<p><img src="https://imageproxy.pbkrs.com/https://invezz-wp-media.lon1.digitaloceanspaces.com/2026/04/image-1-1775822220.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="2579" height="1683" original-src="https://imageproxy.pbkrs.com/https://invezz-wp-media.lon1.digitaloceanspaces.com/2026/04/image-1-1775822220.png"/></p>
<p>歐洲銀行管理局週五公佈了一系列提案，旨在顯著簡化歐盟銀行的監管數據報告要求，同時啓動了關於計劃變更的公眾諮詢。</p>
<p>這一倡議是在法國和德國等主要歐盟經濟體日益呼籲建立更簡化的監管框架的背景下提出的。</p>
<p>這兩個國家已敦促歐盟委員會推出一項雄心勃勃的金融服務簡化方案，以使在該地區運營的企業的規則變得不那麼複雜和更易管理。</p>
<h2>提議的報告要求削減</h2>
<p>根據 EBA 的説法，提議的修訂將使歐盟統一報告系統下所需的數據點數量減少約 50%。</p>
<p>監管機構表示，這些變更旨在增強比例性，特別是惠及那些通常面臨不成比例合規負擔的小型和非複雜金融機構。</p>
<p>EBA 強調，儘管報告要求減少，監管機構仍將繼續獲得所有必要的信息，以有效履行其監督職責。</p>
<h2>諮詢時間表和範圍</h2>
<p>該機構已就與監管報告和監管基準相關的修訂實施技術標準開啓了公眾諮詢。</p>
<p>諮詢期將持續到 2026 年 7 月 10 日。</p>
<p>此外，關於與國際財務報告準則 18 相關的要求的單獨諮詢將持續到 2026 年 5 月 10 日。</p>
<p>EBA 指出，在這一階段，利益相關者的參與將在塑造最終框架中發揮關鍵作用。</p>
<h2>解決碎片化的報告系統</h2>
<p>EBA 強調，歐盟層面的報告通常會受到國家要求和各類公共機構的臨時數據請求的補充。</p>
<p>然而，這些額外的層次往往缺乏協調，無論其相關性如何。</p>
<p>監管機構承認，儘管歐洲中央銀行的單一監管機制等倡議在某些領域改善了協調，但並未涵蓋所有成員國的報告要求的整個範圍。</p>
<p>作為新方案的一部分，EBA 已包含國家監管數據收集實踐的概述以及主管當局正在進行的簡化努力。</p>
<h2>整合和效率措施</h2>
<p>提案的一個關鍵組成部分是將獨立的歐盟範圍內壓力測試和監管基準數據收集整合到常規報告框架中。</p>
<p>EBA 表示，這種整合將減少重複，提高一致性，並簡化銀行的報告流程。</p>
<p>此外，這些變更預計將使報告要求在時間上更加穩定，減少頻繁調整的需要，並減輕金融機構的運營挑戰。</p>
<h2>實施時間表和下一步</h2>
<p>提議的變更計劃於 2027 年 9 月生效。</p>
<p>在此期間，EBA 計劃通過與利益相關者的密切互動，包括公眾諮詢、聽證會和研討會，支持實施。</p>
<p>這一舉措跟隨歐盟監管機構簡化監管流程的更廣泛趨勢。</p>
<p>上個月，歐洲中央銀行表示，旨在簡化和加快對銀行內部信用風險模型變更的批准，這一過程歷來耗時且資源密集。</p>
<p>這些努力共同表明，歐盟內部正在協調推進，旨在減少監管複雜性，同時保持對銀行業的強有力監督。</p>
<p>該文章《EBA 啓動諮詢以簡化歐盟銀行數據報告》最初發布在 Invezz 上。</p>

PBEU

<p>歐洲銀行管理局（EBA）提議對歐盟銀行的監管數據報告進行重大簡化，並啓動了關於這些變更的公眾諮詢。該倡議響應了法國和德國對簡化監管框架的呼籲。提議的修訂旨在減少約 50% 的數據點，惠及較小的金融機構。諮詢將持續到 2026 年 7 月 10 日，預計變更將在 2027 年 9 月生效。這項努力與歐盟更廣泛的趨勢相一致，旨在減少監管複雜性，同時確保有效的監督</p>

<p><img src="https://imageproxy.pbkrs.com/https://invezz-wp-media.lon1.digitaloceanspaces.com/2026/04/image-1-1775822220.png" alt="" original-src="https://invezz-wp-media.lon1.digitaloceanspaces.com/2026/04/image-1-1775822220.png"/></p>
<p>The European Banking Authority on Friday unveiled a set of proposals aimed at significantly simplifying supervisory data reporting requirements for European Union banks, while also launching a public consultation on the planned changes.</p>
<div class="lb-trans"><p>歐洲銀行管理局週五公佈了一系列提案，旨在顯著簡化歐盟銀行的監管數據報告要求，同時啓動了關於計劃變更的公眾諮詢。</p>
</div><p>The initiative comes amid growing calls from major EU economies such as France and Germany for a more streamlined regulatory framework.</p>
<div class="lb-trans"><p>這一倡議是在法國和德國等主要歐盟經濟體日益呼籲建立更簡化的監管框架的背景下提出的。</p>
</div><p>Both countries have urged the European Commission to introduce an ambitious financial services simplification package to make rules less complex and more manageable for firms operating within the bloc.</p>
<div class="lb-trans"><p>這兩個國家已敦促歐盟委員會推出一項雄心勃勃的金融服務簡化方案，以使在該地區運營的企業的規則變得不那麼複雜和更易管理。</p>
</div><h2>Proposed cuts to reporting requirements</h2>
<div class="lb-trans"><h2>提議的報告要求削減</h2>
</div><p>According to the EBA, the proposed revisions would reduce the number of data points required under the EU’s harmonised reporting system by approximately 50%.</p>
<div class="lb-trans"><p>根據 EBA 的説法，提議的修訂將使歐盟統一報告系統下所需的數據點數量減少約 50%。</p>
</div><p>The regulator stated that the changes are designed to enhance proportionality, particularly benefiting small and non-complex financial institutions that often face disproportionate compliance burdens.</p>
<div class="lb-trans"><p>監管機構表示，這些變更旨在增強比例性，特別是惠及那些通常面臨不成比例合規負擔的小型和非複雜金融機構。</p>
</div><p>The EBA emphasised that despite the reduction in reporting requirements, supervisory authorities would continue to receive all necessary information to effectively carry out their oversight responsibilities.</p>
<div class="lb-trans"><p>EBA 強調，儘管報告要求減少，監管機構仍將繼續獲得所有必要的信息，以有效履行其監督職責。</p>
</div><h2>Consultation timelines and scope</h2>
<div class="lb-trans"><h2>諮詢時間表和範圍</h2>
</div><p>The authority has opened a public consultation on revised implementing technical standards related to supervisory reporting and supervisory benchmarking.</p>
<div class="lb-trans"><p>該機構已就與監管報告和監管基準相關的修訂實施技術標準開啓了公眾諮詢。</p>
</div><p>The consultation period will run until 10 July 2026.</p>
<div class="lb-trans"><p>諮詢期將持續到 2026 年 7 月 10 日。</p>
</div><p>Additionally, a separate consultation concerning requirements linked to International Financial Reporting Standards 18 will remain open until 10 May 2026.</p>
<div class="lb-trans"><p>此外，關於與國際財務報告準則 18 相關的要求的單獨諮詢將持續到 2026 年 5 月 10 日。</p>
</div><p>The EBA noted that stakeholder engagement during this phase would play a critical role in shaping the final framework.</p>
<div class="lb-trans"><p>EBA 指出，在這一階段，利益相關者的參與將在塑造最終框架中發揮關鍵作用。</p>
</div><h2>Addressing fragmented reporting systems</h2>
<div class="lb-trans"><h2>解決碎片化的報告系統</h2>
</div><p>The EBA highlighted that EU-level reporting is often supplemented by national requirements and ad hoc data requests from various public authorities.</p>
<div class="lb-trans"><p>EBA 強調，歐盟層面的報告通常會受到國家要求和各類公共機構的臨時數據請求的補充。</p>
</div><p>However, these additional layers frequently lack coordination, regardless of their relevance.</p>
<div class="lb-trans"><p>然而，這些額外的層次往往缺乏協調，無論其相關性如何。</p>
</div><p>The regulator acknowledged that while initiatives such as the European Central Bank’s Single Supervisory Mechanism have improved coordination in certain areas, they do not cover the entire spectrum of reporting requirements across all member states.</p>
<div class="lb-trans"><p>監管機構承認，儘管歐洲中央銀行的單一監管機制等倡議在某些領域改善了協調，但並未涵蓋所有成員國的報告要求的整個範圍。</p>
</div><p>As part of the new package, the EBA has included an overview of national supervisory data collection practices and ongoing simplification efforts by competent authorities.</p>
<div class="lb-trans"><p>作為新方案的一部分，EBA 已包含國家監管數據收集實踐的概述以及主管當局正在進行的簡化努力。</p>
</div><h2>Integration and efficiency measures</h2>
<div class="lb-trans"><h2>整合和效率措施</h2>
</div><p>A key component of the proposal involves integrating separate EU-wide stress test and supervisory benchmarking data collections into the regular reporting framework.</p>
<div class="lb-trans"><p>提案的一個關鍵組成部分是將獨立的歐盟範圍內壓力測試和監管基準數據收集整合到常規報告框架中。</p>
</div><p>The EBA stated that this integration would reduce duplication, improve consistency, and simplify reporting processes for banks.</p>
<div class="lb-trans"><p>EBA 表示，這種整合將減少重複，提高一致性，並簡化銀行的報告流程。</p>
</div><p>Furthermore, the changes are expected to make reporting requirements more stable over time, reducing the need for frequent adjustments and easing operational challenges for financial institutions.</p>
<div class="lb-trans"><p>此外，這些變更預計將使報告要求在時間上更加穩定，減少頻繁調整的需要，並減輕金融機構的運營挑戰。</p>
</div><h2>Implementation timeline and next steps</h2>
<div class="lb-trans"><h2>實施時間表和下一步</h2>
</div><p>The proposed changes are scheduled to take effect from September 2027.</p>
<div class="lb-trans"><p>提議的變更計劃於 2027 年 9 月生效。</p>
</div><p>In the interim, the EBA plans to support implementation through close engagement with stakeholders, including public consultations, hearings, and workshops.</p>
<div class="lb-trans"><p>在此期間，EBA 計劃通過與利益相關者的密切互動，包括公眾諮詢、聽證會和研討會，支持實施。</p>
</div><p>The move follows a broader trend among EU regulators to simplify supervisory processes.</p>
<div class="lb-trans"><p>這一舉措跟隨歐盟監管機構簡化監管流程的更廣泛趨勢。</p>
</div><p>Last month, the European Central Bank said it aims to streamline and accelerate approvals for changes to banks’ internal credit risk models, a process that has historically been time-consuming and resource-intensive.</p>
<div class="lb-trans"><p>上個月，歐洲中央銀行表示，旨在簡化和加快對銀行內部信用風險模型變更的批准，這一過程歷來耗時且資源密集。</p>
</div><p>Together, these efforts signal a coordinated push within the EU to reduce regulatory complexity while maintaining robust oversight of the banking sector.</p>
<div class="lb-trans"><p>這些努力共同表明，歐盟內部正在協調推進，旨在減少監管複雜性，同時保持對銀行業的強有力監督。</p>
</div><p>The post EBA launches consultation to simplify EU bank data reporting appeared first on Invezz</p>
<div class="lb-trans"><p>該文章《EBA 啓動諮詢以簡化歐盟銀行數據報告》最初發布在 Invezz 上。</p>
</div>

EBA launches consultation to simplify EU bank data reporting

- 歐洲銀行管理局提出簡化歐盟銀行監管數據報告要求。  
- 提議將數據點數量減少約 50%，惠及小型金融機構。  
- 諮詢期持續至 2026 年 7 月 10 日，強調利益相關者參與重要性。

EBA 啓動簡化歐盟銀行數據報告的諮詢程序