<span item_type="fundamental" item_id="f40384bf9fab90556da3ab73ad790a15" counter_id="ST/US/FITBP" env="prod"></span><span item_type="announcement" item_id="539150361818042753" env="prod"></span><p>每股收益：截至 2025 財年 Q2，公佈值為 0.88 美元。</p><p>息税前利潤：截至 2025 財年 Q2，公佈值為 8.13 億美元。</p><p></p><h3>主要財務指標</h3><h4>淨利息收入</h4><ul><li>2025 年第二季度淨利息收入為 15 億美元，較 2025 年第一季度的 14.42 億美元增長。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/fifththirdbancorppresent.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/q22025earningsrelease.htm"></span></li></ul><h4>非利息收入</h4><ul><li>2025 年第二季度非利息收入為 7.5 億美元，同比增長 8%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/fifththirdbancorppresent.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/q22025earningsrelease.htm"></span></li><li>財富和資產管理收入同比增長 4%，消費者銀行收入同比增長 6%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/fifththirdbancorppresent.htm"></span></li></ul><h4>非利息支出</h4><ul><li>2025 年第二季度非利息支出為 12.64 億美元，同比增加 4%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/fifththirdbancorppresent.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/q22025earningsrelease.htm"></span></li><li>調整後的非利息支出為 12.49 億美元，同比增加 4%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/fifththirdbancorppresent.htm"></span></li></ul><h4>貸款和存款</h4><ul><li>平均消費者和商業貸款分別增長 7% 和 4%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/fifththirdbancorppresent.htm"></span></li><li>存款總成本為 1.80%，較上一季度略有下降。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/fifththirdbancorppresent.htm"></span></li></ul><h4>信貸質量</h4><ul><li>不良資產（NPA）比率為 0.72%，較上一季度下降。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/fifththirdbancorppresent.htm"></span></li><li>淨沖銷率為 0.45%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/fifththirdbancorppresent.htm"></span></li></ul><h4>貸款和租賃</h4><ul><li>平均貸款和租賃總額為 1230.71 億美元，較上一季度增長 1%，同比增長 5%。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/q22025earningsrelease.htm"></span></li></ul><h4>資產管理</h4><ul><li>管理資產總額為 730 億美元，同比增長 12%。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/q22025earningsrelease.htm"></span></li></ul><h4>資本狀況</h4><ul><li>CET1 資本比率為 10.56%，較上一季度增加 13 個基點。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/q22025earningsrelease.htm"></span></li></ul><h3>前景展望</h3><ul><li>預計 2025 財年淨利息收入將比 2024 財年增長 5.5% 至 6.5%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/fifththirdbancorppresent.htm"></span></li><li>非利息收入預計增長 1% 至 2%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/fifththirdbancorppresent.htm"></span></li><li>非利息支出預計增長 2% 至 2.5%。<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/fifththirdbancorppresent.htm"></span></li><li>公司預計通過持續的戰略投資和運營效率的提高，將在動盪的環境中為長期股東創造強勁、穩定的回報。<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/35527/000003552725000151/q22025earningsrelease.htm"></span></li></ul>

五三銀行-Series A｜8-K：2025 財年 Q2 每股收益 0.88 美元