<p>隨着貸款便利化新規的實施以及消費者信貸需求的放緩，許多消費貸款便利化平台的收入和貸款量同比出現下降，淨利潤也大幅下滑。一些平台正在尋求第二增長動力，例如拓展海外市場和投資加密貨幣領域。據瞭解，樂信和宜人貸等平台已經建立了海外業務，東南亞和拉丁美洲成為其主要戰場。微信金融在過去兩年持續投資區塊鏈行業，預計在 2024 年間接收購加密貨幣交易所千鯨科技（BVI）15% 的股份，並在去年投資了 23.95 億港元於 EXIO 集團，該集團是香港證券及期貨事務監察委員會首批發放牌照的虛擬資產交易平台之一。（財新）</p>

金融科技指數 ETF - GlobalX

<p>隨着貸款便利化的新規出台以及消費者信貸需求的下降，許多平台面臨收入和利潤的減少。作為應對，樂信和宜人貸等公司正在向海外擴展，瞄準東南亞和拉丁美洲市場。微信金融科技已投資區塊鏈領域，收購了千鯨科技 15% 的股份，並向香港持牌虛擬資產交易平台 EXIO Group 投資了 23.95 億港元</p>

<p>With the implementation of new regulations on loan facilitation and a slowdown in consumer credit demand, many consumer loan facilitation platforms have experienced a year-on-year decline in revenue and loan volume, as well as a significant drop in net profit. Some platforms are seeking second growth drivers, such as expanding overseas and investing in the cryptocurrency sector. It is understood that platforms like Lexin and Yirendai have already established overseas operations, with Southeast Asia and Latin America as their main battlegrounds. Weixin Fintech has been continuously investing in the blockchain industry in the past two years, indirectly acquiring a 15% stake in cryptocurrency exchange Thousand Whales Technology (BVI) in 2024, and investing HK$2.395 billion last year in EXIO Group, one of the first batch of licensed virtual asset trading platforms issued by the Hong Kong Securities and Futures Commission. (Caixin)</p>
<div class="lb-trans"><p>隨着貸款便利化新規的實施以及消費者信貸需求的放緩，許多消費貸款便利化平台的收入和貸款量同比出現下降，淨利潤也大幅下滑。一些平台正在尋求第二增長動力，例如拓展海外市場和投資加密貨幣領域。據瞭解，樂信和宜人貸等平台已經建立了海外業務，東南亞和拉丁美洲成為其主要戰場。微信金融在過去兩年持續投資區塊鏈行業，預計在 2024 年間接收購加密貨幣交易所千鯨科技（BVI）15% 的股份，並在去年投資了 23.95 億港元於 EXIO 集團，該集團是香港證券及期貨事務監察委員會首批發放牌照的虛擬資產交易平台之一。（財新）</p>
</div>

Caixin: Some loan facilitation platforms are seeking second growth curves by investing in the cryptocurrency market and expanding overseas.

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財新：一些貸款便利平台正在通過投資加密貨幣市場和拓展海外市場來尋找第二增長曲線