<p>，/PRNewswire/ -- 三項法案旨在幫助家庭維持他們的房屋保險覆蓋，並在災後獲得他們所支付的保險福利，今天通過了州參議院撥款委員會，並將提交給參議院全體會議。</p>
<p>野火倖存者和在伊頓和太平洋帕利塞德火災中掙扎以維持保險的消費者，支持由消費者觀察者和每位火災倖存者網絡共同發起、由參議員薩莎·雷妮·佩雷斯和本·艾倫撰寫的法案。</p>
<p>這些法案反映了災後倖存者為獲得索賠而鬥爭的努力，並支持所有在維持房屋保險方面掙扎的消費者。70% 的洛杉磯火災倖存者報告稱，保險延誤和賠付不足阻礙了他們的恢復。僅在過去幾年中，近一百萬加州人被迫轉向低福利、高成本的 FAIR 計劃，或進入不受監管的盈餘保險公司。</p>
<p>SB 878，由參議員薩莎·雷妮·佩雷斯撰寫，強化了關於索賠延誤的現有法律，要求保險公司及時以書面形式回應索賠，並對延遲支付索賠處以罰款。</p>
<p>&#34;SB 878 是關於問責制的。那些已經失去一切的家庭不應該被迫一個月又一個月地爭取我們應得的賠償，&#34;伊頓火災倖存者達蒙·布朗特説，他在火災中失去了家園和生計。</p>
<p>SB 877，由參議員薩莎·雷妮·佩雷斯撰寫，幫助消費者挑戰索賠不足，要求保險公司披露所有原始損失估算和所有修訂。</p>
<p>&#34;SB 877 很簡單。它要求保險公司向房主展示原始損失估算並解釋任何變更。在失去如此之多之後，簡單的透明度是我們應得的最低要求，&#34;羅斯安娜·瓦爾維德説，她在帕薩迪納的房屋因火災而受到有毒污染。</p>
<p>SB 1301，由參議員本·艾倫撰寫，保護保單持有人免受無解釋和突然不續保的影響，提供更大的披露和更多的時間來修復任何問題，以防止失去保險覆蓋。</p>
<p>&#34;SB 1301 將要求保險公司明確書面説明維持保險覆蓋所需的條件，並給予房主真正的機會和時間來遵守。如果這些保護措施早已到位，我們今天可能仍會擁有我們的保單，&#34;馬格達·莫利納説，她花費 8000 美元進行修理，卻被保險公司告知這還不足以維持他們的保險覆蓋。</p>
<p>&#34;每位加州人都會因為這些法案而更加安全，&#34;每位火災倖存者網絡執行董事喬伊·陳説。</p>
<p>&#34;這些法案都是關於獲得保險覆蓋和讓消費者獲得他們所支付的保險福利，&#34;消費者觀察者執行董事卡門·巴爾伯説。</p>
<p>參議院法案 877、878 和 1301 現在將提交給參議院全體會議。</p>
<p>民調顯示，超過 90% 的加州人支持要求保險公司在不續保前給予更長的通知，並提供足夠的時間進行改進以保持保險。</p>
<p>觀看與立法者和倖存者一起支持這些法案的新聞發佈會。</p>
<p>40 個野火倖存者、消費者、環境、民事和經濟正義、勞動、小企業和社區組織聯合支持這些法案。</p>
<p>瞭解更多信息，請訪問 www.fixinsurance.org</p>
<p>來源：消費者觀察者</p>
<p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwNTE0Jk5ld3NJdGVtSWQ9REM2MDMwNCZUcmFuc21pc3Npb25fSWQ9MjAyNjA1MTQxNjIxUFJfTkVXU19VU1BSX19fX19EQzYwMzA0?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwNTE0Jk5ld3NJdGVtSWQ9REM2MDMwNCZUcmFuc21pc3Npb25fSWQ9MjAyNjA1MTQxNjIxUFJfTkVXU19VU1BSX19fX19EQzYwMzA0"/></p>

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<p>三項旨在確保家庭在災後獲得房屋保險覆蓋和福利的法案已通過州參議院撥款委員會，並將進入參議院全體會議。這些法案得到了野火倖存者和消費者權益倡導團體的支持，解決了索賠延遲、賠付不足和不續保等問題。SB 878 強制要求保險公司及時書面回覆，SB 877 要求在損失估算中保持透明，SB 1301 則增強了對突發不續保的保護。超過 90% 的加利福尼亞人支持這些措施，旨在改善消費者獲得保險福利的渠道</p>

<p>, /PRNewswire/ -- Three bills to help families keep their home insurance coverage and get the insurance benefits they pay for after a disaster, passed out of the state Senate Appropriations Committee today and head to the Senate Floor.</p>
<div class="lb-trans"><p>，/PRNewswire/ -- 三項法案旨在幫助家庭維持他們的房屋保險覆蓋，並在災後獲得他們所支付的保險福利，今天通過了州參議院撥款委員會，並將提交給參議院全體會議。</p>
</div><p>Wildfire survivors and consumers struggling to keep their insurance and recover from the Eaton and Pacific Palisades fires have rallied in support of the bills cosponsored by Consumer Watchdog and the Every Fire Survivor's Network and authored by Senators Sasha Renée Pérez and Ben Allen.</p>
<div class="lb-trans"><p>野火倖存者和在伊頓和太平洋帕利塞德火災中掙扎以維持保險的消費者，支持由消費者觀察者和每位火災倖存者網絡共同發起、由參議員薩莎·雷妮·佩雷斯和本·艾倫撰寫的法案。</p>
</div><p>The bills reflect the fight of disaster survivors to get their claims paid and support all consumers struggling to keep their home insurance. Seventy percent of Los Angeles fire survivors report that insurance delays and underpayments are impeding their recovery. Nearly one million Californians have been pushed onto the low-benefit, high-cost FAIR Plan, or into unregulated surplus lines insurance companies, in just the last few years.</p>
<div class="lb-trans"><p>這些法案反映了災後倖存者為獲得索賠而鬥爭的努力，並支持所有在維持房屋保險方面掙扎的消費者。70% 的洛杉磯火災倖存者報告稱，保險延誤和賠付不足阻礙了他們的恢復。僅在過去幾年中，近一百萬加州人被迫轉向低福利、高成本的 FAIR 計劃，或進入不受監管的盈餘保險公司。</p>
</div><p>SB 878, authored by Senator Sasha Renée Pérez, strengthens existing laws on claim delays by requiring insurers to respond to claims in writing and on time and penalizes late payment of claims.</p>
<div class="lb-trans"><p>SB 878，由參議員薩莎·雷妮·佩雷斯撰寫，強化了關於索賠延誤的現有法律，要求保險公司及時以書面形式回應索賠，並對延遲支付索賠處以罰款。</p>
</div><p>&#34;SB 878 is about accountability. Families who have already lost everything should not be forced to fight month after month just to receive the payments we are owed,&#34; said Damon Blount, a survivor of the Eaton fire who lost his home and livelihood in the fire.</p>
<div class="lb-trans"><p>&#34;SB 878 是關於問責制的。那些已經失去一切的家庭不應該被迫一個月又一個月地爭取我們應得的賠償，&#34;伊頓火災倖存者達蒙·布朗特説，他在火災中失去了家園和生計。</p>
</div><p>SB 877, authored by Senator Sasha Renée Pérez, helps consumers challenge claim underpayments by requiring insurers to disclose all original loss estimates and all revisions.</p>
<div class="lb-trans"><p>SB 877，由參議員薩莎·雷妮·佩雷斯撰寫，幫助消費者挑戰索賠不足，要求保險公司披露所有原始損失估算和所有修訂。</p>
</div><p>&#34;SB 877 is simple. It requires insurers to show homeowners the original loss estimates and explain any changes. After losing so much, simple transparency is the least we deserve,&#34; said Rossana Valverde, whose standing home in Pasadena was left full of toxic contamination by the fire.</p>
<div class="lb-trans"><p>&#34;SB 877 很簡單。它要求保險公司向房主展示原始損失估算並解釋任何變更。在失去如此之多之後，簡單的透明度是我們應得的最低要求，&#34;羅斯安娜·瓦爾維德説，她在帕薩迪納的房屋因火災而受到有毒污染。</p>
</div><p>SB 1301, authored by Senator Ben Allen, protects policyholders from unexplained and abrupt nonrenewals with greater disclosure and more time to repair any problem to prevent losing coverage.</p>
<div class="lb-trans"><p>SB 1301，由參議員本·艾倫撰寫，保護保單持有人免受無解釋和突然不續保的影響，提供更大的披露和更多的時間來修復任何問題，以防止失去保險覆蓋。</p>
</div><p>&#34;SB 1301 would require insurers to clearly state, in writing, what is needed to maintain coverage and give homeowners a real opportunity and time to comply. If those protections had been in place, we would likely still have our policy today,&#34; said Magda Molina, who spent $8,000 on repairs only to be told by her insurance company it wasn't enough to keep their coverage.</p>
<div class="lb-trans"><p>&#34;SB 1301 將要求保險公司明確書面説明維持保險覆蓋所需的條件，並給予房主真正的機會和時間來遵守。如果這些保護措施早已到位，我們今天可能仍會擁有我們的保單，&#34;馬格達·莫利納説，她花費 8000 美元進行修理，卻被保險公司告知這還不足以維持他們的保險覆蓋。</p>
</div><p>&#34;Every Californian will be safer because of these bills,&#34; said Joy Chen, Executive Director, Every Fire Survivor's Network</p>
<div class="lb-trans"><p>&#34;每位加州人都會因為這些法案而更加安全，&#34;每位火災倖存者網絡執行董事喬伊·陳説。</p>
</div><p>&#34;These bills are all about access to coverage and getting consumers the insurance benefits they paid for,&#34; said Carmen Balber, executive director, Consumer Watchdog.</p>
<div class="lb-trans"><p>&#34;這些法案都是關於獲得保險覆蓋和讓消費者獲得他們所支付的保險福利，&#34;消費者觀察者執行董事卡門·巴爾伯説。</p>
</div><p>Senate Bills 877, 877 and 1301 now head to the Senate Floor.</p>
<div class="lb-trans"><p>參議院法案 877、878 和 1301 現在將提交給參議院全體會議。</p>
</div><p>Polls show over 90% of Californians support requiring insurance companies to give longer notice before nonrenewal and sufficient time to make improvements to stay insured.</p>
<div class="lb-trans"><p>民調顯示，超過 90% 的加州人支持要求保險公司在不續保前給予更長的通知，並提供足夠的時間進行改進以保持保險。</p>
</div><p>Watch the press conference with lawmakers and survivors in support of the bills.</p>
<div class="lb-trans"><p>觀看與立法者和倖存者一起支持這些法案的新聞發佈會。</p>
</div><p>40 wildfire survivor, consumer, environmental, civil and economic justice, labor, small business, and community organizations joined in support of the bills.</p>
<div class="lb-trans"><p>40 個野火倖存者、消費者、環境、民事和經濟正義、勞動、小企業和社區組織聯合支持這些法案。</p>
</div><p>Learn more at www.fixinsurance.org</p>
<div class="lb-trans"><p>瞭解更多信息，請訪問 www.fixinsurance.org</p>
</div><p>SOURCE Consumer Watchdog</p>
<div class="lb-trans"><p>來源：消費者觀察者</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwNTE0Jk5ld3NJdGVtSWQ9REM2MDMwNCZUcmFuc21pc3Npb25fSWQ9MjAyNjA1MTQxNjIxUFJfTkVXU19VU1BSX19fX19EQzYwMzA0" alt="" original-src="https://rt.prnewswire.com/rt.gif?NewsItemId=DC60304&amp;Transmission_Id=202605141621PR_NEWS_USPR_____DC60304&amp;DateId=20260514"/></p>

16:21 ET 消費者監督組織稱，三項要求保險公司履行承諾的法案已通過參議院最終委員會，並將提交至全體會議