是来自 Z 世代的人，越来越多地使用个人贷款来支付日常开支，LendingTree 的报告指出。研究强调，10.5% 的个人贷款借款人是 Z 世代，假期等主要消费时期加剧了财务压力。路易斯安那州的个人贷款申请用于日常账单的比例最高，达到 10%，其次是新罕布什尔州、宾夕法尼亚州、阿肯色州、印第安纳州和肯塔基州。此外，劳工部报告显示，4 月份消费者价格指数上涨了 3.8%，表明通货膨胀压力，特别是在能源成本方面</p>

<p>(NewsNation) — Young borrowers are increasingly turning to personal loans to cover everyday expenses, according to a new study.</p>
<div class="lb-trans"><p>（NewsNation）——根据一项新研究，年轻借款人越来越多地转向个人贷款来支付日常开支。</p>
</div><p>Personal loans, which are often used to finance large purchases, are now being used by younger consumers to make ends meet.</p>
<div class="lb-trans"><p>个人贷款通常用于融资大额购买，但现在年轻消费者也在利用这些贷款来维持生计。</p>
</div><p>A report from LendingTree found that at least 10.5 percent of personal loan borrowers are members of Gen Z.</p>
<div class="lb-trans"><p>LendingTree 的一份报告发现，至少 10.5% 的个人贷款借款人是 Z 世代的成员。</p>
</div><p>Major spending periods, including the winter holidays and back-to-school season, often place additional strain on household budgets, increasing the likelihood that borrowers will rely on loans to keep up with routine bills.</p>
<div class="lb-trans"><p>主要的消费时期，包括冬季假期和返校季，往往会对家庭预算造成额外压力，增加借款人依赖贷款来支付日常账单的可能性。</p>
</div><h2>States with the highest rates of personal loan borrowers</h2>
<div class="lb-trans"><h2>个人贷款借款人比例最高的州</h2>
</div><p>Consumers in several states are relying heavily on personal loans to pay for essential expenses, underscoring uneven financial pressures across the country.</p>
<div class="lb-trans"><p>多个州的消费者在支付基本开支时严重依赖个人贷款，凸显了全国范围内不均衡的财务压力。</p>
</div><p>Louisiana led the nation, with 10 percent of personal loan requests tied to everyday bills. It was followed by New Hampshire, Pennsylvania, Arkansas, Indiana and Kentucky.</p>
<div class="lb-trans"><p>路易斯安那州位居全国首位，10% 的个人贷款申请与日常账单相关。紧随其后的是新罕布什尔州、宾夕法尼亚州、阿肯色州、印第安纳州和肯塔基州。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://www.newsnationnow.com/wp-content/uploads/sites/108/2026/05/DES-14702-PL-reasons-graphics-Orange-map-1024x746-1.webp/query-dz05MDA" alt="" original-src="https://www.newsnationnow.com/wp-content/uploads/sites/108/2026/05/DES-14702-PL-reasons-graphics-Orange-map-1024x746-1.webp?w=900"/></p>
<p><em>Image via LendingTree</em></p>
<div class="lb-trans"><p><em>图片来源于 LendingTree</em></p>
</div><p>Alabama, Mississippi and West Virginia tied for seventh place, while North Carolina and Virginia tied for 10th.</p>
<div class="lb-trans"><p>阿拉巴马州、密西西比州和西弗吉尼亚州并列第七，而北卡罗来纳州和维吉尼亚州并列第十。</p>
</div><h2>US records largest inflation jump in years</h2>
<div class="lb-trans"><h2>美国记录到多年来最大的通货膨胀跳升</h2>
</div><p>The Labor Department reported Tuesday that the consumer price index rose 3.8 percent in April from a year earlier.</p>
<div class="lb-trans"><p>劳工部周二报告称，消费者物价指数在 4 月份同比上涨了 3.8%。</p>
</div><p>On a monthly basis, prices increased 0.6 percent from March, driven in part by a 5.4 percent jump in gasoline prices.</p>
<div class="lb-trans"><p>按月计算，价格较 3 月份上涨了 0.6%，部分原因是汽油价格上涨了 5.4%。</p>
</div><p>Excluding food and energy categories, so-called core consumer prices rose 0.4% in April from the previous month and 2.8 percent from April 2025.</p>
<div class="lb-trans"><p>剔除食品和能源类别后，所谓的核心消费者价格在 4 月份较上月上涨了 0.4%，较 2025 年 4 月上涨了 2.8%。</p>
</div><p>The relatively modest increases suggest that rising energy costs have not yet significantly spread to other sectors of the economy.</p>
<div class="lb-trans"><p>相对温和的涨幅表明，能源成本的上升尚未显著扩散到经济的其他领域。</p>
</div>

报告指出，Z 世代和千禧一代正在使用个人贷款来支付日常账单