<p><em>新的數據顯示，近一半的投保旅行者購買保險的時間過晚，錯失了時效性福利</em></p>
<p>, /PRNewswire/ -- 隨着夏季旅遊高峰期的臨近，InsureMyTrip 的新數據顯示，許多旅行者犯了一個關鍵錯誤：購買旅行保險的時間過晚，最終錯過了諸如_任何原因取消（CFAR）_保障等有價值的時效性福利的資格。</p>
<p>CFAR 是一種可選升級，允許旅行者因通常不在標準保險政策覆蓋範圍內的原因取消旅行，在不確定的時期提供最大的靈活性。然而，只有在旅行者在有限的時間窗口內購買其計劃時，這項福利才可用，通常是在首次旅行押金後的 10 至 21 天內。當所有資格要求都滿足時，它可以報銷高達 75% 的預付、不可退還的旅行費用。</p>
<p>儘管早期興趣強烈，但許多旅行者錯過了這一截止日期：</p>
<ul>
<li><strong>2025 年全年：</strong>
<ul>
<li>64% 的報價是在時效性窗口內生成的</li>
<li>52% 的保單是在窗口內購買的</li>
</ul>
</li>
<li><strong>2026 年迄今為止：</strong>
<ul>
<li>66% 的報價在窗口內</li>
<li>僅 54% 的保單是在窗口內購買的</li>
</ul>
</li>
</ul>
<p>這意味着近一半購買旅行保險的旅行者 <strong>購買時間過晚，無法獲得 CFAR</strong> 及其他早期購買福利，這一趨勢在夏季旅行提前幾個月預訂時尤為明顯，但保險決策卻被延遲。</p>
<p>&#34;夏季是全年最繁忙的旅行時期之一，旅行者在旅行上的支出比以往任何時候都要多，&#34; InsureMyTrip 首席執行官 Suzanne Morrow 表示。&#34;但許多人在等待購買旅行保險，沒有意識到這種延遲可能會讓他們失去獲得最靈活的保障選項的機會。&#34;</p>
<p><strong>高峰季節，風險更高</strong></p>
<p>從家庭度假和郵輪到國際旅行，夏季旅行通常涉及顯著的前期費用和更長的規劃時間。這使得 CFAR 特別吸引人，因為即使旅行者因標準保障範圍外的原因取消，也能獲得部分報銷。</p>
<p>然而，數據顯示存在脱節：雖然旅行者在預訂過程中積極比較計劃，但許多人推遲購買——使他們超出了資格窗口。</p>
<p><strong>不僅僅是 CFAR</strong></p>
<p>錯過時效性窗口不僅影響 CFAR 的資格。旅行者可能還會失去其他重要福利的訪問權，包括：</p>
<ul>
<li>先前存在的醫療條件的保障</li>
<li>財務違約保護（在某些情況下）</li>
<li>更廣泛的取消保護</li>
</ul>
<p><strong>旅行者現在應該做什麼</strong></p>
<p>隨着夏季旅行的快速臨近，InsureMyTrip 建議旅行者在首次支付旅行費用後儘快考慮購買旅行保險，以確保獲得最廣泛的福利。</p>
<p><strong>媒體聯繫：</strong></p>
<p>Victoria Sampley</p>
<p><strong>[email protected]</strong></p>
<p><strong>關於</strong> <strong>InsureMyTrip</strong></p>
<p>您喜歡選擇，我們也是。很簡單。InsureMyTrip 為您找到合適的旅行保險計劃，每次都如此。InsureMyTrip 是旅行保險的權威。我們致力於通過利用我們的技術、數據智能和專業知識，幫助旅行者做出最佳的保險決策。InsureMyTrip 在更好的商業局的評級為 A+。</p>
<p>來源 InsureMyTrip.com</p>
<p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwNDIwJk5ld3NJdGVtSWQ9TlkzNzUzNCZUcmFuc21pc3Npb25fSWQ9MjAyNjA0MjAwODA3UFJfTkVXU19VU1BSX19fX19OWTM3NTM0?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwNDIwJk5ld3NJdGVtSWQ9TlkzNzUzNCZUcmFuc21pc3Npb25fSWQ9MjAyNjA0MjAwODA3UFJfTkVXU19VU1BSX19fX19OWTM3NTM0"/></p>

8766

東京海上控股(ADR)

<p>隨着夏季旅行季節的臨近，InsureMyTrip 透露，近一半的投保旅行者購買旅行保險的時間太晚，無法獲得諸如 “任何原因取消”（CFAR）保障等時間敏感的福利。這項可選升級允許因通常不被覆蓋的原因取消旅行，但僅在首次旅行押金後的 10-21 天內購買時可用。數據顯示，儘管許多旅行者早早比較計劃，但他們往往延遲購買，冒着失去 CFAR 和其他重要福利的風險。InsureMyTrip 建議在首次旅行付款後儘快購買保險，以最大化保障選項</p>

<p><em>New data shows nearly half of insured travelers purchase too late for time-sensitive benefits</em></p>
<div class="lb-trans"><p><em>新的數據顯示，近一半的投保旅行者購買保險的時間過晚，錯失了時效性福利</em></p>
</div><p>, /PRNewswire/ -- As peak summer travel season approaches, new data from InsureMyTrip reveals a critical mistake many travelers are making: waiting too long to purchase travel insurance, ultimately missing eligibility for valuable time-sensitive benefits like <em>Cancel For Any Reason (CFAR)</em> coverage.</p>
<div class="lb-trans"><p>, /PRNewswire/ -- 隨着夏季旅遊高峰期的臨近，InsureMyTrip 的新數據顯示，許多旅行者犯了一個關鍵錯誤：購買旅行保險的時間過晚，最終錯過了諸如_任何原因取消（CFAR）_保障等有價值的時效性福利的資格。</p>
</div><p>CFAR is an optional upgrade that allows travelers to cancel their trip for reasons not typically covered by standard insurance policies, offering maximum flexibility during uncertain times. However, this benefit is only available if travelers purchase their plan within a limited window, typically 10–21 days after their initial trip deposit. When all eligibility requirements are met, it can reimburse up to 75% of prepaid, non-refundable trip costs.</p>
<div class="lb-trans"><p>CFAR 是一種可選升級，允許旅行者因通常不在標準保險政策覆蓋範圍內的原因取消旅行，在不確定的時期提供最大的靈活性。然而，只有在旅行者在有限的時間窗口內購買其計劃時，這項福利才可用，通常是在首次旅行押金後的 10 至 21 天內。當所有資格要求都滿足時，它可以報銷高達 75% 的預付、不可退還的旅行費用。</p>
</div><p>Despite strong early interest, many travelers are missing that deadline:</p>
<div class="lb-trans"><p>儘管早期興趣強烈，但許多旅行者錯過了這一截止日期：</p>
</div><ul>
<li><strong>2025 Full Year:</strong>
<ul>
<li>64% of quotes were generated within the time-sensitive window</li>
<li>52% of policies were purchased within the window</li>
</ul>
</li>
<li><strong>2026 Year-to-Date:</strong>
<ul>
<li>66% of quotes were within the window</li>
<li>Just 54% of policies were purchased within the window</li>
</ul>
</li>
</ul>
<div class="lb-trans"><ul>
<li><strong>2025 年全年：</strong>
<ul>
<li>64% 的報價是在時效性窗口內生成的</li>
<li>52% 的保單是在窗口內購買的</li>
</ul>
</li>
<li><strong>2026 年迄今為止：</strong>
<ul>
<li>66% 的報價在窗口內</li>
<li>僅 54% 的保單是在窗口內購買的</li>
</ul>
</li>
</ul>
</div><p>This means that nearly half of travelers buying travel insurance are doing so <strong>too late to qualify for CFAR</strong> and other early-purchase benefits, a trend that becomes especially relevant as summer trips are booked months in advance, but insurance decisions are delayed.</p>
<div class="lb-trans"><p>這意味着近一半購買旅行保險的旅行者 <strong>購買時間過晚，無法獲得 CFAR</strong> 及其他早期購買福利，這一趨勢在夏季旅行提前幾個月預訂時尤為明顯，但保險決策卻被延遲。</p>
</div><p>&#34;Summer is one of the busiest travel periods of the year, and travelers are spending more on trips than ever before,&#34; said InsureMyTrip CEO Suzanne Morrow. &#34;But many are waiting to purchase travel insurance, not realizing that this delay can cost them access to the most flexible coverage options available.&#34;</p>
<div class="lb-trans"><p>&#34;夏季是全年最繁忙的旅行時期之一，旅行者在旅行上的支出比以往任何時候都要多，&#34; InsureMyTrip 首席執行官 Suzanne Morrow 表示。&#34;但許多人在等待購買旅行保險，沒有意識到這種延遲可能會讓他們失去獲得最靈活的保障選項的機會。&#34;</p>
</div><p><strong>Peak Season, Higher Stakes</strong></p>
<div class="lb-trans"><p><strong>高峰季節，風險更高</strong></p>
</div><p>From family vacations and cruises to international getaways, summer travel often involves significant upfront costs and longer planning timelines. That makes CFAR particularly appealing, as it provides partial reimbursement even if travelers cancel for reasons outside standard coverage.</p>
<div class="lb-trans"><p>從家庭度假和郵輪到國際旅行，夏季旅行通常涉及顯著的前期費用和更長的規劃時間。這使得 CFAR 特別吸引人，因為即使旅行者因標準保障範圍外的原因取消，也能獲得部分報銷。</p>
</div><p>However, the data suggests a disconnect: while travelers are actively comparing plans early in their booking journey, many postpone their purchase — pushing them outside the eligibility window.</p>
<div class="lb-trans"><p>然而，數據顯示存在脱節：雖然旅行者在預訂過程中積極比較計劃，但許多人推遲購買——使他們超出了資格窗口。</p>
</div><p><strong>More Than Just CFAR</strong></p>
<div class="lb-trans"><p><strong>不僅僅是 CFAR</strong></p>
</div><p>Missing the time-sensitive window doesn't just impact CFAR eligibility. Travelers may also lose access to other important benefits, including:</p>
<div class="lb-trans"><p>錯過時效性窗口不僅影響 CFAR 的資格。旅行者可能還會失去其他重要福利的訪問權，包括：</p>
</div><ul>
<li>Coverage for pre-existing medical conditions</li>
<li>Financial default protection (in some cases)</li>
<li>Broader cancellation protections</li>
</ul>
<div class="lb-trans"><ul>
<li>先前存在的醫療條件的保障</li>
<li>財務違約保護（在某些情況下）</li>
<li>更廣泛的取消保護</li>
</ul>
</div><p><strong>What Travelers Should Do Now</strong></p>
<div class="lb-trans"><p><strong>旅行者現在應該做什麼</strong></p>
</div><p>With summer travel fast approaching, InsureMyTrip advises travelers to consider purchasing travel insurance shortly after making their first trip payment to ensure access to the widest range of benefits.</p>
<div class="lb-trans"><p>隨着夏季旅行的快速臨近，InsureMyTrip 建議旅行者在首次支付旅行費用後儘快考慮購買旅行保險，以確保獲得最廣泛的福利。</p>
</div><p><strong>Media Contact:</strong></p>
<div class="lb-trans"><p><strong>媒體聯繫：</strong></p>
</div><p>Victoria Sampley</p>
<div class="lb-trans"><p>Victoria Sampley</p>
</div><p><strong>[email protected]</strong></p>
<div class="lb-trans"><p><strong>[email protected]</strong></p>
</div><p><strong>About</strong> <strong>InsureMyTrip</strong></p>
<div class="lb-trans"><p><strong>關於</strong> <strong>InsureMyTrip</strong></p>
</div><p>You like options. We do too. It's simple. InsureMyTrip finds you the right travel insurance plan, every time. InsureMyTrip is the authority on travel insurance. We are committed to empowering travelers to make the best possible insurance decisions by leveraging our technology, data intelligence, and expertise. InsureMyTrip is rated A+ by the Better Business Bureau.</p>
<div class="lb-trans"><p>您喜歡選擇，我們也是。很簡單。InsureMyTrip 為您找到合適的旅行保險計劃，每次都如此。InsureMyTrip 是旅行保險的權威。我們致力於通過利用我們的技術、數據智能和專業知識，幫助旅行者做出最佳的保險決策。InsureMyTrip 在更好的商業局的評級為 A+。</p>
</div><p>SOURCE InsureMyTrip.com</p>
<div class="lb-trans"><p>來源 InsureMyTrip.com</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwNDIwJk5ld3NJdGVtSWQ9TlkzNzUzNCZUcmFuc21pc3Npb25fSWQ9MjAyNjA0MjAwODA3UFJfTkVXU19VU1BSX19fX19OWTM3NTM0" alt="" original-src="https://rt.prnewswire.com/rt.gif?NewsItemId=NY37534&amp;Transmission_Id=202604200807PR_NEWS_USPR_____NY37534&amp;DateId=20260420"/></p>

08:07 ET 數據：旅行者購買保險的時間過於拖延