<p>三菱日联金融集团 NYSE: MUFG 报告了创纪录的 2025 财年利润，并为 2026 财年设定了更高的利润目标，同时管理层面临分析师关于资本比率下降和计划股票回购规模的问题。</p>
<p>集团首席财务官户川在在线财报电话会议上告诉投资者，截至 2026 年 3 月 31 日的财年，归属于母公司的利润同比增长了 5863 亿日元。他表示，基于 JPX 的股本回报率达到了 11.3%，这是自 MUFG 成立以来首次超过 11%。排除股权持有的影响，ROE 约为 10.4%，户川将其描述为朝着银行中长期 ROE 目标 12% 的稳步进展。</p>
<h2>利润增长源于利率、费用和投资组合效应</h2>
<p>MUFG 表示，调整后的毛利润同比增加了 1290.2 亿日元。户川将净利息收入的增长归因于日元利率上升、贷款增加及改善的贷款利差，以及与前一年债券投资组合再平衡相关的改善。</p>
<p>净费用和佣金也显著扩大，主要受到国内和海外解决方案业务以及收购贡献的推动。户川表示，手续费收入连续第二年增加了约 3000 亿日元。</p>
<p>净交易利润和其他经营利润也受到特殊因素的推动。户川表示，MUFG 在审查 2025 财年的日元利率对冲操作后，将 2000 亿日元的递延对冲收益和损失记录为已实现损失。这被 2024 财年债务证券销售（主要是外国债券）约 7800 亿日元的损失反弹所抵消。他表示，hedging 审查将使净利息收入从 2026 财年起增加约 200 亿日元。</p>
<p>一般和行政费用同比增加了 4246 亿日元。排除约 1000 亿日元的外汇影响和约 1200 亿日元的收购影响，增加约为 2000 亿日元。户川指出，零售和数字银行、人工智能、网络安全和通货膨胀的战略支出是关键因素。净经营利润同比增加了 8655 亿日元。</p>
<h2>贷款增长和信用成本引起关注</h2>
<p>MUFG 的贷款从 2024 财年末增加了约 12.3 万亿日元。排除日本的政府贷款，增加约为 17 万亿日元，反映出日本和海外强劲的融资需求，以及在财年末日本的大型高盈利交易。</p>
<p>户川表示，国内企业贷款利差对大公司和中小企业均持续温和上升。海外贷款利差在用高盈利资产替代低盈利资产的过程中有所稳定，尽管 MUFG 预计将维持温和改善的趋势。</p>
<p>总信用成本同比增加了 2906 亿日元，但户川表示，该数字与 MUFG 最初预测的 3500 亿日元相符，尽管日元疲软和泰国 Krungsri 收购子公司的影响。非执行贷款比率保持在低位，他说。</p>
<p>投资者的问题部分集中在与中东和私人信贷相关的信用风险上。户川表示，MUFG 对私人信贷和中东的敞口有限，主要集中在低风险交易上。他表示，MUFG 在 2025 财年基于对中东潜在风险的合理估计记录了约 250 亿日元的拨备。针对瑞穗证券的松野提出的问题，户川表示，如果中东局势恶化并持续，信用成本可能增加约 1000 亿日元，尽管 MUFG 目前并未假设这种情况。</p>
<h2>资本比率降至目标范围以下</h2>
<p>MUFG 的普通股一级资本比率在最终实施的巴塞尔 III 基础上（不包括净未实现收益）为 9.2%。这低于公司的目标范围，并比 2025 年 3 月底下降了 1.6 个百分点。户川表示，下降反映了资本配置，包括对 Shriram Finance 的投资以及财年末贷款的显著增加。</p>
<p>在问答环节中，美银证券的中村询问为何 CET1 比率下降超过一些投资者的预期。户川表示，2025 年 3 月底的比率为 10.8%，在排除正面的外汇影响后，实际上约为 10.5%。他表示，MUFG 预计 Shriram Finance 的投资将使比率降低约 60 个基点，增加贷款将使其降低 30 到 35 个基点，这意味着预计 2026 年 3 月底的范围约为 9.5% 到 9.7%。</p>
<p>户川表示，最终的 9.2% 比率反映了几个因素，包括贷款余额增加 300 万亿日元带来的负 9 个基点影响、主要来自摩根士丹利的权益法投资者保留收益增加带来的负 4 个基点影响，以及与更高毛利润相关的运营风险加权资产增加带来的负 20 个基点影响。</p>
<p>回应大和证券的松田，户川表示，MUFG 必须 “更敏感” 地管理其最终的巴塞尔 III 资本目标范围，并将当前巴塞尔 III 与完全实施的巴塞尔 III 比率之间的差距视为应对突发贷款需求或外部恶化的缓冲。他表示，MUFG 的目标是尽快回到目标范围的下限。</p>
<h2>2026 财年目标呼吁进一步利润增长</h2>
<p>MUFG 设定了 2026 财年归属于母公司的利润目标为 2.7 万亿日元，比 2025 财年增长超过 10%。户川表示，净经营利润的增长预计将仍然是主要驱动力。公司目标在 2026 财年实现约 12% 的 ROE，这是其当前中期商业计划的最后一年。</p>
<p>Togawa 表示，预测假设日本银行的政策利率将在市场共识下于 6 月上调，且可能不晚于 7 月。他提到，MUFG 对 25 个基点政策利率上调的敏感性在第一年大约为 1000 亿日元，这意味着四个月的延迟将相应地转移影响。</p>
<p>在被松田问及 2026 财年计划是否比之前的预测更不保守时，Togawa 表示，MUFG 内部决定呈现当前最可能的情景，并在外部环境恶化时进行下调。他提到，来自中东局势持续恶化或加剧、供应链中断以及与某些问题相关的成本上升的下行风险，同时指出一些上行因素未被纳入，因为其可能性仍然较低。</p>
<h2>股息增加；回购设定为 1000 亿日元</h2>
<p>MUFG 将 2025 财年的年度股息提高至 86 日元，比上一个财年增加 22 日元，比其最新预测增加 12 日元。2026 财年的预计年度股息为 96 日元，增加 10 日元。该公司继续以约 40% 的股息支付比率为目标。</p>
<p>MUFG 还决定在财年上半年回购最多 1000 亿日元的普通股。野村证券的高宫询问，考虑到公司的利润目标和资本潜在恢复，这个金额是否保守。Togawa 表示，MUFG 并不打算因为不确定性而设定保守的金额，但表示 CET1 比率必须回到目标范围的下限。他提到，即使进行 1000 亿日元的回购，MUFG 预计在上半年也能恢复到接近该下限。</p>
<p>对于下半年，Togawa 表示，MUFG 将在决定任何额外回购之前评估利润进展、增长所需的资本、对未来利润有贡献的贷款增长以及外部环境。</p>
<p>最后，Togawa 表示，MUFG 对当前的业绩和预测 “相当有信心”，同时承认投资者的主要关注点是 CET1 比率和股票回购量。他提到，新任首席执行官 Hanzawa 预计将在即将举行的投资者简报会上提供更多关于战略的细节。</p>
<h2>关于三菱 UFJ 金融集团 NYSE: MUFG</h2>
<p>三菱 UFJ 金融集团（MUFG）是一家总部位于东京的金融服务控股公司，是日本最大的银行集团之一，也是全球领先的金融机构之一。该集团通过三菱东京金融集团与 UFJ 控股的整合而形成，提供全面的零售、企业和机构客户的银行及金融服务。MUFG 的核心银行业务通过其商业银行部门以及国内和国际子公司和附属机构的网络进行。</p>
<p>MUFG 提供广泛的产品和服务，包括商业和零售银行、企业和投资银行、全球交易银行、信托银行、资产管理、证券和经纪服务、信用卡、消费金融、租赁和保管服务。</p>
<p><em>此即时新闻提醒由叙事科学技术和 MarketBeat 的金融数据生成，以便为读者提供最快的报道和公正的覆盖。如对本故事有任何问题或意见，请发送至 contact@marketbeat.com.</em></p>
<h2>你现在应该投资 1000 美元在三菱 UFJ 金融集团吗？</h2>
<p>在考虑三菱 UFJ 金融集团之前，你会想听听这个。</p>
<p>MarketBeat 每天跟踪华尔街顶级评级和表现最佳的研究分析师及其推荐给客户的股票。MarketBeat 已识别出五只股票，顶级分析师正在悄悄地向客户推荐在更广泛市场注意到之前立即购买……而三菱 UFJ 金融集团并不在名单上。</p>
<p>虽然三菱 UFJ 金融集团目前在分析师中获得了买入评级，但顶级分析师认为这五只股票更值得购买。</p>
<p>在这里查看这五只股票</p>

三菱日联金融集团

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<p>三菱日联金融集团（MUFG）报告了 2025 财年的创纪录利润，并为 2026 财年设定了更高的目标。尽管资本比率下降至 9.2%，管理层强调了净利息收入的增加和贷款的显著增长。公司面临分析师关于信用风险和计划股票回购的问题。首席财务官户川指出，净营业利润显著上升，主要得益于更高的费用和改善的贷款利差，同时也回应了关于与中东相关的潜在信用成本的担忧</p>

<p>Mitsubishi UFJ Financial Group NYSE: MUFG reported record fiscal 2025 profit and set a higher profit target for fiscal 2026, while management faced analyst questions about a drop in its capital ratio and the size of its planned share repurchase.</p>
<div class="lb-trans"><p>三菱日联金融集团 NYSE: MUFG 报告了创纪录的 2025 财年利润，并为 2026 财年设定了更高的利润目标，同时管理层面临分析师关于资本比率下降和计划股票回购规模的问题。</p>
</div><p>Group CFO Togawa told investors on the online earnings call that profits attributable to owners of parent rose by JPY 586.3 billion year over year for the fiscal year ended March 31, 2026. Return on equity on a JPX basis reached 11.3%, exceeding 11% for the first time since MUFG was established, he said. Excluding the impact of equity holdings, ROE was approximately 10.4%, which Togawa described as steady progress toward the bank’s medium- to long-term ROE target of 12%.</p>
<div class="lb-trans"><p>集团首席财务官户川在在线财报电话会议上告诉投资者，截至 2026 年 3 月 31 日的财年，归属于母公司的利润同比增长了 5863 亿日元。他表示，基于 JPX 的股本回报率达到了 11.3%，这是自 MUFG 成立以来首次超过 11%。排除股权持有的影响，ROE 约为 10.4%，户川将其描述为朝着银行中长期 ROE 目标 12% 的稳步进展。</p>
</div><h2>Gross Profit Rises on Rates, Fees and Portfolio Effects</h2>
<div class="lb-trans"><h2>利润增长源于利率、费用和投资组合效应</h2>
</div><p>MUFG said gross profits increased by JPY 1,290.2 billion year over year on an adjusted basis. Togawa attributed the increase in net interest income to higher yen interest rates, increased lending with improved lending margins and improvements tied to the prior year’s bond portfolio rebalancing.</p>
<div class="lb-trans"><p>MUFG 表示，调整后的毛利润同比增加了 1290.2 亿日元。户川将净利息收入的增长归因于日元利率上升、贷款增加及改善的贷款利差，以及与前一年债券投资组合再平衡相关的改善。</p>
</div><p>Net fees and commissions also expanded significantly, driven mainly by domestic and overseas solution businesses and contributions from acquisitions. Togawa said fee income increased by around JPY 300 billion for the second consecutive year.</p>
<div class="lb-trans"><p>净费用和佣金也显著扩大，主要受到国内和海外解决方案业务以及收购贡献的推动。户川表示，手续费收入连续第二年增加了约 3000 亿日元。</p>
</div><p>Net trading profits and net other operating profits were also boosted by special factors. Togawa said MUFG recognized JPY 200 billion of deferred hedging gains and losses recorded in net assets as realized losses after reviewing yen interest rate hedging operations in fiscal 2025. That was offset by a rebound from an approximately JPY 780 billion loss on the sale of debt securities, mainly foreign bonds, following bond portfolio rebalancing in fiscal 2024. He said the hedging review will increase net interest income by approximately JPY 20 billion from fiscal 2026 onward.</p>
<div class="lb-trans"><p>净交易利润和其他经营利润也受到特殊因素的推动。户川表示，MUFG 在审查 2025 财年的日元利率对冲操作后，将 2000 亿日元的递延对冲收益和损失记录为已实现损失。这被 2024 财年债务证券销售（主要是外国债券）约 7800 亿日元的损失反弹所抵消。他表示，hedging 审查将使净利息收入从 2026 财年起增加约 200 亿日元。</p>
</div><p>General and administrative expenses rose JPY 424.6 billion year over year. Excluding an approximately JPY 100 billion foreign exchange impact and around JPY 120 billion from acquisitions, the increase was about JPY 200 billion. Togawa cited strategic spending in retail and digital banking, AI, cybersecurity and inflation as key factors. Net operating profits rose JPY 865.5 billion year over year.</p>
<div class="lb-trans"><p>一般和行政费用同比增加了 4246 亿日元。排除约 1000 亿日元的外汇影响和约 1200 亿日元的收购影响，增加约为 2000 亿日元。户川指出，零售和数字银行、人工智能、网络安全和通货膨胀的战略支出是关键因素。净经营利润同比增加了 8655 亿日元。</p>
</div><h2>Loan Growth and Credit Costs Draw Attention</h2>
<div class="lb-trans"><h2>贷款增长和信用成本引起关注</h2>
</div><p>MUFG’s loans increased by approximately JPY 12.3 trillion from the end of fiscal 2024. Excluding government loans in Japan, the increase was approximately JPY 17 trillion, reflecting strong financing needs in Japan and overseas and large high-profitability deals in Japan near the end of the fiscal year.</p>
<div class="lb-trans"><p>MUFG 的贷款从 2024 财年末增加了约 12.3 万亿日元。排除日本的政府贷款，增加约为 17 万亿日元，反映出日本和海外强劲的融资需求，以及在财年末日本的大型高盈利交易。</p>
</div><p>Togawa said domestic corporate lending spreads continued a gradual uptrend for both large companies and small and midsize enterprises. Overseas lending spreads stabilized somewhat after the replacement of low-profitability assets with higher-profitability assets in the U.S. had “run its course,” though MUFG expects to maintain a gradual improvement trend.</p>
<div class="lb-trans"><p>户川表示，国内企业贷款利差对大公司和中小企业均持续温和上升。海外贷款利差在用高盈利资产替代低盈利资产的过程中有所稳定，尽管 MUFG 预计将维持温和改善的趋势。</p>
</div><p>Total credit costs increased by JPY 290.6 billion year over year, but Togawa said the figure was in line with MUFG’s initial forecast of JPY 350 billion despite yen weakness and the acquisition of a subsidiary by Krungsri in Thailand. The nonperforming loan ratio remained low, he said.</p>
<div class="lb-trans"><p>总信用成本同比增加了 2906 亿日元，但户川表示，该数字与 MUFG 最初预测的 3500 亿日元相符，尽管日元疲软和泰国 Krungsri 收购子公司的影响。非执行贷款比率保持在低位，他说。</p>
</div><p>Investor questions focused in part on credit risks related to the Middle East and private credit. Togawa said MUFG’s exposure to private credit and the Middle East is limited and focused mainly on low-risk deals. He said MUFG recorded roughly JPY 25 billion in provisions in fiscal 2025 based on a reasonable estimate of potential risks tied to the Middle East. In response to a question from Mizuho Securities’ Matsuno, Togawa said if the Middle East situation worsens and lingers, credit costs could increase by about JPY 100 billion, though MUFG is not currently assuming that scenario.</p>
<div class="lb-trans"><p>投资者的问题部分集中在与中东和私人信贷相关的信用风险上。户川表示，MUFG 对私人信贷和中东的敞口有限，主要集中在低风险交易上。他表示，MUFG 在 2025 财年基于对中东潜在风险的合理估计记录了约 250 亿日元的拨备。针对瑞穗证券的松野提出的问题，户川表示，如果中东局势恶化并持续，信用成本可能增加约 1000 亿日元，尽管 MUFG 目前并未假设这种情况。</p>
</div><h2>Capital Ratio Falls Below Target Range</h2>
<div class="lb-trans"><h2>资本比率降至目标范围以下</h2>
</div><p>MUFG’s common equity Tier 1 ratio on a finalized, fully implemented Basel III basis, excluding net unrealized gains, stood at 9.2%. That was below the company’s target range and down 1.6 percentage points from the end of March 2025. Togawa said the decline reflected capital allocation, including the investment in Shriram Finance and a significant increase in loans near the end of the fiscal year.</p>
<div class="lb-trans"><p>MUFG 的普通股一级资本比率在最终实施的巴塞尔 III 基础上（不包括净未实现收益）为 9.2%。这低于公司的目标范围，并比 2025 年 3 月底下降了 1.6 个百分点。户川表示，下降反映了资本配置，包括对 Shriram Finance 的投资以及财年末贷款的显著增加。</p>
</div><p>During the question-and-answer session, BofA Securities’ Nakamura asked why the CET1 ratio had fallen more than some investors expected. Togawa said the end-March 2025 ratio of 10.8% was effectively around 10.5% after excluding a positive foreign exchange impact. He said MUFG had expected the Shriram Finance investment to reduce the ratio by about 60 basis points and increased lending to reduce it by 30 to 35 basis points, implying an expected end-March 2026 range of around 9.5% to 9.7%.</p>
<div class="lb-trans"><p>在问答环节中，美银证券的中村询问为何 CET1 比率下降超过一些投资者的预期。户川表示，2025 年 3 月底的比率为 10.8%，在排除正面的外汇影响后，实际上约为 10.5%。他表示，MUFG 预计 Shriram Finance 的投资将使比率降低约 60 个基点，增加贷款将使其降低 30 到 35 个基点，这意味着预计 2026 年 3 月底的范围约为 9.5% 到 9.7%。</p>
</div><p>Togawa said the final 9.2% ratio reflected several items, including a negative 9-basis-point effect from a JPY 3 trillion upside in loan balance, a negative 4-basis-point effect from higher retained earnings at equity-method investees, mainly Morgan Stanley, and a negative 20-basis-point impact from higher operational risk-weighted assets tied to higher gross profits.</p>
<div class="lb-trans"><p>户川表示，最终的 9.2% 比率反映了几个因素，包括贷款余额增加 300 万亿日元带来的负 9 个基点影响、主要来自摩根士丹利的权益法投资者保留收益增加带来的负 4 个基点影响，以及与更高毛利润相关的运营风险加权资产增加带来的负 20 个基点影响。</p>
</div><p>Responding to Daiwa Securities’ Matsuda, Togawa said MUFG must manage its finalized Basel III capital target range with “greater sensitivity” and views the gap between current Basel III and fully implemented Basel III ratios as a buffer for sudden lending demand or external deterioration. He said MUFG aims to return to the lower end of the target range as soon as possible.</p>
<div class="lb-trans"><p>回应大和证券的松田，户川表示，MUFG 必须 “更敏感” 地管理其最终的巴塞尔 III 资本目标范围，并将当前巴塞尔 III 与完全实施的巴塞尔 III 比率之间的差距视为应对突发贷款需求或外部恶化的缓冲。他表示，MUFG 的目标是尽快回到目标范围的下限。</p>
</div><h2>Fiscal 2026 Target Calls for Further Profit Growth</h2>
<div class="lb-trans"><h2>2026 财年目标呼吁进一步利润增长</h2>
</div><p>MUFG set a fiscal 2026 target for profits attributable to owners of parent of JPY 2.7 trillion, an increase of more than 10% from fiscal 2025. Togawa said growth in net operating profit is expected to remain the main driver. The company is targeting ROE of approximately 12% in fiscal 2026, the final year of its current medium-term business plan.</p>
<div class="lb-trans"><p>MUFG 设定了 2026 财年归属于母公司的利润目标为 2.7 万亿日元，比 2025 财年增长超过 10%。户川表示，净经营利润的增长预计将仍然是主要驱动力。公司目标在 2026 财年实现约 12% 的 ROE，这是其当前中期商业计划的最后一年。</p>
</div><p>Togawa said the forecast assumes a Bank of Japan policy rate hike based on market consensus that it could occur in June, and likely no later than July. He said MUFG’s sensitivity to a 25-basis-point policy rate increase is approximately JPY 100 billion in the first year, meaning a four-month delay would shift the impact accordingly.</p>
<div class="lb-trans"><p>Togawa 表示，预测假设日本银行的政策利率将在市场共识下于 6 月上调，且可能不晚于 7 月。他提到，MUFG 对 25 个基点政策利率上调的敏感性在第一年大约为 1000 亿日元，这意味着四个月的延迟将相应地转移影响。</p>
</div><p>Asked by Matsuda whether the fiscal 2026 plan is less conservative than prior forecasts, Togawa said MUFG decided internally to present its current most likely scenario and revise downward if the external environment deteriorates. He cited downside risks from a prolonged or worsening Middle East situation, supply chain disruptions and higher costs related to certain issues, while noting that some upside factors were not included because their likelihood remains low.</p>
<div class="lb-trans"><p>在被松田问及 2026 财年计划是否比之前的预测更不保守时，Togawa 表示，MUFG 内部决定呈现当前最可能的情景，并在外部环境恶化时进行下调。他提到，来自中东局势持续恶化或加剧、供应链中断以及与某些问题相关的成本上升的下行风险，同时指出一些上行因素未被纳入，因为其可能性仍然较低。</p>
</div><h2>Dividends Increase; Buyback Set at JPY 100 Billion</h2>
<div class="lb-trans"><h2>股息增加；回购设定为 1000 亿日元</h2>
</div><p>MUFG raised its fiscal 2025 annual dividend to JPY 86, up JPY 22 from the prior fiscal year and JPY 12 from its most recent forecast. The projected annual dividend for fiscal 2026 is JPY 96, an additional JPY 10 increase. The company continues to target a dividend payout ratio of around 40%.</p>
<div class="lb-trans"><p>MUFG 将 2025 财年的年度股息提高至 86 日元，比上一个财年增加 22 日元，比其最新预测增加 12 日元。2026 财年的预计年度股息为 96 日元，增加 10 日元。该公司继续以约 40% 的股息支付比率为目标。</p>
</div><p>MUFG also resolved to repurchase up to JPY 100 billion of common stock in the first half of the fiscal year. Nomura Securities’ Takamiya asked whether that amount was conservative given the company’s profit target and potential recovery in capital. Togawa said MUFG did not intend to set a conservative amount because of uncertainty, but said the CET1 ratio must be brought back toward the lower end of the target range. He said MUFG expects to recover to near that lower end during the first half even with the JPY 100 billion buyback.</p>
<div class="lb-trans"><p>MUFG 还决定在财年上半年回购最多 1000 亿日元的普通股。野村证券的高宫询问，考虑到公司的利润目标和资本潜在恢复，这个金额是否保守。Togawa 表示，MUFG 并不打算因为不确定性而设定保守的金额，但表示 CET1 比率必须回到目标范围的下限。他提到，即使进行 1000 亿日元的回购，MUFG 预计在上半年也能恢复到接近该下限。</p>
</div><p>For the second half, Togawa said MUFG will assess profit progress, capital needed for growth, loan growth that contributes to future profits and the external environment before deciding on any additional buybacks.</p>
<div class="lb-trans"><p>对于下半年，Togawa 表示，MUFG 将在决定任何额外回购之前评估利润进展、增长所需的资本、对未来利润有贡献的贷款增长以及外部环境。</p>
</div><p>In closing, Togawa said MUFG is “reasonably confident” in its current performance and forecasts, while acknowledging that investors’ primary concerns are the CET1 ratio and share buyback volume. He said new CEO Hanzawa is expected to provide more detail on strategy at an upcoming investor briefing.</p>
<div class="lb-trans"><p>最后，Togawa 表示，MUFG 对当前的业绩和预测 “相当有信心”，同时承认投资者的主要关注点是 CET1 比率和股票回购量。他提到，新任首席执行官 Hanzawa 预计将在即将举行的投资者简报会上提供更多关于战略的细节。</p>
</div><h2>About Mitsubishi UFJ Financial Group NYSE: MUFG</h2>
<div class="lb-trans"><h2>关于三菱 UFJ 金融集团 NYSE: MUFG</h2>
</div><p>Mitsubishi UFJ Financial Group, Inc (MUFG) is a Tokyo-based financial services holding company and one of Japan's largest banking groups and among the world's leading financial institutions. The group was formed through the integration of Mitsubishi Tokyo Financial Group and UFJ Holdings and operates a comprehensive suite of banking and financial services for retail, corporate, and institutional clients. MUFG's core banking operations are conducted through its commercial banking arm and a network of domestic and international subsidiaries and affiliates.</p>
<div class="lb-trans"><p>三菱 UFJ 金融集团（MUFG）是一家总部位于东京的金融服务控股公司，是日本最大的银行集团之一，也是全球领先的金融机构之一。该集团通过三菱东京金融集团与 UFJ 控股的整合而形成，提供全面的零售、企业和机构客户的银行及金融服务。MUFG 的核心银行业务通过其商业银行部门以及国内和国际子公司和附属机构的网络进行。</p>
</div><p>MUFG offers a broad range of products and services including commercial and retail banking, corporate and investment banking, global transaction banking, trust banking, asset management, securities and brokerage services, credit cards, consumer finance, leasing and custody services.</p>
<div class="lb-trans"><p>MUFG 提供广泛的产品和服务，包括商业和零售银行、企业和投资银行、全球交易银行、信托银行、资产管理、证券和经纪服务、信用卡、消费金融、租赁和保管服务。</p>
</div><p><em>This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.</em></p>
<div class="lb-trans"><p><em>此即时新闻提醒由叙事科学技术和 MarketBeat 的金融数据生成，以便为读者提供最快的报道和公正的覆盖。如对本故事有任何问题或意见，请发送至 contact@marketbeat.com.</em></p>
</div><h2>Should You Invest $1,000 in Mitsubishi UFJ Financial Group Right Now?</h2>
<div class="lb-trans"><h2>你现在应该投资 1000 美元在三菱 UFJ 金融集团吗？</h2>
</div><p>Before you consider Mitsubishi UFJ Financial Group, you'll want to hear this.</p>
<div class="lb-trans"><p>在考虑三菱 UFJ 金融集团之前，你会想听听这个。</p>
</div><p>MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Mitsubishi UFJ Financial Group wasn't on the list.</p>
<div class="lb-trans"><p>MarketBeat 每天跟踪华尔街顶级评级和表现最佳的研究分析师及其推荐给客户的股票。MarketBeat 已识别出五只股票，顶级分析师正在悄悄地向客户推荐在更广泛市场注意到之前立即购买……而三菱 UFJ 金融集团并不在名单上。</p>
</div><p>While Mitsubishi UFJ Financial Group currently has a Buy rating among analysts, top-rated analysts believe these five stocks are better buys.</p>
<div class="lb-trans"><p>虽然三菱 UFJ 金融集团目前在分析师中获得了买入评级，但顶级分析师认为这五只股票更值得购买。</p>
</div><p>View The Five Stocks Here</p>
<div class="lb-trans"><p>在这里查看这五只股票</p>
</div>

三菱日联金融集团第四季度财报电话会议亮点