<p>作者：Claudia Assis</p>
<p>Chu 涉嫌在 Tricolor Holdings 申請破產前幾周花費數百萬美元購買了一處比佛利山莊的物業。</p>
<p>Tricolor Holdings 的破產和欺詐指控導致摩根大通在今年早些時候損失了數百萬美元。</p>
<p>美國檢察官週三對破產的次級汽車貸款公司和二手車零售商 Tricolor Holdings 的 Daniel Chu 及其他關鍵高管提出指控，稱其&#34;策劃了一個長達數年的金融犯罪企業，欺詐了多家銀行和其他私人信貸提供者。&#34;</p>
<p>Chu 是 Tricolor Holdings 的創始人和前首席執行官，公司的前首席運營官 David Goodgame 也被控以銀行欺詐和電信欺詐罪。根據起訴書，Chu 和 Goodgame 於週三被逮捕。</p>
<p>起訴書稱，Chu 涉嫌是一個&#34;複雜計劃&#34;的領導者，按照他的指示，Tricolor 多次對銀行和其他信貸提供者撒謊，包括偽造汽車貸款數據和&#34;雙重抵押&#34;擔保。</p>
<p>起訴書稱，&#34;欺詐成為 Tricolor 商業戰略的一個重要組成部分。&#34;</p>
<p>Tricolor Holdings 於 9 月申請破產，因其商業行為受到懷疑，並引發了對銀行的連鎖反應的擔憂。</p>
<p>摩根大通在 10 月披露，其對 Tricolor 的貸款在第三季度導致了 1.7 億美元的損失，這些損失是針對非銀行金融客户（如汽車融資公司）的短期貸款。</p>
<p>這使得首席執行官 Jamie Dimon 發表了一個令人難忘的感慨：&#34;當你看到一隻蟑螂時，可能還有更多。&#34;</p>
<p>檢察官指控，Chu 在 8 月，即 Tricolor 在破產申請前幾周將超過 1000 名員工置於無薪休假之前，收到了來自 Tricolor 的兩筆總計 625 萬美元的付款，並在當月晚些時候用其中一部分資金購買了一處&#34;數百萬美元的物業&#34;，位於加利福尼亞州比佛利山莊。</p>
<p>根據起訴書，Chu 和其他 Tricolor 高管在秘密錄音的電話中試圖掩蓋 Tricolor 的問題，甚至轉向人工智能，試圖將責任推給銀行。</p>
<p>他們還將自己的處境與 2001 年因發現會計欺詐和其他不當行為而破產的能源交易公司安然進行比較，起訴書稱。</p>
<p>Tricolor 的前首席財務官 Jerome Kollar 和前財務高管 Ameryn Seibold 週二承認&#34;與他們參與的陰謀有關的罪行，&#34;起訴書稱。</p>
<p>Tricolor 在 2023 年和 2024 年的年收入約為 10 億美元，申請破產時，尚有超過 6 萬筆未償還的汽車貸款，起訴書稱。</p>
<p>Tricolor 的問題在秋季波及到在線二手車零售商 Carvana（CVNA），該公司在 10 月遭遇了 19% 的損失，這是其 2025 年最糟糕的一個月。</p>
<p>週三 Carvana 的股價下跌不到 1%，與更廣泛的股票指數的損失保持一致，但該股今年已上漲超過 120%。</p>
<p>-Claudia Assis</p>
<p>此內容由 MarketWatch 創作，MarketWatch 由道瓊斯公司運營。MarketWatch 與道瓊斯新聞通訊和《華爾街日報》獨立出版。</p>
<p>（完）道瓊斯新聞通訊</p>
<p>12-17-25 1140ET</p>

淳中科技

<p>淳中科技的首席執行官朱丹尼爾和其他高管被指控策劃金融犯罪企業，欺詐銀行和信用提供者。朱丹尼爾涉嫌領導一個涉及偽造汽車貸款數據和雙重抵押擔保的計劃。淳中科技的破產導致摩根大通遭受重大損失。朱丹尼爾和首席運營官大衞·古德蓋姆被逮捕，而其他高管則認罪。該醜聞對 Carvana 的股票產生了影響，導致其在 2025 年 10 月遭遇重大損失</p>

<p>By Claudia Assis</p>
<div class="lb-trans"><p>作者：Claudia Assis</p>
</div><p>Chu allegedly spent millions to buy a Beverly Hills property just weeks before Tricolor Holdings filed for bankruptcy</p>
<div class="lb-trans"><p>Chu 涉嫌在 Tricolor Holdings 申請破產前幾周花費數百萬美元購買了一處比佛利山莊的物業。</p>
</div><p>Tricolor Holdings' bankruptcy and fraud allegations contributed to millions in losses for JPMorgan Chase earlier this year.</p>
<div class="lb-trans"><p>Tricolor Holdings 的破產和欺詐指控導致摩根大通在今年早些時候損失了數百萬美元。</p>
</div><p>U.S. prosecutors on Wednesday charged Daniel Chu and other key executives at bankrupt subprime auto lender and used-car retailer Tricolor Holdings with what was described as &#34;orchestrating a years-long financial crimes enterprise that defrauded multiple banks and other private credit providers.&#34;</p>
<div class="lb-trans"><p>美國檢察官週三對破產的次級汽車貸款公司和二手車零售商 Tricolor Holdings 的 Daniel Chu 及其他關鍵高管提出指控，稱其&#34;策劃了一個長達數年的金融犯罪企業，欺詐了多家銀行和其他私人信貸提供者。&#34;</p>
</div><p>Chu, the founder and former CEO of privately held Tricolor Holdings, and the company's former chief operating officer, David Goodgame, were also charged with bank-fraud and wire-fraud offenses. Chu and Goodgame were arrested Wednesday, the indictment said.</p>
<div class="lb-trans"><p>Chu 是 Tricolor Holdings 的創始人和前首席執行官，公司的前首席運營官 David Goodgame 也被控以銀行欺詐和電信欺詐罪。根據起訴書，Chu 和 Goodgame 於週三被逮捕。</p>
</div><p>Chu allegedly was the leader of an &#34;elaborate scheme&#34; to defraud creditors, and at his direction, Tricolor repeatedly lied to banks and other credit providers, including by falsifying auto-loan data and &#34;double pledging&#34; collateral, the indictment said.</p>
<div class="lb-trans"><p>起訴書稱，Chu 涉嫌是一個&#34;複雜計劃&#34;的領導者，按照他的指示，Tricolor 多次對銀行和其他信貸提供者撒謊，包括偽造汽車貸款數據和&#34;雙重抵押&#34;擔保。</p>
</div><p>&#34;Fraud became an integral component of Tricolor's business strategy,&#34; the indictment said.</p>
<div class="lb-trans"><p>起訴書稱，&#34;欺詐成為 Tricolor 商業戰略的一個重要組成部分。&#34;</p>
</div><p>Tricolor Holdings filed for bankruptcy in September, coming under a cloud of suspicion about its business practices and sparking fears of a domino effect on banks.</p>
<div class="lb-trans"><p>Tricolor Holdings 於 9 月申請破產，因其商業行為受到懷疑，並引發了對銀行的連鎖反應的擔憂。</p>
</div><p>JPMorgan Chase &amp; Co. (JPM) disclosed in October that its loans to Tricolor contributed $170 million to losses booked during the third quarter on short-term loans to nonbank financial clients, such as auto-financing firms.</p>
<div class="lb-trans"><p>摩根大通在 10 月披露，其對 Tricolor 的貸款在第三季度導致了 1.7 億美元的損失，這些損失是針對非銀行金融客户（如汽車融資公司）的短期貸款。</p>
</div><p>That led CEO Jamie Dimon to utter a memorable sentiment: &#34;When you see one cockroach, there are probably more.&#34;</p>
<div class="lb-trans"><p>這使得首席執行官 Jamie Dimon 發表了一個令人難忘的感慨：&#34;當你看到一隻蟑螂時，可能還有更多。&#34;</p>
</div><p>The prosecutors alleged that in August, just weeks before Tricolor placed more than 1,000 employees on unpaid leave of absence ahead of the bankruptcy filing, Chu received two payments from Tricolor totaling $6.25 million, and later that month used some of that money to purchase a &#34;multimillion-dollar property&#34; in Beverly Hills, Calif.</p>
<div class="lb-trans"><p>檢察官指控，Chu 在 8 月，即 Tricolor 在破產申請前幾周將超過 1000 名員工置於無薪休假之前，收到了來自 Tricolor 的兩筆總計 625 萬美元的付款，並在當月晚些時候用其中一部分資金購買了一處&#34;數百萬美元的物業&#34;，位於加利福尼亞州比佛利山莊。</p>
</div><p>In secretly recorded calls, Chu and other Tricolor executives tried to conceal the problems at Tricolor and even turned to artificial intelligence, seeking to blame the banks, according to the indictment.</p>
<div class="lb-trans"><p>根據起訴書，Chu 和其他 Tricolor 高管在秘密錄音的電話中試圖掩蓋 Tricolor 的問題，甚至轉向人工智能，試圖將責任推給銀行。</p>
</div><p>They also compared their situation with that of Enron, the energy-trading firm that collapsed into bankruptcy in 2001 following the discovery of accounting fraud and other misconduct, the indictment said.</p>
<div class="lb-trans"><p>他們還將自己的處境與 2001 年因發現會計欺詐和其他不當行為而破產的能源交易公司安然進行比較，起訴書稱。</p>
</div><p>Tricolor's former chief financial officer Jerome Kollar and former finance executive Ameryn Seibold pled guilty on Tuesday &#34;in connection with their participation in the conspiracy,&#34; the indictment said.</p>
<div class="lb-trans"><p>Tricolor 的前首席財務官 Jerome Kollar 和前財務高管 Ameryn Seibold 週二承認&#34;與他們參與的陰謀有關的罪行，&#34;起訴書稱。</p>
</div><p>Tricolor had about $1 billion in annual revenue in both 2023 and 2024, and when it filed for bankruptcy, it had more than 60,000 outstanding car loans, the indictment said.</p>
<div class="lb-trans"><p>Tricolor 在 2023 年和 2024 年的年收入約為 10 億美元，申請破產時，尚有超過 6 萬筆未償還的汽車貸款，起訴書稱。</p>
</div><p>The problems at Tricolor spilled over in the fall to online used-car retailer Carvana (CVNA), which notched losses of 19% in October, its worst month of 2025.</p>
<div class="lb-trans"><p>Tricolor 的問題在秋季波及到在線二手車零售商 Carvana（CVNA），該公司在 10 月遭遇了 19% 的損失，這是其 2025 年最糟糕的一個月。</p>
</div><p>Shares of Carvana on Wednesday were down less than 1%, in keeping with losses for the broader equity indexes, but the stock has gained more than 120% this year.</p>
<div class="lb-trans"><p>週三 Carvana 的股價下跌不到 1%，與更廣泛的股票指數的損失保持一致，但該股今年已上漲超過 120%。</p>
</div><p>-Claudia Assis</p>
<div class="lb-trans"><p>-Claudia Assis</p>
</div><p>This content was created by MarketWatch, which is operated by Dow Jones &amp; Co. MarketWatch is published independently from Dow Jones Newswires and The Wall Street Journal.</p>
<div class="lb-trans"><p>此內容由 MarketWatch 創作，MarketWatch 由道瓊斯公司運營。MarketWatch 與道瓊斯新聞通訊和《華爾街日報》獨立出版。</p>
</div><p>(END) Dow Jones Newswires</p>
<div class="lb-trans"><p>（完）道瓊斯新聞通訊</p>
</div><p>12-17-25 1140ET</p>
<div class="lb-trans"><p>12-17-25 1140ET</p>
</div>

他的 “精心策劃” 擾亂了信貸市場。如今，淳中科技的首席執行官 Daniel Chu 被控欺詐