<p>一 coalition 由民主党主导的州对特朗普政府提起诉讼，针对一项新的联邦学生贷款规则，该规则可能会大幅减少追求医疗相关专业学位的学生的借款机会。</p>
<p>该诉讼于周二在 <strong>马里兰州美国地区法院</strong> 由 23 个州、哥伦比亚特区以及肯塔基州和宾夕法尼亚州的州长提起。各州认为 <strong>美国教育部</strong> 不合法地缩小了 2025 年通过的 <strong>一项美丽的大法案</strong> 中 “专业学位” 的定义。</p>
<p>根据该法律，研究生面临每年 20,500 美元和总计 100,000 美元的联邦借款上限，而被归类为 “专业学位” 项目的学生每年可以借款高达 50,000 美元，总计 200,000 美元。</p>
<h2>各州挑战医疗学位限制</h2>
<p>诉讼声称教育部的最终规则不当排除了几个医疗项目，未能将其纳入更高的借款类别，包括护士执业者、医师助理、物理治疗、职业治疗和语言病理学项目。</p>
<p>根据投诉，国会意图将更高的贷款上限广泛适用于持证专业项目。各州认为，政府增加了从未包含在法规中的新限制，包括与博士级教育、监督标准和历史分类相关的要求。</p>
<p>诉讼还挑战了对 “祖父级” 借款人的限制。各州表示，转学或暂时退学的学生可能会失去保护，导致他们无法保持现有的借款上限。</p>
<p><strong>另请阅读：</strong>
<strong>迈克尔·伯里担心基于加密货币的股票将导致网络朋克未来中没有 “长期个人关系” 的时代</strong></p>
<h2>借款压力持续上升</h2>
<p>该诉讼是在美国学生贷款系统的财务压力持续加剧之际提出的。最近的数据表明，2026 年第一季度拖欠的 <strong>联邦学生贷款债务达到了创纪录的 1714 亿美元</strong>，超过了疫情前的峰值。随着还款压力在疫情救助措施结束后加剧，数百万借款人也已进入违约状态。</p>
<p>与此同时，预计将有超过 **700 万借款人将从拜登时代的**SAVE 还款计划中转出，此前联邦法院在今年早些时候驳回了该计划。替代还款计划通常要求借款人将更多的可支配收入用于每月还款，这使许多家庭面临负担能力问题。</p>
<p>借款成本也预计将上升。早期估计显示，<strong>2026-27 学年的联邦学生贷款利率可能会略微上升</strong>，因为在通货膨胀担忧和美国借款需求增加的背景下，国债收益率保持在高位。</p>
<p>各州认为，教育部最新的规则可能进一步限制对高级医疗教育的获取，而此时借款人已经面临日益增加的还款负担和更紧张的融资条件。</p>
<p>**<em>免责声明</em>：<em>本内容部分由 AI 工具生成，并由 Benzinga 编辑审核和发布。</em></p>
<p><em>图片来源于 Shutterstock</em></p>
<p><strong>另请阅读：</strong>
<strong>微软旗下的 GitHub 在黑客声称访问内部系统并威胁公开泄露被盗代码库后面临安全恐慌</strong></p>

<p>由 23 个民主党主导的州组成的联盟已对特朗普政府提起诉讼，针对新的联邦学生贷款规则，该规则限制了医疗相关专业学位的借款。诉讼称，美国教育部非法缩小了 “专业学位” 的定义，影响了如护士执业者和物理治疗等项目。各州认为，这些变化增加了不必要的限制，并可能在学生贷款偿还压力加大的情况下进一步限制对高级医疗教育的获取</p>

<p>A coalition of Democratic-led states filed a lawsuit against the Trump administration over a new federal student loan rule that could sharply reduce borrowing access for students pursuing healthcare-related professional degrees.</p>
<div class="lb-trans"><p>一 coalition 由民主党主导的州对特朗普政府提起诉讼，针对一项新的联邦学生贷款规则，该规则可能会大幅减少追求医疗相关专业学位的学生的借款机会。</p>
</div><p>The lawsuit was filed Tuesday in the <strong>U.S. District Court for the District of Maryland</strong> by 23 states, the District of Columbia, and the governors of Kentucky and Pennsylvania. The states argue the <strong>U.S. Department of Education</strong> unlawfully narrowed the definition of &#34;professional degree&#34; under the <strong>One Big Beautiful Bill Act</strong> passed in 2025.</p>
<div class="lb-trans"><p>该诉讼于周二在 <strong>马里兰州美国地区法院</strong> 由 23 个州、哥伦比亚特区以及肯塔基州和宾夕法尼亚州的州长提起。各州认为 <strong>美国教育部</strong> 不合法地缩小了 2025 年通过的 <strong>一项美丽的大法案</strong> 中 “专业学位” 的定义。</p>
</div><p>Under the law, graduate students face federal borrowing caps of $20,500 annually and $100,000 total, while students classified under &#34;professional degree&#34; programs can borrow up to $50,000 annually and $200,000 overall.</p>
<div class="lb-trans"><p>根据该法律，研究生面临每年 20,500 美元和总计 100,000 美元的联邦借款上限，而被归类为 “专业学位” 项目的学生每年可以借款高达 50,000 美元，总计 200,000 美元。</p>
</div><h2>States Challenge Healthcare Degree Limits</h2>
<div class="lb-trans"><h2>各州挑战医疗学位限制</h2>
</div><p>The lawsuit claims the Department of Education's final rule improperly excludes several healthcare programs from the higher borrowing category, including nurse practitioner, physician assistant, physical therapy, occupational therapy and speech-language pathology programs.</p>
<div class="lb-trans"><p>诉讼声称教育部的最终规则不当排除了几个医疗项目，未能将其纳入更高的借款类别，包括护士执业者、医师助理、物理治疗、职业治疗和语言病理学项目。</p>
</div><p>According to the complaint, Congress intended the higher loan caps to apply broadly to licensed professional programs. The states argue the administration added new restrictions that were never included in the statute, including requirements tied to doctoral-level education, supervision standards and historical classifications.</p>
<div class="lb-trans"><p>根据投诉，国会意图将更高的贷款上限广泛适用于持证专业项目。各州认为，政府增加了从未包含在法规中的新限制，包括与博士级教育、监督标准和历史分类相关的要求。</p>
</div><p>The lawsuit also challenges limits placed on &#34;grandfathered&#34; borrowers. The states said students who transfer schools or temporarily withdraw could lose protections that allow them to keep existing borrowing limits.</p>
<div class="lb-trans"><p>诉讼还挑战了对 “祖父级” 借款人的限制。各州表示，转学或暂时退学的学生可能会失去保护，导致他们无法保持现有的借款上限。</p>
</div><p><strong>Read Also:</strong>
<strong>Michael Burry Fears Crypto-Based Stocks Will Add To An Era Of No 'Long-Term Personal Relationships' In A Cyber-Punk Future</strong></p>
<div class="lb-trans"><p><strong>另请阅读：</strong>
<strong>迈克尔·伯里担心基于加密货币的股票将导致网络朋克未来中没有 “长期个人关系” 的时代</strong></p>
</div><h2>Borrowing Pressure Continues To Rise</h2>
<div class="lb-trans"><h2>借款压力持续上升</h2>
</div><p>The lawsuit comes as financial strain across the U.S. student loan system continues to intensify. Recent data showed delinquent <strong>federal student loan debt climbed to a record $171.4 billion</strong> in the first quarter of 2026, surpassing the previous peak reached before the pandemic. Millions of borrowers have also entered default as repayment pressures accelerate following the end of pandemic-era relief measures.</p>
<div class="lb-trans"><p>该诉讼是在美国学生贷款系统的财务压力持续加剧之际提出的。最近的数据表明，2026 年第一季度拖欠的 <strong>联邦学生贷款债务达到了创纪录的 1714 亿美元</strong>，超过了疫情前的峰值。随着还款压力在疫情救助措施结束后加剧，数百万借款人也已进入违约状态。</p>
</div><p>At the same time, more than <strong>7 million borrowers are expected to transition out of the Biden-era</strong> SAVE repayment program after a federal court struck down the plan earlier this year. Alternative repayment plans generally require borrowers to contribute a larger share of discretionary income toward monthly payments, raising affordability concerns for many households.</p>
<div class="lb-trans"><p>与此同时，预计将有超过 **700 万借款人将从拜登时代的**SAVE 还款计划中转出，此前联邦法院在今年早些时候驳回了该计划。替代还款计划通常要求借款人将更多的可支配收入用于每月还款，这使许多家庭面临负担能力问题。</p>
</div><p>Borrowing costs are also expected to increase. Earlier estimates showed <strong>federal student loan interest rates for the 2026-27 academic year could rise</strong> slightly as Treasury yields remain elevated amid inflation concerns and growing U.S. borrowing needs.</p>
<div class="lb-trans"><p>借款成本也预计将上升。早期估计显示，<strong>2026-27 学年的联邦学生贷款利率可能会略微上升</strong>，因为在通货膨胀担忧和美国借款需求增加的背景下，国债收益率保持在高位。</p>
</div><p>The states argue the Education Department's latest rule could further limit access to advanced healthcare education at a time when borrowers are already facing rising repayment burdens and tighter financing conditions.</p>
<div class="lb-trans"><p>各州认为，教育部最新的规则可能进一步限制对高级医疗教育的获取，而此时借款人已经面临日益增加的还款负担和更紧张的融资条件。</p>
</div><p><strong><em>Disclaimer</em>:</strong> <em>This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors</em>.</p>
<div class="lb-trans"><p>**<em>免责声明</em>：<em>本内容部分由 AI 工具生成，并由 Benzinga 编辑审核和发布。</em></p>
</div><p><em>Image via Shutterstock</em></p>
<div class="lb-trans"><p><em>图片来源于 Shutterstock</em></p>
</div><p><strong>Read Also:</strong>
<strong>Microsoft-Owned GitHub Faces Security Scare After Hackers Claim Access To Internal Systems, Threaten Public Leak Of Stolen Repositories</strong></p>
<div class="lb-trans"><p><strong>另请阅读：</strong>
<strong>微软旗下的 GitHub 在黑客声称访问内部系统并威胁公开泄露被盗代码库后面临安全恐慌</strong></p>
</div>

特朗普政府因限制医疗学位学生贷款而被 23 个蓝州起诉