<p>[倫敦] 根據皇家特許測量師學會（RICS）的報告，三月份尋求購房的英國人數量驟降，原因是抵押貸款市場受到中東衝突的衝擊。</p>
<p>其跟蹤新買家諮詢的指標降至自 2023 年 8 月以來的最低點，已達成的銷售額也反映出這一惡化趨勢。房地產經紀人普遍預計，未來幾個月銷售將減少，房價將下跌，因為平均固定抵押貸款利率再次飆升至 5% 以上。</p>
<p>調查顯示，原本在年初表現積極的房地產市場在春季顯得低迷。許多貸款機構急於撤回抵押貸款產品，並提高利率，因市場猜測英格蘭銀行（BOE）將採取行動以遏制因伊朗封鎖全球能源供應關鍵航道而引發的通脹復甦威脅。</p>
<p>儘管在 4 月 8 日（星期三）由於美國和伊朗達成的暫時停火，市場對 BOE 加息的押注明顯減弱，但買家在一段時間內仍可能面臨較高的借貸成本。</p>
<p>RICS 市場研究與分析負責人塔蘭特·帕森斯表示：“過去幾個月，英國房地產市場的情緒發生了顯著變化。原本謹慎改善的活動情況因中東衝突帶來的更廣泛宏觀影響而偏離了軌道。”</p>
<p>RICS 表示，短期銷售預期變得 “顯著更加悲觀”，其指數從負 4 降至負 33。未來三個月的價格預期從負 19 暴跌至負 43。負值意味着測量師預計惡化的情況將超過看到改善的情況。</p>
<p>RICS 表示，國家大部分地區的買家需求明顯下降，而倫敦、東英格蘭和南英格蘭的房價壓力最為強烈。相比之下，蘇格蘭和北愛爾蘭的經紀人仍報告價格上漲。</p>
<p>來自倫敦西南部 Savills 分公司的亞歷克斯·霍華德·貝克在 RICS 報告中表示：“這是一個價格至關重要的艱難市場。中東局勢和利率不確定性造成的影響使本已困難的市場停滯不前。”</p>
<p>自 2 月 28 日戰爭開始以來，行業指標顯示出分歧的局面，當時美國和以色列聯合攻擊了伊朗的目標。根據週三發佈的哈利法克斯數據，三月份平均房價下降了 0.5%。然而，這與全國建築協會的數據顯示的同一時期內的急劇上漲形成了對比。彭博社</p>

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<p>根據英國皇家特許測量師學會（RICS）的報告，隨着借貸成本上升，英國購房者的需求顯著下降。新買家諮詢的數量降至自 2023 年 8 月以來的最低水平，房地產經紀人預測銷售將減少，房價將下跌。平均固定抵押貸款利率超過 5% 的激增以及中東衝突的影響都導致了這一下滑。RICS 報告對近期銷售和價格預期持悲觀態度，尤其是在倫敦和英格蘭南部，而蘇格蘭和北愛爾蘭等一些地區仍然看到價格上漲</p>

<p>[LONDON] The number of Britons looking to buy a home nosedived in March after the mortgage market was rocked by conflict in the Middle East, according to the Royal Institution of Chartered Surveyors (RICS).</p>
<div class="lb-trans"><p>[倫敦] 根據皇家特許測量師學會（RICS）的報告，三月份尋求購房的英國人數量驟降，原因是抵押貸款市場受到中東衝突的衝擊。</p>
</div><p>Its gauge tracking new buyer enquiries plunged to the lowest since August 2023, with agreed sales mirroring the deterioration. Estate agents on balance expect reduced sales and declining house prices over the coming months after average fixed mortgage rates surged back above 5 per cent.</p>
<div class="lb-trans"><p>其跟蹤新買家諮詢的指標降至自 2023 年 8 月以來的最低點，已達成的銷售額也反映出這一惡化趨勢。房地產經紀人普遍預計，未來幾個月銷售將減少，房價將下跌，因為平均固定抵押貸款利率再次飆升至 5% 以上。</p>
</div><p>The survey points to a subdued spring for a housing market that had started the year on a positive footing. Many lenders rushed to withdraw mortgage products and ramped up interest rates amid speculation the Bank of England (BOE) will act to contain the threat from an inflation resurgence triggered by Iran blocking of a crucial shipping route for global energy supplies.</p>
<div class="lb-trans"><p>調查顯示，原本在年初表現積極的房地產市場在春季顯得低迷。許多貸款機構急於撤回抵押貸款產品，並提高利率，因市場猜測英格蘭銀行（BOE）將採取行動以遏制因伊朗封鎖全球能源供應關鍵航道而引發的通脹復甦威脅。</p>
</div><p>While money market bets on BOE rate increases eased markedly on Wednesday (Apr 8) in response to the tentative ceasefire agreed by the US and Iran, buyers are likely to face elevated borrowing costs for some time.</p>
<div class="lb-trans"><p>儘管在 4 月 8 日（星期三）由於美國和伊朗達成的暫時停火，市場對 BOE 加息的押注明顯減弱，但買家在一段時間內仍可能面臨較高的借貸成本。</p>
</div><p>“The mood across the UK housing market has shifted markedly over the past couple of months,” said Tarrant Parsons, RICS head of market research and analysis. “What had been a cautiously improving picture for activity has been knocked off course by the wider macro fallout from the Middle East conflict.”</p>
<div class="lb-trans"><p>RICS 市場研究與分析負責人塔蘭特·帕森斯表示：“過去幾個月，英國房地產市場的情緒發生了顯著變化。原本謹慎改善的活動情況因中東衝突帶來的更廣泛宏觀影響而偏離了軌道。”</p>
</div><p>RICS said that near-term sales expectations turned “significantly more pessimistic”, with its index falling to a net balance of minus 33 from minus four. Price expectations for the coming three months tumbled to minus 43 from minus 19. A negative reading means surveyors expect a deterioration to outnumber those who see an improvement.</p>
<div class="lb-trans"><p>RICS 表示，短期銷售預期變得 “顯著更加悲觀”，其指數從負 4 降至負 33。未來三個月的價格預期從負 19 暴跌至負 43。負值意味着測量師預計惡化的情況將超過看到改善的情況。</p>
</div><p>RICS said that most parts of the country had seen a noticeable drop in buyer demand, while pressure on house prices was strongest in London, East Anglia and southern England. By contrast, agents in Scotland and Northern Ireland continued to report rising prices.</p>
<div class="lb-trans"><p>RICS 表示，國家大部分地區的買家需求明顯下降，而倫敦、東英格蘭和南英格蘭的房價壓力最為強烈。相比之下，蘇格蘭和北愛爾蘭的經紀人仍報告價格上漲。</p>
</div><p>“A tough market where pricing is absolutely critical,” Alex Howard Baker, from a branch of Savills in southwest London, said in comments accompanying the RICS report. “The situation in the Middle East and the interest-rate uncertainty created have stalled an already difficult market.”</p>
<div class="lb-trans"><p>來自倫敦西南部 Savills 分公司的亞歷克斯·霍華德·貝克在 RICS 報告中表示：“這是一個價格至關重要的艱難市場。中東局勢和利率不確定性造成的影響使本已困難的市場停滯不前。”</p>
</div><p>Industry indicators have shown a diverging picture since the war started on Feb 28, when the US and Israel jointly attacked sites in Iran. Average house prices fell 0.5 per cent in March, according to Halifax data released on Wednesday. However, that contrasted with Nationwide Building Society figures pointing to a sharp rise over the same period. BLOOMBERG</p>
<div class="lb-trans"><p>自 2 月 28 日戰爭開始以來，行業指標顯示出分歧的局面，當時美國和以色列聯合攻擊了伊朗的目標。根據週三發佈的哈利法克斯數據，三月份平均房價下降了 0.5%。然而，這與全國建築協會的數據顯示的同一時期內的急劇上漲形成了對比。彭博社</p>
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英國購房者需求下降，借貸成本飆升：RICS