<p>新加坡——Aspial Corporation 在週三（2 月 25 日）報告稱，截至 12 月 31 日的下半年淨利潤增長 34%，達到 1350 萬新元，較去年同期的 1010 萬新元有所上升。</p>
<p>上半年的收入增長 26%，達到 4.818 億新元，較之前的 3.825 億新元有所增加。</p>
<p>全年，集團歸屬於股東的淨利潤激增 514%，達到 2150 萬新元，較 2024 財年的 350 萬新元大幅上升。全年收入增長 29%，達到 8.758 億新元，而去年為 6.784 億新元。</p>
<p>集團的業績主要得益於其控股子公司 Aspial Lifestyle。該子公司報告稱，其下半年税後利潤飆升 172%，達到 552 萬新元，同時下半年收入增長 38%，達到 4.629 億新元。</p>
<p>全年，Aspial Lifestyle 的税後利潤翻了一番，達到 844 萬新元，而其收入增長 41%，創下 8301 萬新元的記錄。Aspial Lifestyle 的創紀錄收入表現得益於零售收入增長 42%，達到 7.266 億新元，同時典當收入增長 16%，達到 1486 萬新元。其擔保貸款業務的收入也增長 88%，達到 115 萬新元。</p>
<p>該子公司指出，儘管因黃金價格大幅上漲而產生了 800 萬新元的對沖損失，但其利潤率仍有所改善，這在很大程度上被其未贖回質押擔保物的增值所抵消。</p>
<h2>零售和金融服務蓬勃發展</h2>
<p>集團的整體業績主要由零售和金融服務業務驅動。2025 財年，零售收入增長 37.9%，達到 7.266 億新元，得益於珠寶零售和交易的強勁消費者需求。</p>
<p>與此同時，金融服務部門的收入增長 35.3%，達到 1.035 億新元。這得益於典當業務的利息收入增加和擔保貸款的強勁貢獻，反映出有序的投資組合增長。</p>
<p>這些收益在一定程度上被房地產業務的疲軟表現所抵消，該業務的收入下降 39.1%，降至 4570 萬新元。這主要是由於 Australia 108 開發項目的銷售下降，以及缺乏去年貢獻的一次性資產銷售。</p>
<p>房地產部門的税前虧損也擴大至 4150 萬新元，主要由於布里斯班一項資產的非經常性部分減值。</p>
<p>全年每股收益為 0.0097 新元，較 2024 財年的 0.0016 新元有所上升。</p>
<p>由於集團打算保留現金用於營運資金、減少借款和資助潛在的增長機會，因此在財務期間未宣派股息。Aspial 此前為 2024 財年支付了每股 0.003 新元的末期股息。</p>
<p>Aspial Corporation 的股票在週二收盤持平，報 0.135 新元，而 Aspial Lifestyle 的股票下跌 4.3%，收於 0.33 新元，下降 0.015 新元。</p>

大興當

利華控股

<p>Aspial Corporation 報告 2025 財年下半年的淨利潤增長 34%，達到 1350 萬新元，收入增長 26%，達到 4.818 億新元。全年淨利潤激增 514%，達到 2150 萬新元，收入躍升 29%，達到 8.758 億新元，這得益於其子公司 Aspial Lifestyle 的強勁表現。該子公司下半年的利潤飆升 172%，達到 552 萬新元，收入增長 38%，達到 4.629 億新元。儘管房地產收入有所下降，但零售和金融服務實現了顯著增長。由於集團專注於現金保留以抓住增長機會，因此未宣佈分紅</p>

<p>[SINGAPORE] Aspial Corporation on Wednesday (Feb 25) reported a 34 per cent rise in net profit to S$13.5 million for its second half ended Dec 31, up from S$10.1 million in the corresponding period the year before.</p>
<div class="lb-trans"><p>新加坡——Aspial Corporation 在週三（2 月 25 日）報告稱，截至 12 月 31 日的下半年淨利潤增長 34%，達到 1350 萬新元，較去年同期的 1010 萬新元有所上升。</p>
</div><p>Revenue for the half year grew 26 per cent to S$481.8 million, up from S$382.5 million previously.</p>
<div class="lb-trans"><p>上半年的收入增長 26%，達到 4.818 億新元，較之前的 3.825 億新元有所增加。</p>
</div><p>For the full year, the group’s net profit attributable to owners surged 514 per cent to S$21.5 million, a sharp increase from S$3.5 million in FY2024. Full-year revenue jumped 29 per cent to S$875.8 million, compared with S$678.4 million a year ago.</p>
<div class="lb-trans"><p>全年，集團歸屬於股東的淨利潤激增 514%，達到 2150 萬新元，較 2024 財年的 350 萬新元大幅上升。全年收入增長 29%，達到 8.758 億新元，而去年為 6.784 億新元。</p>
</div><p>The group’s performance was heavily anchored by its majority-owned subsidiary, Aspial Lifestyle. The subsidiary reported that its own H2 profit after tax soared 172 per cent to S$55.2 million, alongside a 38 per cent rise in H2 revenue to S$462.9 million.</p>
<div class="lb-trans"><p>集團的業績主要得益於其控股子公司 Aspial Lifestyle。該子公司報告稱，其下半年税後利潤飆升 172%，達到 552 萬新元，同時下半年收入增長 38%，達到 4.629 億新元。</p>
</div><p>For the full year, Aspial Lifestyle’s profit after tax more than doubled to S$84.4 million, while its revenue climbed 41 per cent to a record S$830.1 million. Aspial Lifestyle’s record top-line performance was fuelled by a 42 per cent surge in retail revenue to S$726.6 million, alongside a 16 per cent rise in pawnbroking revenue to S$148.6 million. Its secured lending segment also saw revenue jump 88 per cent to S$11.5 million.</p>
<div class="lb-trans"><p>全年，Aspial Lifestyle 的税後利潤翻了一番，達到 844 萬新元，而其收入增長 41%，創下 8301 萬新元的記錄。Aspial Lifestyle 的創紀錄收入表現得益於零售收入增長 42%，達到 7.266 億新元，同時典當收入增長 16%，達到 1486 萬新元。其擔保貸款業務的收入也增長 88%，達到 115 萬新元。</p>
</div><p>The subsidiary noted that its profit margins improved despite an S$8 million hedging loss incurred from a sharp surge in gold prices, which was largely offset by the increased value of its unredeemed pledge collateral.</p>
<div class="lb-trans"><p>該子公司指出，儘管因黃金價格大幅上漲而產生了 800 萬新元的對沖損失，但其利潤率仍有所改善，這在很大程度上被其未贖回質押擔保物的增值所抵消。</p>
</div><h2>Retail and financial services boom</h2>
<div class="lb-trans"><h2>零售和金融服務蓬勃發展</h2>
</div><p>The group’s overall performance was primarily driven by the group’s retail and financial services businesses. Retail revenue in FY2025 climbed 37.9 per cent to S$726.6 million, supported by strong consumer demand in the retail and trading of jewellery.</p>
<div class="lb-trans"><p>集團的整體業績主要由零售和金融服務業務驅動。2025 財年，零售收入增長 37.9%，達到 7.266 億新元，得益於珠寶零售和交易的強勁消費者需求。</p>
</div><p>Meanwhile, the financial services segment’s revenue increased 35.3 per cent to S$103.5 million. This was lifted by higher interest income from pawnbroking operations and stronger contributions from secured lending, reflecting disciplined portfolio growth.</p>
<div class="lb-trans"><p>與此同時，金融服務部門的收入增長 35.3%，達到 1.035 億新元。這得益於典當業務的利息收入增加和擔保貸款的強勁貢獻，反映出有序的投資組合增長。</p>
</div><p>These gains were partially offset by a weaker performance in the real estate business, which recorded a 39.1 per cent revenue decline to S$45.7 million. This was largely due to lower sales from the Australia 108 development and the absence of one-off asset sales that had contributed in the previous year.</p>
<div class="lb-trans"><p>這些收益在一定程度上被房地產業務的疲軟表現所抵消，該業務的收入下降 39.1%，降至 4570 萬新元。這主要是由於 Australia 108 開發項目的銷售下降，以及缺乏去年貢獻的一次性資產銷售。</p>
</div><p>Pre-tax losses for the real estate segment also widened to S$41.5 million, largely due to a non-recurring partial write-off of an asset in Brisbane.</p>
<div class="lb-trans"><p>房地產部門的税前虧損也擴大至 4150 萬新元，主要由於布里斯班一項資產的非經常性部分減值。</p>
</div><p>Earnings per share for the full year stood at S$0.0097, up from S$0.0016 in FY2024.</p>
<div class="lb-trans"><p>全年每股收益為 0.0097 新元，較 2024 財年的 0.0016 新元有所上升。</p>
</div><p>No dividend was declared for the financial period, as the group intends to retain cash for working capital, reduce borrowings and fund potential growth opportunities. Aspial previously paid a final dividend of S$0.003 per share for FY2024.</p>
<div class="lb-trans"><p>由於集團打算保留現金用於營運資金、減少借款和資助潛在的增長機會，因此在財務期間未宣派股息。Aspial 此前為 2024 財年支付了每股 0.003 新元的末期股息。</p>
</div><p>Shares of Aspial Corporation closed flat at S$0.135 on Tuesday, while those of Aspial Lifestyle fell 4.3 per cent to close S$0.015 lower at S$0.33.</p>
<div class="lb-trans"><p>Aspial Corporation 的股票在週二收盤持平，報 0.135 新元，而 Aspial Lifestyle 的股票下跌 4.3%，收於 0.33 新元，下降 0.015 新元。</p>
</div>

Aspial 公司的下半年利潤因 Aspial Lifestyle 的出色表現而增長了 34%