<p>河內——根據越南工商會（VCCI）進行的一項調查，家庭企業被視為經濟的重要支柱，目前面臨諸多挑戰，因此需要更多支持政策以有效運營。</p>
<p>4 月 23 日發佈的一項調查顯示，儘管家庭企業數量眾多，但它們的利潤空間很薄，採取了相對防禦的態度。</p>
<p>到 2025 年底，越南大約有 610 萬個活躍的家庭企業。它們僱傭了約 1000 萬名工人，併為國家預算貢獻了 328.4 萬億越南盾。</p>
<p>這項在 2026 年 2 月至 4 月間對 34 個省市的 1000 多家家庭企業進行的調查，描繪出一個遠非樂觀的局面。</p>
<p>VCCI 法律部副秘書長兼負責人Đậu Anh Tuấn 指出，73.7% 的家庭企業報告稱在 2025 年僅獲得了適度的利潤。超過 81% 的企業經歷了收入下降，而 75% 的企業客户數量減少。只有 1.9% 的企業達到了預期的利潤水平。</p>
<p>這表明大多數企業的運營利潤空間很薄——足以維持運營，但不足以積累資本或抵禦未來衝擊，Tuấn 説。</p>
<p>根據調查，60.8% 的受訪者計劃在未來兩年內維持現有規模，33% 打算縮減規模。4.4% 考慮關閉，只有 1.8% 計劃擴張。</p>
<p>研究團隊警告稱，如果沒有適當的政策調整，該行業面臨陷入停滯循環的風險——無法增長、正規化或建立足夠的資源以增強競爭力。</p>
<p>值得注意的是，法律挑戰已成為比輸入成本或市場條件更緊迫的關注點。調查顯示，73.3% 的家庭企業認為法律困難對其影響重大或嚴重，而輸入相關挑戰為 59.3%，市場問題為 43.8%。</p>
<p>Tuấn 強調了一個關鍵發現，即合規負擔並不會隨着企業的增長而減輕。相反，在許多領域，合規負擔隨着收入規模的增加而增加，可能導致一種制度環境無意中使家庭企業不願擴張。</p>
<p>調查顯示，合規時間和成本隨着收入的增加而上升，從收入低於 500 百萬越南盾的企業的 61.5% 到收入超過 30 億越南盾的企業的 87.3%。</p>
<p>報告還指出，只有 15.6% 的家庭企業計劃在兩年內正規化，而 84.4% 則沒有。</p>
<p>VCCI 表示，政策意識發揮着關鍵作用，33% 的信息充分的家庭企業打算轉型，而信息不足的家庭企業中只有 13%。</p>
<p>此外，融入供應鏈的企業、擁有較大員工隊伍的企業以及需要正式合同交易的企業被視為關鍵的 “轉型核心”。</p>
<p>因此，VCCI 建議，鼓勵正規化的政策不應統一適用，而應有針對性——重點關注增長潛力最大的羣體。</p>
<p><strong>改革優先事項</strong></p>
<p>VCCI 建議對家庭企業採取更務實和分層的政策方法。首要任務是簡化法規的複雜性，確保其適合微型運營商、年長企業主和教育背景有限的人羣。</p>
<p>同時，需要開發低成本、用户友好的合規工具，如簡單的會計軟件、清晰易懂的税務指導以及地方層面的直接支持機制。</p>
<p>VCCI 還建議政策應明確識別優先羣體。例如，小規模家庭企業應獲得增強穩定性和韌性的支持，而較大的企業應優先考慮轉型為企業。</p>
<p>在向企業轉型的過程中，重點應是通過初始激勵、簡化程序和分階段的監管義務來降低轉型的實際成本。</p>
<p>資深經濟學家、VCCI 前副主席 Phạm Chi Lan 強調，良好的商業環境不僅僅是障礙更少，而是法規的制定方向應易於理解、易於實施和可預測。</p>
<p>專家表示，促進合規不僅會減輕家庭企業的壓力，還將有助於保持其固有的活力和靈活性，從而更有效地促進可持續經濟增長。——越南新聞社</p>

<p>根據越南工商會（VCCI）的調查，家庭企業對經濟至關重要，但面臨重大挑戰，需要更多支持政策。目前約有 610 萬個活躍的家庭企業，僱傭了 1000 萬工人，許多企業報告利潤微薄且收入下降。法律挑戰是一個主要問題，影響了企業的增長和正規化。VCCI 建議制定針對性的政策，以簡化法規，開發用户友好的合規工具，並根據企業的規模和增長潛力提供支持。專家強調，需要一個有利的商業環境來增強可持續性和經濟增長</p>

<p>HÀ NỘI — Household businesses, seen as a vital pillar of the economy, are currently facing numerous challenges meaning they require more supportive policies to operate effectively, according to a survey conducted by the Vietnam Chamber of Commerce and Industry (VCCI).</p>
<div class="lb-trans"><p>河內——根據越南工商會（VCCI）進行的一項調查，家庭企業被視為經濟的重要支柱，目前面臨諸多挑戰，因此需要更多支持政策以有效運營。</p>
</div><p>A survey, released on April 23, showed that while household businesses remain numerous, they are operating on thin profit margins and adopting a largely defensive stance.</p>
<div class="lb-trans"><p>4 月 23 日發佈的一項調查顯示，儘管家庭企業數量眾多，但它們的利潤空間很薄，採取了相對防禦的態度。</p>
</div><p>Việt Nam had approximately 6.1 million active household businesses by the end of 2025. They employ around ten million workers and contributed VNĐ32.84 trillion to the State budget.</p>
<div class="lb-trans"><p>到 2025 年底，越南大約有 610 萬個活躍的家庭企業。它們僱傭了約 1000 萬名工人，併為國家預算貢獻了 328.4 萬億越南盾。</p>
</div><p>The survey, conducted between February and April 2026 with more than 1,000 household businesses across 34 provinces and cities, paints a far from optimistic picture.</p>
<div class="lb-trans"><p>這項在 2026 年 2 月至 4 月間對 34 個省市的 1000 多家家庭企業進行的調查，描繪出一個遠非樂觀的局面。</p>
</div><p>Đậu Anh Tuấn, vice secretary general and head of the Legal Department at VCCI, noted that 73.7 per cent of household businesses reported making only modest profits in 2025. More than 81 per cent experienced declining revenues, while 75 per cent saw a drop in customer numbers. Only 1.9 per cent achieved their expected profit levels.</p>
<div class="lb-trans"><p>VCCI 法律部副秘書長兼負責人Đậu Anh Tuấn 指出，73.7% 的家庭企業報告稱在 2025 年僅獲得了適度的利潤。超過 81% 的企業經歷了收入下降，而 75% 的企業客户數量減少。只有 1.9% 的企業達到了預期的利潤水平。</p>
</div><p>This indicates that most businesses are operating on thin margins – sufficient to sustain operations, but insufficient to accumulate capital or withstand future shocks, Tuấn said.</p>
<div class="lb-trans"><p>這表明大多數企業的運營利潤空間很薄——足以維持運營，但不足以積累資本或抵禦未來衝擊，Tuấn 説。</p>
</div><p>According to the survey, 60.8 per cent of respondents plan to maintain their current scale over the next two years and 33 per cent intend to downsize. While 4.4 per cent are considering closure and only 1.8 per cent aim to expand.</p>
<div class="lb-trans"><p>根據調查，60.8% 的受訪者計劃在未來兩年內維持現有規模，33% 打算縮減規模。4.4% 考慮關閉，只有 1.8% 計劃擴張。</p>
</div><p>The research team warns that without appropriate policy adjustments, the sector risks falling into a cycle of stagnation – unable to grow, formalise, or build sufficient resources to enhance competitiveness.</p>
<div class="lb-trans"><p>研究團隊警告稱，如果沒有適當的政策調整，該行業面臨陷入停滯循環的風險——無法增長、正規化或建立足夠的資源以增強競爭力。</p>
</div><p>Notably, legal challenges have emerged as a more pressing concern than input costs or market conditions. The survey shows that 73.3 per cent of household businesses consider legal difficulties to have a major or severe impact, compared with 59.3 per cent for input-related challenges and 43.8 per cent for market issues.</p>
<div class="lb-trans"><p>值得注意的是，法律挑戰已成為比輸入成本或市場條件更緊迫的關注點。調查顯示，73.3% 的家庭企業認為法律困難對其影響重大或嚴重，而輸入相關挑戰為 59.3%，市場問題為 43.8%。</p>
</div><p>Tuấn highlighted a key finding that the burden of regulatory compliance does not diminish as businesses grow. On the contrary, in many areas it increases with revenue size, potentially creating an institutional environment that inadvertently keeps household businesses reluctant to expand.</p>
<div class="lb-trans"><p>Tuấn 強調了一個關鍵發現，即合規負擔並不會隨着企業的增長而減輕。相反，在許多領域，合規負擔隨着收入規模的增加而增加，可能導致一種制度環境無意中使家庭企業不願擴張。</p>
</div><p>The survey shows compliance time and costs rise with revenue, from 61.5 per cent for firms earning under VNĐ500 million to 87.3 per cent for those above VNĐ3 billion.</p>
<div class="lb-trans"><p>調查顯示，合規時間和成本隨着收入的增加而上升，從收入低於 500 百萬越南盾的企業的 61.5% 到收入超過 30 億越南盾的企業的 87.3%。</p>
</div><p>The report also notes that only 15.6 per cent of household businesses plan to formalise within two years, while 84.4 per cent do not.</p>
<div class="lb-trans"><p>報告還指出，只有 15.6% 的家庭企業計劃在兩年內正規化，而 84.4% 則沒有。</p>
</div><p>VCCI said policy awareness plays a key role, with 33 per cent of well-informed households intending to convert, compared with 13 per cent among those less informed.</p>
<div class="lb-trans"><p>VCCI 表示，政策意識發揮着關鍵作用，33% 的信息充分的家庭企業打算轉型，而信息不足的家庭企業中只有 13%。</p>
</div><p>Additionally, businesses integrated into supply chains, those with larger workforces, and those requiring formal contractual transactions are identified as key 'conversion nuclei'.</p>
<div class="lb-trans"><p>此外，融入供應鏈的企業、擁有較大員工隊伍的企業以及需要正式合同交易的企業被視為關鍵的 “轉型核心”。</p>
</div><p>VCCI therefore recommends that policies encouraging formalisation should not be applied uniformly, but rather be targeted – focusing on groups with the greatest growth potential.</p>
<div class="lb-trans"><p>因此，VCCI 建議，鼓勵正規化的政策不應統一適用，而應有針對性——重點關注增長潛力最大的羣體。</p>
</div><p><strong>Reform priorities</strong></p>
<div class="lb-trans"><p><strong>改革優先事項</strong></p>
</div><p>VCCI recommends a more practical and segmented policy approach for household businesses. The foremost priority is to reduce the complexity of regulations, ensuring they are appropriate for micro-scale operators, older business owners, and those with limited educational backgrounds.</p>
<div class="lb-trans"><p>VCCI 建議對家庭企業採取更務實和分層的政策方法。首要任務是簡化法規的複雜性，確保其適合微型運營商、年長企業主和教育背景有限的人羣。</p>
</div><p>At the same time, there is a need to develop low-cost, user-friendly compliance tools, such as simple accounting software, clear and accessible tax guidance, and direct support mechanisms at the local level.</p>
<div class="lb-trans"><p>同時，需要開發低成本、用户友好的合規工具，如簡單的會計軟件、清晰易懂的税務指導以及地方層面的直接支持機制。</p>
</div><p>VCCI also proposes that policies clearly identify priority groups. For exemple, small scale household businesses should receive supports in enhancing stability and resilience. While, larger ones should be prioritised for transition into enterprises.</p>
<div class="lb-trans"><p>VCCI 還建議政策應明確識別優先羣體。例如，小規模家庭企業應獲得增強穩定性和韌性的支持，而較大的企業應優先考慮轉型為企業。</p>
</div><p>At the pathway to the enterprises, the focus should be to reduce the real costs of conversion through initial incentives, simplified procedures, and a phased approach to regulatory obligations.</p>
<div class="lb-trans"><p>在向企業轉型的過程中，重點應是通過初始激勵、簡化程序和分階段的監管義務來降低轉型的實際成本。</p>
</div><p>Phạm Chi Lan, a senior economist and former vice chairwoman of VCCI, emphasised that a favourable business environment is not merely one with fewer barriers, but one in which regulations are built in directions of ease of understanding, ease of implementation and predictability.</p>
<div class="lb-trans"><p>資深經濟學家、VCCI 前副主席 Phạm Chi Lan 強調，良好的商業環境不僅僅是障礙更少，而是法規的制定方向應易於理解、易於實施和可預測。</p>
</div><p>Experts stated that facilitating compliance will not only reduce pressure on household businesses, but also help preserve their inherent dynamism and flexibility – thereby contributing more effectively to sustainable economic growth. — VNS</p>
<div class="lb-trans"><p>專家表示，促進合規不僅會減輕家庭企業的壓力，還將有助於保持其固有的活力和靈活性，從而更有效地促進可持續經濟增長。——越南新聞社</p>
</div>

家庭企業需要更多的扶持政策