<p>/PRNewswire/ -- LendingClub Corporation (NYSE: LC) 今天宣佈，它已通過與 Wisetack 的首次合作開始承銷和發放家居改善貸款，Wisetack 是一個與超過 40,000 名承包商嵌入式合作的平台，並且正在不斷增長。</p>
<p><img src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/76307/lending_club_logo_Logo.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/76307/lending_club_logo_Logo.jpg"/></p>
<p>LendingClub 將其專業知識、專有信用模型和銀行資產負債表直接帶到尋求便捷和實惠的家居改善項目融資的消費者銷售點。</p>
<p>“我們很高興能夠在 5000 億美元的家居改善市場中開始發放貸款，在這個市場中，我們相較於現有競爭者具有明顯的優勢，並且有着重要的增長機會，” LendingClub 的首席貸款官 Steve Mattics 説。“這個領域與我們的品牌形象非常契合。通過將我們先進的承銷和信用決策與 Wisetack 的嵌入式平台相結合，我們能夠為人們實現有意義的家居改善項目鋪平道路，同時幫助承包商發展自己的業務。這是我們始終追求的雙贏局面。”</p>
<p>通過 Wisetack 平台，LendingClub 發放的貸款最高可達 65,000 美元，並在承包商和商户的工作流程中無縫提供。LendingClub 的承銷系統基於超過 1500 億個專有數據單元，能夠實時做出信用決策，並支持更大貸款金額的透明條款。合作的好處顯而易見：</p>
<ol>
<li>房主可以獲得即時報價和實時批准，使他們能夠實現項目，</li>
<li>承包商可以獲得即時資金和更高的成交率，尤其是在較大項目上。</li>
</ol>
<p>“LendingClub 開始發放貸款加強了我們平台上的融資體驗，幫助更多承包商提供靈活的支付選項，使房主能夠推進更大項目，” Wisetack 的創始人兼首席執行官 Bobby Tzekin 説。</p>
<p>在 LendingClub 對 Wisetack 的投資支持下，兩家公司計劃繼續擴大合作，擴展 LendingClub 發起的融資解決方案在平台上的可用範圍。</p>
<p>“我們對 Wisetack 的團隊和平台印象深刻，” LendingClub 首席執行官 Scott Sanborn 説，“如此印象深刻，以至於我們還對該公司進行了投資，以幫助加速我們未來的合作。”</p>
<p>美國的家居改善市場每年支出估計達到 5000 億美元，這一支出受到老舊住房庫存和房主更傾向於翻新而非搬遷的推動。LendingClub 進入家居改善融資領域是其銷售點融資專業知識的自然延伸。這代表了一個強大的新機會，可以在重要時刻吸引、取悦和吸引消費者，並且是 LendingClub 的會員如何負責任地使用信用以實現這一目標的完美例證。</p>
<p><strong>關於 LendingClub</strong></p>
<p>LendingClub Bank（即將更名為 Happen Bank）是一家為積極管理財務生活的高信用評分、高收入、數字化消費者而建立的數字銀行。我們的不同之處在於，我們使他們能夠輕鬆訪問獲獎產品，幫助他們保留更多收入並在儲蓄上獲得更多收益。我們的產品設計旨在獎勵我們的五百萬會員，當他們採取積極的財務步驟時，例如定期儲蓄或按時還款。</p>
<p>我們的成功得益於我們先進的信用承銷、為創新而設計的專有技術平台，以及推動會員、貸款投資者和股東價值的市場銀行模型。其結果是以可負擔的信用、重要的價值和可信賴的銀行關係在規模上持續且盈利地提供。</p>
<p>在展望我們的下一個篇章時，我們選擇一個反映我們存在原因的名稱：為我們的會員鋪平道路，讓他們實現 <em>happen.</em> 瞭解更多信息，請訪問 https://www.meethappen.com。</p>
<p>LendingClub Corporation (NYSE: LC) 是 LendingClub Bank, National Association 的母公司和運營商，會員 FDIC。根據與 Wisetack 的合作發起的貸款由 LendingClub Bank 承銷和發放。有關 LendingClub 的更多信息，請訪問 https://www.lendingclub.com。</p>
<p><strong>關於 Wisetack</strong></p>
<p>Wisetack 是家居服務和家居改善領域消費者融資的領先嵌入式平台，在其他領域如選擇性醫療和汽車維修中也有存在。Wisetack 與軟件公司合作，通過簡單的 API 將消費者融資選項嵌入其面向客户的應用程序中。Wisetack 的廣泛商户網絡依賴於 Wisetack 為其客户提供在銷售點的可負擔的分期付款選項。</p>
<p>Wisetack 成立於 2018 年，總部位於舊金山，由金融科技行業經驗豐富的領導團隊創辦，得到了 Greylock Partners、Quadrille Capital、Insight Partners 和 Bain Capital Ventures 等領先風險投資公司的支持。通過 Wisetack 提供的支付選項由其貸款合作伙伴提供，並需經過信用審批。條款可能有所不同。</p>
<p><strong>免責申明</strong></p>
<p>本新聞稿中的部分聲明，包括關於我們與 Wisetack 合作的增長和收益的聲明，屬於 “前瞻性聲明”。諸如 “計劃”、“交付” 等詞語及類似表達可能標識前瞻性聲明，儘管並非所有前瞻性聲明都包含這些標識性詞彙。可能導致實際結果與這些前瞻性聲明所設想的結果存在重大差異的因素包括：我們在家居改善貸款領域開發和運營有吸引力的產品的能力、宏觀經濟條件、貸款需求和表現，以及在 LendingClub Corporation 最近提交給證券交易委員會的 10-K 表格年報中列出的 “風險因素” 部分，以及其後續提交給證券交易委員會的文件。實際結果或事件可能與前瞻性聲明中披露的計劃、意圖和期望存在重大差異，因此您不應對前瞻性聲明過於依賴。我們不承擔更新任何前瞻性聲明的義務，無論是由於新信息、未來事件還是其他原因，法律要求的情況除外。</p>
<p><strong>聯繫方式</strong>：</p>
<p>LendingClub</p>
<p>媒體聯繫人：Press@lendingclub.com</p>
<p>投資者聯繫：IR@lendingclub.com</p>
<p>Wisetack</p>
<p>媒體聯繫人：Press@wisetack.com</p>
<p>來源：LendingClub Corporation</p>

<p>LendingClub Corporation（紐約證券交易所代碼：LC）通過與 Wisetack 的合作推出了家居改善融資，能夠承保和發放高達 65,000 美元的貸款。該舉措瞄準 5000 億美元的家居改善市場，為房主提供即時報價和實時審批，同時幫助承包商獲得即時資金。此次合作旨在提升融資體驗，並擴大 LendingClub 在家居改善領域的產品供應，利用其先進的信用模型和技術。兩家公司計劃進一步擴大合作，LendingClub 還將對 Wisetack 進行投資</p>

<p>, /PRNewswire/ -- LendingClub Corporation (NYSE: LC) today announced it has started underwriting and originating home improvement loans through its inaugural partnership with Wisetack, a platform embedded with over 40,000 contractors and growing.</p>
<div class="lb-trans"><p>/PRNewswire/ -- LendingClub Corporation (NYSE: LC) 今天宣佈，它已通過與 Wisetack 的首次合作開始承銷和發放家居改善貸款，Wisetack 是一個與超過 40,000 名承包商嵌入式合作的平台，並且正在不斷增長。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/76307/lending_club_logo_Logo.jpg" alt="" original-src="https://mma.prnewswire.com/media/76307/lending_club_logo_Logo.jpg"/></p>
<p>LendingClub brings its expertise, proprietary credit models, and bank balance sheet directly to the point of sale for consumers seeking convenient and affordable financing for home improvement projects.</p>
<div class="lb-trans"><p>LendingClub 將其專業知識、專有信用模型和銀行資產負債表直接帶到尋求便捷和實惠的家居改善項目融資的消費者銷售點。</p>
</div><p>&#34;We're excited to begin originating loans within the $500 billion home improvement market, where we have distinct advantages over incumbents and a meaningful opportunity for growth,&#34; said Steve Mattics, Chief Lending Officer at LendingClub. &#34;This space is distinctly on brand for us. By combining our advanced underwriting and credit decisioning with Wisetack's embedded platform, we're able to clear the way for people to make meaningful home improvement projects happen while also helping contractors grow their own businesses. It's the type of win-win we're always striving for.&#34;</p>
<div class="lb-trans"><p>“我們很高興能夠在 5000 億美元的家居改善市場中開始發放貸款，在這個市場中，我們相較於現有競爭者具有明顯的優勢，並且有着重要的增長機會，” LendingClub 的首席貸款官 Steve Mattics 説。“這個領域與我們的品牌形象非常契合。通過將我們先進的承銷和信用決策與 Wisetack 的嵌入式平台相結合，我們能夠為人們實現有意義的家居改善項目鋪平道路，同時幫助承包商發展自己的業務。這是我們始終追求的雙贏局面。”</p>
</div><p>Through the Wisetack platform, loans up to $65,000 are originated by LendingClub and offered seamlessly within contractor and merchant workflows. LendingClub's underwriting system, which is informed by more than 150 billion cells of proprietary data, enables real-time credit decisions and supports access to larger loan amounts with transparent terms. The benefits of the partnership are clear:</p>
<div class="lb-trans"><p>通過 Wisetack 平台，LendingClub 發放的貸款最高可達 65,000 美元，並在承包商和商户的工作流程中無縫提供。LendingClub 的承銷系統基於超過 1500 億個專有數據單元，能夠實時做出信用決策，並支持更大貸款金額的透明條款。合作的好處顯而易見：</p>
</div><ol>
<li>Homeowners get instant offers and real-time approvals that allow them to make their projects happen, and</li>
<li>Contractors get immediate funding and better close rates, especially on larger projects.</li>
</ol>
<div class="lb-trans"><ol>
<li>房主可以獲得即時報價和實時批准，使他們能夠實現項目，</li>
<li>承包商可以獲得即時資金和更高的成交率，尤其是在較大項目上。</li>
</ol>
</div><p>&#34;LendingClub's move to originate loans strengthens the financing experience across our platform, helping more contractors offer flexible payment options that enable homeowners to move forward with larger projects,&#34; said Bobby Tzekin, Founder and CEO of Wisetack.</p>
<div class="lb-trans"><p>“LendingClub 開始發放貸款加強了我們平台上的融資體驗，幫助更多承包商提供靈活的支付選項，使房主能夠推進更大項目，” Wisetack 的創始人兼首席執行官 Bobby Tzekin 説。</p>
</div><p>Reinforced by LendingClub's investment in Wisetack, both companies plan to continue scaling the partnership, expanding the range of LendingClub-originated financing solutions available across the platform.</p>
<div class="lb-trans"><p>在 LendingClub 對 Wisetack 的投資支持下，兩家公司計劃繼續擴大合作，擴展 LendingClub 發起的融資解決方案在平台上的可用範圍。</p>
</div><p>&#34;We've been really impressed with Wisetack's team and platform,&#34; said Scott Sanborn, LendingClub CEO, &#34;so impressed that we have also made an investment in the company to help accelerate our future together.&#34;</p>
<div class="lb-trans"><p>“我們對 Wisetack 的團隊和平台印象深刻，” LendingClub 首席執行官 Scott Sanborn 説，“如此印象深刻，以至於我們還對該公司進行了投資，以幫助加速我們未來的合作。”</p>
</div><p>The U.S. home improvement market represents an estimated $500 billion in annual spending, driven by aging housing inventory and a continued preference among homeowners to renovate rather than relocate. LendingClub's expansion into the home improvement financing vertical is a natural extension of its point-of-sale financing expertise. This represents a powerful new opportunity to attract, delight, and engage consumers in moments that matter – and represents a perfect example of how LendingClub's members use credit responsibly to make it happen.</p>
<div class="lb-trans"><p>美國的家居改善市場每年支出估計達到 5000 億美元，這一支出受到老舊住房庫存和房主更傾向於翻新而非搬遷的推動。LendingClub 進入家居改善融資領域是其銷售點融資專業知識的自然延伸。這代表了一個強大的新機會，可以在重要時刻吸引、取悦和吸引消費者，並且是 LendingClub 的會員如何負責任地使用信用以實現這一目標的完美例證。</p>
</div><p><strong>About LendingClub</strong></p>
<div class="lb-trans"><p><strong>關於 LendingClub</strong></p>
</div><p>LendingClub Bank (soon to be Happen Bank) is a digital bank built for the Motivated Middle: high-FICO, high-income, digitally savvy consumers actively managing their financial lives. Our difference? We make it easy for them to access award-winning products that help them keep more of what they earn and earn more on what they save. Our products are aligned by design to reward our five million members when they take positive financial steps, like saving regularly or making loan payments on time.</p>
<div class="lb-trans"><p>LendingClub Bank（即將更名為 Happen Bank）是一家為積極管理財務生活的高信用評分、高收入、數字化消費者而建立的數字銀行。我們的不同之處在於，我們使他們能夠輕鬆訪問獲獎產品，幫助他們保留更多收入並在儲蓄上獲得更多收益。我們的產品設計旨在獎勵我們的五百萬會員，當他們採取積極的財務步驟時，例如定期儲蓄或按時還款。</p>
</div><p>Our success is fueled by our advanced credit underwriting, a proprietary technology platform engineered for innovation, and a marketplace bank model that drives value for members, loan investors, and shareholders alike. The result is affordable credit, meaningful value, and a trusted banking relationship delivered consistently and profitably at scale.</p>
<div class="lb-trans"><p>我們的成功得益於我們先進的信用承銷、為創新而設計的專有技術平台，以及推動會員、貸款投資者和股東價值的市場銀行模型。其結果是以可負擔的信用、重要的價值和可信賴的銀行關係在規模上持續且盈利地提供。</p>
</div><p>As we look to our next chapter, we're choosing a name that reflects why we exist: to clear the way for our members to make it <em>happen.</em> Learn more at https://www.meethappen.com.</p>
<div class="lb-trans"><p>在展望我們的下一個篇章時，我們選擇一個反映我們存在原因的名稱：為我們的會員鋪平道路，讓他們實現 <em>happen.</em> 瞭解更多信息，請訪問 https://www.meethappen.com。</p>
</div><p>LendingClub Corporation (NYSE: LC) is the parent company and operator of LendingClub Bank, National Association, Member FDIC. Loans originated pursuant to the partnership with Wisetack are underwritten and originated by LendingClub Bank. For more information about LendingClub, visit https://www.lendingclub.com.</p>
<div class="lb-trans"><p>LendingClub Corporation (NYSE: LC) 是 LendingClub Bank, National Association 的母公司和運營商，會員 FDIC。根據與 Wisetack 的合作發起的貸款由 LendingClub Bank 承銷和發放。有關 LendingClub 的更多信息，請訪問 https://www.lendingclub.com。</p>
</div><p><strong>About Wisetack</strong></p>
<div class="lb-trans"><p><strong>關於 Wisetack</strong></p>
</div><p>Wisetack is the leading embedded platform for consumer financing for home services and home improvement, with presence in other verticals such as elective medical and car repair. Wisetack partners with software companies to embed consumer financing options into their customer-facing applications through simple APIs. Wisetack's extensive network of merchants rely on Wisetack to offer their customers affordable pay-over-time options at point of sale.</p>
<div class="lb-trans"><p>Wisetack 是家居服務和家居改善領域消費者融資的領先嵌入式平台，在其他領域如選擇性醫療和汽車維修中也有存在。Wisetack 與軟件公司合作，通過簡單的 API 將消費者融資選項嵌入其面向客户的應用程序中。Wisetack 的廣泛商户網絡依賴於 Wisetack 為其客户提供在銷售點的可負擔的分期付款選項。</p>
</div><p>Founded in 2018 in San Francisco by an experienced team of leaders in the financial technology industry, Wisetack is backed by leading VCs such as Greylock Partners, Quadrille Capital, Insight Partners, and Bain Capital Ventures. Payment options through Wisetack are provided by its lending partners and subject to credit approval. Terms may vary.</p>
<div class="lb-trans"><p>Wisetack 成立於 2018 年，總部位於舊金山，由金融科技行業經驗豐富的領導團隊創辦，得到了 Greylock Partners、Quadrille Capital、Insight Partners 和 Bain Capital Ventures 等領先風險投資公司的支持。通過 Wisetack 提供的支付選項由其貸款合作伙伴提供，並需經過信用審批。條款可能有所不同。</p>
</div><p><strong>Safe Harbor Statement</strong></p>
<div class="lb-trans"><p><strong>免責申明</strong></p>
</div><p>Some of the statements in this press release, including statements regarding the growth and benefits of our partnership with Wisetack, are &#34;forward-looking statements.&#34; Words such as &#34;plan&#34;, &#34;delivers&#34; and similar expressions may identify forward-looking statements, although not all forward-looking statements may contain these identifying words. Factors that could cause actual results to differ materially from those contemplated by these forward-looking statements include: our ability to develop and operate a compelling offering in the home improvement lending space, macroeconomic conditions, loan demand and performance, and those factors set forth in the section titled &#34;Risk Factors&#34; in LendingClub Corporation's most recent Annual Report on Form 10-K, as filed with the Securities and Exchange Commission, as well as in its subsequent filings with the Securities and Exchange Commission. Actual results or events could differ materially from the plans, intentions and expectations disclosed in forward-looking statements, and you should not place undue reliance on forward-looking statements. We do not assume any obligation to update any forward-looking statements, whether as a result of new information, future events or otherwise, except as required by law.</p>
<div class="lb-trans"><p>本新聞稿中的部分聲明，包括關於我們與 Wisetack 合作的增長和收益的聲明，屬於 “前瞻性聲明”。諸如 “計劃”、“交付” 等詞語及類似表達可能標識前瞻性聲明，儘管並非所有前瞻性聲明都包含這些標識性詞彙。可能導致實際結果與這些前瞻性聲明所設想的結果存在重大差異的因素包括：我們在家居改善貸款領域開發和運營有吸引力的產品的能力、宏觀經濟條件、貸款需求和表現，以及在 LendingClub Corporation 最近提交給證券交易委員會的 10-K 表格年報中列出的 “風險因素” 部分，以及其後續提交給證券交易委員會的文件。實際結果或事件可能與前瞻性聲明中披露的計劃、意圖和期望存在重大差異，因此您不應對前瞻性聲明過於依賴。我們不承擔更新任何前瞻性聲明的義務，無論是由於新信息、未來事件還是其他原因，法律要求的情況除外。</p>
</div><p><strong>CONTACTS</strong>:</p>
<div class="lb-trans"><p><strong>聯繫方式</strong>：</p>
</div><p>LendingClub</p>
<div class="lb-trans"><p>LendingClub</p>
</div><p>Media Contact: Press@lendingclub.com</p>
<div class="lb-trans"><p>媒體聯繫人：Press@lendingclub.com</p>
</div><p>For Investors: IR@lendingclub.com</p>
<div class="lb-trans"><p>投資者聯繫：IR@lendingclub.com</p>
</div><p>Wisetack</p>
<div class="lb-trans"><p>Wisetack</p>
</div><p>Media Contact: Press@wisetack.com</p>
<div class="lb-trans"><p>媒體聯繫人：Press@wisetack.com</p>
</div><p>SOURCE LendingClub Corporation</p>
<div class="lb-trans"><p>來源：LendingClub Corporation</p>
</div>

LendingClub 推出家裝融資；通過與 Wisetack 的首次合作開始承銷和發放貸款 | LC 股票新聞