<p>渣打集团计划裁减数千个职位，因为人工智能代理在金融行业中越来越多地取代后台员工。</p>
<p>这家银行巨头在昨晚表示，到 2030 年，公司行政岗位的数量将至少减少 15%，相当于近 8,000 个职位。</p>
<p>该公司没有提供具体的裁员地点，但在印度、中国、马来西亚和波兰拥有大量的后台运营。</p>
<p>该银行雇佣了大约 82,000 名员工，其中约 52,000 名在行政岗位上。一些受影响的员工将被调往业务的其他部分。</p>
<p>在公告发布后，渣打集团的股价上涨了最多 2.5%。</p>
<p>渣打集团是最新一家宣布大规模裁员的银行，因为人工智能技术不断进步。</p>
<p>汇丰控股也准备裁减约 20,000 个岗位，相当于其总员工人数的约 10%。</p>
<p>高盛的总裁兼首席运营官约翰·瓦尔德伦最近将其银行的后台和行政岗位形容为 “人类装配线”，适合自动化。</p>
<p>摩根士丹利预测，在未来五年内，超过 200,000 个欧洲银行职位面临人工智能的威胁。</p>
<p>人工智能已经对更广泛的就业市场产生了显著影响。</p>
<p>财政研究所（Institute for Fiscal Studies）最近表示，人工智能是导致去年底英国 16 至 24 岁年轻人中只有一半在薪资工作中的原因之一。</p>
<p>Anthropic 的首席执行官达里奥·阿莫代伊警告称，人工智能可能会消除法律、金融和咨询等领域多达一半的初级白领职位，并导致美国失业率在未来几年内上升至 20%。</p>
<p>渣打集团的这一举措是其首席执行官比尔·温特斯（Bill Winters）改善盈利能力的新战略的一部分。该银行希望到 2028 年将其所谓的每员工收入提高五分之一。</p>
<p>温特斯先生表示：“我们正在投资于将增强我们竞争优势并推动可持续增长和更高质量回报的能力。”</p>
<p>在四月份，渣打集团表示已拨出 1.9 亿美元（1.42 亿英镑）以对冲伊朗战争带来的潜在风险，但仍维持年度指引。</p>
<p>该银行报告称，今年第一季度的税前利润创下 25 亿美元的记录，同比增长 17%。</p>

渣打集团

汇丰控股

<p>渣打集团计划到 2030 年削减至少 15% 的行政岗位，相当于近 8,000 个职位，原因是人工智能取代了后台员工。该银行旨在提高盈利能力，并在 2028 年前将每位员工的收入提高 20%。在公告发布后，股价上涨了 2.5%。这一举措与行业趋势一致，汇丰控股和摩根士丹利等其他银行也因人工智能的进步面临重大裁员</p>

<p>Standard Chartered is planning to cut thousands of jobs as artificial intelligence agents increasingly replace back-office staff in the finance sector.</p>
<div class="lb-trans"><p>渣打集团计划裁减数千个职位，因为人工智能代理在金融行业中越来越多地取代后台员工。</p>
</div><p>The banking giant said overnight that the number of administrative roles at the company would be cut by at least 15pc by 2030, equivalent to nearly 8,000 jobs.</p>
<div class="lb-trans"><p>这家银行巨头在昨晚表示，到 2030 年，公司行政岗位的数量将至少减少 15%，相当于近 8,000 个职位。</p>
</div><p>The company did not provide details on where it intends to cut the roles but it has significant back-office operations across India, China, Malaysia and Poland.</p>
<div class="lb-trans"><p>该公司没有提供具体的裁员地点，但在印度、中国、马来西亚和波兰拥有大量的后台运营。</p>
</div><p>The bank employs around 82,000 people with roughly 52,000 in administrative roles. Some of those affected are set to be relocated to other parts of the business.</p>
<div class="lb-trans"><p>该银行雇佣了大约 82,000 名员工，其中约 52,000 名在行政岗位上。一些受影响的员工将被调往业务的其他部分。</p>
</div><p>Shares in Standard Chartered rose by as much as 2.5pc in the wake of the announcement.</p>
<div class="lb-trans"><p>在公告发布后，渣打集团的股价上涨了最多 2.5%。</p>
</div><p>Standard Chartered is the latest bank to announce significant job cuts as AI technology advances.</p>
<div class="lb-trans"><p>渣打集团是最新一家宣布大规模裁员的银行，因为人工智能技术不断进步。</p>
</div><p>HSBC is also preparing to cut around 20,000 roles, the equivalent of around 10pc of its total workforce.</p>
<div class="lb-trans"><p>汇丰控股也准备裁减约 20,000 个岗位，相当于其总员工人数的约 10%。</p>
</div><p>John Waldron, the president and chief operating officer of Goldman Sachs, recently described his bank’s back-office and administrative roles as a “human assembly line” ripe for automation.</p>
<div class="lb-trans"><p>高盛的总裁兼首席运营官约翰·瓦尔德伦最近将其银行的后台和行政岗位形容为 “人类装配线”，适合自动化。</p>
</div><p>Morgan Stanley has predicted that more than 200,000 European banking jobs are under threat from AI over the next five years.</p>
<div class="lb-trans"><p>摩根士丹利预测，在未来五年内，超过 200,000 个欧洲银行职位面临人工智能的威胁。</p>
</div><p>AI is already having a significant effect on the broader jobs market.</p>
<div class="lb-trans"><p>人工智能已经对更广泛的就业市场产生了显著影响。</p>
</div><p>The Institute for Fiscal Studies, a think tank, said recently that AI was part of the reason that just half of 16 to 24-year-olds in the UK were in payrolled work at the end of last year.</p>
<div class="lb-trans"><p>财政研究所（Institute for Fiscal Studies）最近表示，人工智能是导致去年底英国 16 至 24 岁年轻人中只有一半在薪资工作中的原因之一。</p>
</div><p>Dario Amodei, the chief executive of Anthropic, has warned that AI could eliminate up to half of entry-level white-collar jobs across fields such as law, finance and consulting, and lead to US unemployment rates rising to 20pc within the next few years.</p>
<div class="lb-trans"><p>Anthropic 的首席执行官达里奥·阿莫代伊警告称，人工智能可能会消除法律、金融和咨询等领域多达一半的初级白领职位，并导致美国失业率在未来几年内上升至 20%。</p>
</div><p>The move by Standard Chartered is part of a fresh strategy by Bill Winters, the bank’s chief executive, to improve profitability. The bank is seeking to raise its so-called income per employee by a fifth by 2028.</p>
<div class="lb-trans"><p>渣打集团的这一举措是其首席执行官比尔·温特斯（Bill Winters）改善盈利能力的新战略的一部分。该银行希望到 2028 年将其所谓的每员工收入提高五分之一。</p>
</div><p>“We are investing in the capabilities that will compound our competitive advantages and drive sustainable growth and higher quality returns over time,” Mr Winters said.</p>
<div class="lb-trans"><p>温特斯先生表示：“我们正在投资于将增强我们竞争优势并推动可持续增长和更高质量回报的能力。”</p>
</div><p>In April, Standard Chartered said it set aside $190m (£142m) to hedge against the potential risks from the war in Iran but it maintained its guidance for the year.</p>
<div class="lb-trans"><p>在四月份，渣打集团表示已拨出 1.9 亿美元（1.42 亿英镑）以对冲伊朗战争带来的潜在风险，但仍维持年度指引。</p>
</div><p>It reported a record pre-tax profit of $2.5bn for the first quarter of the year, up by 17pc year-on-year.</p>
<div class="lb-trans"><p>该银行报告称，今年第一季度的税前利润创下 25 亿美元的记录，同比增长 17%。</p>
</div>

Standard Chartered blames AI as it cuts thousands of jobs

- 标准 Chartered 计划在 2030 年前裁减至少 15% 的行政岗位，约 8,000 个职位。
- 该行的裁员与人工智能在金融行业的应用加速有关，涉及德、印度等地的后勤运营。
- 标准 Chartered 迎来利好消息，股价上涨 2.5%，并计划提高员工收入。

The telegraph

高盛

摩根士丹利

渣打银行

HSBC 5xShortSG241213

汇丰控股有限公司

汇丰

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MORGAN STANLEY NON-CUM DEP SH REP 1/1000 PFD SER I

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MORGAN STANLEY 6.5%DEP SHS REPSTG 1/1000 NON CUM SER P

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渣打集团将裁减数千个职位归咎于人工智能